Gnes The 돌 🗿

#Hoyoverse, #QWER #Kpop #OrchestralMusic #AI #Engineering

[Syahir @syahir]

Putrajaya Perdana Berhad (PPB) ni pernah dimiliki Jho Low melalui UBG dan Tabung Haji beli saham PPB (2014) ketika Jho Low masih memiliki saham dalam PPB (up until 2015):

PPB juga menerima RM170 juta daripada SRC International Berhad, dimana RM32 juta masuk ke dalam akaun Najib (2014).

Pemilik asal Putrajaya Perdana Berhad Rosman Abdullah juga saksi pendakwaan dalam kes SRC.

Tak pasti ada kaitan ke tak Jho Low dengan pelaburan Tabung Haji dalam PPB bernilai RM193.5 juta yang telah menyebabkan Tabung Haji rugi RM145.3 juta.

Kalau SPRM nak siasat dan buat audit forensik bolehlah mula daripada situ

[Wilson is Running 🇲🇾 @wilsonyimby]

Taxpayers via Ministry of Finance aka Tokong Lim came to Tabung Haji rescue in 2018.

How many of you actually know the exact mechanics of the 2018 Tabung Haji rescue? Not the politics. The actual transaction.

At end 2017, TH held RM70.3 billion in assets against RM74.4 billion in liabilities.

That’s a RM4.1b hole.

Section 22 of the Tabung Haji Act bars hibah payments when assets fall below liabilities. PwC put the accumulated losses at RM10 billion. So TH could not legally pay depositors a single sen of hibah.

The fix came in December 2018. The government approved a rescue plan and TH had less than two weeks to execute before year end. The deal closed on 28 December 2018.

The buyer: Urusharta Jamaah Sdn Bhd, a special purpose vehicle wholly owned by the Ministry of Finance. The finance minister at the time was Lim Guan Eng.

What UJSB took over: 106 listed equity holdings, 29 properties, and one estate in Sri Aman, Sarawak.

Market value of those assets: RM9.7 billion. Price UJSB paid: RM19.9 billion.

RM19.9b - RM9.7b = RM10.2b. That difference is borne by the government. Taxpayer paid RM10.2b above market price.

How UJSB paid: RM300 million in cash plus two government backed sukuk. Series 1, RM10 billion at 4.05%, since refinanced. Series 2, RM9.6 billion at 4.1%, due May 2029.

What TH got: assets back above liabilities, and the legal ability to declare hibah for 2018.

What the RCI says now: this was the least disruptive option available and it stabilised the fund.

But it did not eliminate the problems. It moved the risk from TH’s books onto UJSB’s ability to recover value and repay RM27.5 billion in total sukuk obligations.

The commission called it damage control, not a complete solution.

Two footnotes from the report. RM2.6 billion of bad assets could not be transferred, for reasons never explained, and were written down through 2025. And TH’s hibah has climbed from 1.25% for 2018 to 3.5% for 2025, its highest in eight years.

So that is the transaction.

RM19.9 billion paid for RM9.7 billion of assets, and the gap sits with the government.

Series 2 comes due in May 2029. Who pays if UJSB cannot?

[ksampoh@MyOwn Inc @ksampoh]

Tabung Haji- Umat Islam Biasa Menjadi Wajah, Golongan Kaya Menikmati Hibah Terbesar.

Tabung Haji diwujudkan untuk membantu umat Islam menyimpan bagi menunaikan haji. Namun, angka menunjukkan cerita yang sangat berbeza.

Pada 2017, hanya 117,000 orang-1.3% daripada kira-kira sembilan juta pendeposit-menguasai 50% keseluruhan simpanan TH. Seorang pendeposit sahaja dilaporkan mempunyai lebih RM190 juta. Majoriti pendeposit ialah umat Islam biasa, tetapi separuh wang TH dikuasai kelompok kecil berdeposit besar.

Dari 2014 hingga 2017, TH membayar hibah tahunan umum antara 4.25% hingga 6.25%, belum termasuk hibah haji-

2014- 6.25% + 2.00% hibah haji
2015- 5.00% + 3.00% hibah haji
2016- 4.25% + 1.50% hibah haji
2017- 4.50% + 1.75% hibah haji
Kadarnya mungkin sama, tetapi manfaat tunainya jauh berbeza. Hibah 4.5% atas simpanan RM10,000 hanya RM450- atas RM190 juta ialah RM8.55 juta.
Maka, apabila 1.3% pendeposit menguasai separuh simpanan, secara kasar kelompok kecil itu juga menikmati hampir separuh nilai hibah tahunan umum. Hibah haji pula perlu dibezakan kerana tertakluk kepada syarat kelayakan & had tertentu.
Lebih menarik, simpanan TH ketika itu dijamin kerajaan tanpa had-tidak seperti deposit bank di bawah PIDM yang mempunyai had perlindungan. Keuntungan tunai dinikmati mengikut besarnya simpanan, tetapi risikonya disandarkan kepada kerajaan.

