Grow Credit

A 2022 Forbes Fintech 50 Company.

[Grow Credit @GrowCredit]

Excited and thankful to announce that ⁦⁦@WellsFargo⁩ elected to support expanding our financial inclusion initiative by deploying depository and treasury services across operations, from collection and disbursement accounts to fund transfers. https://t.co/dDHHwwSFYW

[Joe Bayen @JoeBayen]

Ten years of building.
Seven months of refinement.
One system of coherence.

GCOS — The C-Suite of the future, powered by presence.

https://t.co/ibdjZhc0gq
https://t.co/lXtAv3FhlN

[Joe Bayen @JoeBayen]

Cutting caffeine was the most underestimated decision of my career. It didn’t just slow me down, it made me patient enough to win.

Clarity > urgency.

Full story here: https://t.co/gCbXYtuN6D

[Joe Bayen @JoeBayen]

Minimum wage. No caffeine. Full clarity. We rebuilt Grow Credit from scratch, this time with structure, presence & purpose. Here’s the story behind the comeback and the system that made it possible
#startup #fintech #leadership #founderjourney
https://t.co/SdT6DnfP6u

[Florida Funders @FloridaFunders]

When the Declaration of Independence was adopted, the first American Dream was realized. This #4thofJuly, learn how the term evolved to reflect the collective U.S. ethos via entrepreneurship + explore how @JoeBayen + @marbaji achieved their American Dream. https://t.co/orE8Ib1Afv

[Alejandro Cremades @acremades]

This Serial Entrepreneur Raised $120 Million To Enable Consumers To Use Their Subscription Payments To Build Credit Scores @JoeBayen https://t.co/vyBVL6Jn06 @USAA @CommerceVC @MyBlueRidgeBank @FloridaFunders @jmgards @BaronDavis @JasonDRobins @WillKassoy @SebDeguy @mucker @YahyaMokh @mhiggins @JasonDRobins #entrepreneur #business #success

[Joe Bayen @JoeBayen]

Down memory lane from Cameroon to France and the US, including an injury preventing me from representing Cameroon at the 2004 Olympics. All the pivots along the way, and tips on embracing stress as a catalyst for creativity and personal growth. https://t.co/3Czn9jqkZ9

[Grow Credit @GrowCredit]

Excited to welcome ⁦@CapitalOne⁩ alumni and former ⁦@GreenDotBank⁩ GM Secile Baysal as our new board member! https://t.co/s1gftxMUlP

[Grow Credit @GrowCredit]

Excited to announce the Grow API integration partnership with 2M user strong cash advance alternative App Beem. More major partnership announcements on the way. https://t.co/3d0YqI0Psn

[Joe Bayen @JoeBayen]

Excited to announce the Grow API integration partnership with 2M user strong cash advance alternative App Beem. More major partnership announcements on the way. https://t.co/8qrku4jgHo

[Grow Credit @GrowCredit]

Excited to partner with @gameugami, the leading debit card for gamers. Ugami's "Grow-to-GO" API integration will allow them to confidently and seamlessly graduate users to their upcoming credit card product via a platform enabling consumers to build credit without incurring more debt while providing continuous credit education promoting responsible borrowing. Poised for more announcements as Financial institutions, Insurance, Fintechs, & Subcription Businesses are embracing Grow API's innovative payment, retention, and turndown solutions.

https://t.co/obKDftHh0P

[Grow Credit @GrowCredit]

Thrilled to partner with
@Dovly_inc team. The partnership will enable Dovly users to report a positive tradeline on all three credit bureaus by making monthly Dovly subcription payments with "Pay with Grow." We are poised to announce additional major partnerships over the coming weeks as more Fintechs, financial institutions, insurance, and subcription companies embrace Grow's innovative payment, retention, and turndown solutions. https://t.co/X0t6stgUmU

[Commerce Ventures @CommerceVC]

The Latest Commerce Conversations episode is out! This time @JoeBayen, founder of @GrowCredit, shares the foundation for building impactful company culture and how it can make a meaningful difference in business outcomes.
https://t.co/zyzISGREtI

[Joe Bayen @JoeBayen]

Excited to announce Grow Publishers, the 3rd Grow API product enabling any website to monetize their traffic and enhance consumer loyalty! https://t.co/YFZEjnPrTZ

[Florida Funders @FloridaFunders]

@JoeBayen, Founder and CEO of @GrowCredit, joins the Skin in the Game VC Podcast to explore his journey to success with failures along the way. Learn what spurred Bayen to work in credit + how he catapulted himself back to success after major setbacks. https://t.co/gAtL05JN2p

[Grow Credit @GrowCredit]

Excited for the release of the Grow API, which enables financial institutions to nurture their turndowns, while our Pay with Grow solution allows subscription model businesses to offer a credit builder as a payment solution at checkout. https://t.co/dm0jPt9ufN

[Grow Credit @GrowCredit]

In the most challenging Fintech Funding environments in decades, we are excited to announce that Grow secured a $10M Series A financing round led by USAA. The Grow app is also gaining popularity, recently breaking the top 30 rankings in Finance. https://t.co/WqUVSPocdL

[Joe Bayen @JoeBayen]

In the most challenging Fintech Funding environments in decades, we are excited to announce that Grow secured a $10M Series A financing round led by USAA. The Grow app is also gaining popularity, recently breaking the top 30 rankings in Finance. https://t.co/4k6RMB7v2N

[Joe Bayen @JoeBayen]

Bonus tip: Be grateful

I met Steve Jobs in person at the 2010 developer conference. I was so star-struck that I did not muster say a word about the email incident and just shook his hand and congratulated him for a great speech and the launch of the iPhone 4, still one of my favorite Apple devices.

In the end, the rejection was a blessing in disguise. We owe a major part of our entrepreneurial success to Steve Jobs and Apple. Millions of consumers also benefitted from that experience by receiving great paid apps for free, and many more are now able to build credit for free through Grow.

If the story resonates with you, feel free to comment on a rejection experience that turned into a life-altering opportunity.

#founderstories #successmindset #nevergiveup

[Joe Bayen @JoeBayen]

Notes on Culture and Positive Momentum, and the need for quickly turning negatives into positives.

https://t.co/6mQ8hw7aJP