FiMod

Building FiMod to fix how real estate deals get underwritten. Dashboard, docs, comps, models, all in one place. UK first, US next. Beta coming soon!

[FiMod @GetFiMod]

Built FiMod because most real estate finance still runs on spreadsheets nobody fully trusts. Dashboard, document management, and models you can actually see, not just scroll through. Beta launches in a month, UK first, US coming next. Get on the list now for free early access. https://t.co/58jae9nT6b

[FiMod @GetFiMod]

Thinking of developing CRE in London with hopes of a ground floor pub? Well think again! Regulations are becoming stricter and underwritings tighter.

Stay safe, use FiMod.

[Mayor of London, Sadiq Khan @MayorofLondon]

Breathtaking arrogance from Westminster Council.

They'd rather see nightlife die than thrive.

https://t.co/7NZmKKdJfo

[FiMod @GetFiMod]

@CJL_Esq @InfillOperator Totally agree. I think we’re seeing more young talent outsource their thinking to AI and they miss out on what makes a deal tick. I built FiMod to consolidate the process into a single platform, but not to stop you from still seeing what moves the needle on a deal.

[FiMod @GetFiMod]

@DennyTWright @moving_charlie London is a bit of a special case I agree however there is a moving trend in London of people looking to shift away or challenge their management companies for excessive fees.

[FiMod @GetFiMod]

@moving_charlie 87% of London flats listed didn't sell within six months. Scotland sells flats in 15 days on average. Both in the UK but completely different tenure system. And they wonder where the gap is…

[FiMod @GetFiMod]

Construction works is one of the biggest categories in that €2.6tn pool. Fewer eligible bidders per tender because of local sourcing rules almost always means higher prices, that's just how competitive bidding works. Firms already lose 5-10% comparing fewer suppliers on materials alone.

[FiMod @GetFiMod]

Co-living got its first lending signal. £78m in debt secured for the City of London’s first co-living scheme last January. 40% of Living sector investors now planning to increase co-living allocation. The asset class went from an experiment to something lenders will underwrite

[FiMod @GetFiMod]

@FT The real issue is the Building Safety Act's retrospective window is 30 years!! That's a huge tail to price. Rules like that don't exactly inspire developers with confidence especially in a supply crunched market.

[FiMod @GetFiMod]

UK commercial investment hit £49bn annually, highest since Q1 2023. But deal count actually fell versus last year, 351 transactions in Q2, fewer than Q1. Basically a handful of big trades doing the lifting while the actual number of deals getting done keeps shrinking.

[FiMod @GetFiMod]

Only 0.6% of UK over 65s live in dedicated retirement communities right now. Most countries sit around 5-6%. UK needs 30 to 50k later living homes a year to catch up, industry's actually delivering about 7,000. One of the most undersupplied asset classes nobody's tweeting about.

[FiMod @GetFiMod]

It looks like the second staircase rule finally kicks in on September 30th, three weeks out. Forsters estimates it's already delayed at least 38,000 homes in London alone, just from the uncertainty over when and where the line would land. £4 to 6 million per tower scheme once it's live. The policy hasn't even started yet and it's already cost more in limbo than most people realize.

[FiMod @GetFiMod]

17 pension providers managing over £250bn have committed to pushing real money into UK real estate and infrastructure by 2030. The actual bottleneck right now isn't appetite, it's a lack of shovel ready schemes to put the capital into. Feels like the money's there before the pipeline is.

[FiMod @GetFiMod]

@LivingInNorthGa What if I said there was an application that let you do both pretty well? (Wink wink nudge nudge)

[FiMod @GetFiMod]

@mountainwesttax @AdamSinger It’s about time in the market not timing the market. If you bought every high just before the crash, you’d still have positive returns today.

[FiMod @GetFiMod]

@TheDealMakerGuy Honestly he’s right, it’s tools that think for you versus tools that help you think faster. That's why we built FiMod, real interface for actually running the deal yourself, not an autopilot. Doesn't outsource the thinking, just removes the busywork around it.

[FiMod @GetFiMod]

@The_Landlord Shhh don't tell them, we're over here just running the numbers in FiMod while everyone argues online

[FiMod @GetFiMod]

@PropertyWeek Seven hotels, 913 rooms, undisclosed price, and this is apparently just the tail end of a 27 month exit from an 18 asset portfolio EQ bought with Ares back in 2024. Bet getting all that to IC would've taken half the time with FiMod.

[FiMod @GetFiMod]

Genuinely curious, anyone actually run the EPC C upgrade cost against the resale uplift on one of their own properties yet? Want real numbers, not the government's £6,100 to £6,800 estimate.

[FiMod @GetFiMod]

@FT This is part of the shift the UK government already raised as part of the plan. Pension funds have restructured their investments and they were the main buyer of 30 year gilts. Now that the UK is shifting to 5 year gilts, prices will be dictated by what retail is willing to pay.

[FiMod @GetFiMod]

@ukhpinfo Is this strictly mortgages or does it include bridge loans?

[FiMod @GetFiMod]

It looks like the EPC C deadline finally landed for real, October 2030, £10k cost cap. Kinda buried in all the landlord complaints though, Knight Frank found going D to C adds about 3% to value on top of normal price growth. E to C is closer to 8.8%. Mandatory spend that mostly pays for itself, just nobody frames it that way.