RCI kini mengesahkan bahawa pembayaran hibah agresif dari 2014 hingga 2017 melebihi kemampuan kewangan TH, menghakis rizab & menarik golongan berada menggunakan TH sebagai instrumen pelaburan, bukan sekadar simpanan haji.

Pada 2017, jika piawaian perakaunan digunakan sepenuhnya, TH sepatutnya mencatat kerugian RM1.4 bilion-bukannya keuntungan RM3.4 bilion seperti dilaporkan. Namun, hibah berjumlah RM2.75 bilion tetap diumumkan.

Jangan gunakan slogan "demi umat" untuk menutup angka. Umat Islam biasa menjadi wajah TH, tetapi kelompok berdeposit besar menikmati bahagian terbesar hibah serta perlindungan jaminan kerajaan.

Ini bukan serangan terhadap Tabung Haji atau Islam. Ini persoalan amanah & keadilan- siapa sebenarnya menikmati manfaat terbesar, & siapa akhirnya menanggung risikonya?

[Gnes The 돌 🗿 @Gnes_navi]

@sinkingboatcapt Ur tag is exaxtly what PH is

[wagyumelon🏴 @sinkingboatcapt]

Imagine having all the govt funds to actually put in policies that will actually make the people that supported you for the last 20 years vote for you again, but instead throwing out your whole political career to accommodate the corrupt.

That’s Pakatan Harapan for you 😬👍

[StratCommX @StratCommX]

Laporan polis dedahkan duit zakat Tabung Haji untuk duit asnaf, orang miskin dan umat Islam yang memerlukan untuk tujuan politik

Menteri KPDNKK time tu dari Cina DAP, Hamzah Zainuddin

[Gnes The 돌 🗿 @Gnes_navi]

@rafiziramli Bersama tolong pihak berkuasa menyiasat. 🤣

[Gnes The 돌 🗿 @Gnes_navi]

@craigansibin Cantek. Finally.

[Gnes The 돌 🗿 @Gnes_navi]

@danieleskay Nampak mcm early symptom debt crisis kat US decades ago

[Gnes The 돌 🗿 @Gnes_navi]

@guttapercha88 Bruh

[Gnes The 돌 🗿 @Gnes_navi]

Menarik kajian ini.
OP kat FB.

https://t.co/856S0JImdY

[Gnes The 돌 🗿 @Gnes_navi]

@kerorol13 Guessed thats why we pay so much for a passport

[ᴊᴏᴇ ʟᴇᴇ @iamjoelee]

Just saw this and am reminded our Malaysian passport is kinda cool.

Instagram : https://t.co/720K3Msx0I - Republic of Belarus Border Service

[Gnes The 돌 🗿 @Gnes_navi]

@dugongbebal pendapat i la. Shit penDAPat lagi.

[China Times @ChinaTimesX]

🚨 BREAKING:

​Meanwhile in China 🇨🇳

A new Chinese achievement for humanity:

Zhejiang University develops a liquid to treat and repair teeth, where just two drops can regrow tooth enamel very similar to the original.

[alice_syndrome @alicesyndrome00]

Alice Syndrome ‘Deep Dive’ is now featured on the cover of Spotify’s 〈바이럴 히트 코리아〉 playlist. 🖤

Listen now
https://t.co/qopRr5PCOd

Thank you @SpotifyKR @SpotifyKpop

#AliceSyndrome #DeepDive #앨리스신드롬

[Syahir @syahir]

JAKIM dah upload Laporan RCI Tabung Haji.

Takde PDF. Fliphtml: https://t.co/YcZdhPYnDp

[Gnes The 돌 🗿 @Gnes_navi]

@HairilImaan @rafiziramli what u want to imply?

[Gnes The 돌 🗿 @Gnes_navi]

@syabimosha @rafiziramli Post pru16, we will have a full BN-PN govt. then we will see how great they govern. 😎

[Malay Mail @malaymail]

A Chinese Malaysian has touched hearts after sharing the story behind his 28 blood donations in a Threads post.

He said Hospital Seberang Jaya had contacted him several times because his blood was a match for a Malay child living with thalassaemia. Reflecting on the experience, he wrote that his blood did not know whether a person was Malay, Chinese or Indian. It was only there to save lives. He added, "We help each other when needed. I am a Malaysian."

Responding to the post, the Health Ministry (KKM) thanked him and all blood donors for continuing to donate regardless of race, religion or background. The ministry said his story was a reminder that blood only knows one thing: saving lives, and that his 28 donations had become a source of hope and a lifesaving gift to those in need.

Threads/vince.yh117