Abimboye Femi

The only easy day was yesterday!
Invisus, Inauditus, Impavidus

[Abimboye Femi @Harbeamz]

@AndrewBolis Hustle

[Abimboye Femi @Harbeamz]

@AndrewBolis Work

[Abimboye Femi @Harbeamz]

@MrCharlesky I am interested.

[Abimboye Femi @Harbeamz]

@MrCharlesky I'm game bro

[Abimboye Femi @Harbeamz]

@MrCharlesky I'm interested

[Abimboye Femi @Harbeamz]

@mmakesense You no come ward meeting

[Michael Abimboye @mmakesense]

The Petroleum and Natural Gas Senior Staff Association of Nigeria (PENGASSAN) is not out of place to raise alarm over what it sees as anti-labour practices at the Dangote Refinery.

For a union with a long history of defending oil workers, its worry about welfare, job security, and adherence to extant labour laws cannot be dismissed as mere noise. “No refinery can be built on the sweat of Nigerian workers while their rights are trampled,” one union official said at the height of the protest.

PENGASSAN’s position rests on the simple principle that no industrial investment, however massive, should come at the expense of the people whose hands and skills keep it alive.

On the other side, Dangote Industries equally has a valid argument. Having invested over $20 billion in what is now Africa’s largest refinery, the company insists it must be allowed operational independence to manage staff and processes in line with global standards.

The group argues that the refinery is still in its delicate take-off phase, where efficiency, discipline, and strict adherence to performance metrics are non-negotiable.

“This is not just a Nigerian project; it is a continental lifeline. We must protect it from anything that could jeopardise its competitiveness,” a Dangote executive told reporters, underscoring their need to run operations without constant union disruption.

In truth, both sides sit on legitimate grounds: PENGASSAN is right to protect labour, while Dangote is right to protect investment. The missing link is trust, and that is where government regulators should step in. Not as partisans, but as fair arbiters.

The refinery is too strategic to Nigeria’s energy future to be derailed by a breakdown in labour–management relations. Only a negotiated balance between rights and responsibility can prevent this dispute from degenerating into another cycle of strikes and shutdowns that Nigerians, already weary of fuel crises, can ill afford.

[Abimboye Femi @Harbeamz]

https://t.co/OhZCKZZf7D

[LingTec.AI @LingtecAI]

Hey 👋
Wondering What Really Is Lingtec AI About?🤔
We’re Lingtec AI — a remote-first, global team building the human backbone of the AI revolution.
From Africa to Asia, we power your LLMs, multilingual chatbots, and game experiences with expert human data. Here’s what we do: 🧵

[Nappy Blaze⚡ @Nappyblaze]

Lagos rats are built differently 😄

[Toluajet @Toluajet]

Day 4/30
What if you could earn interest on your crypto without dealing with the crypto market volatility?

Let’s talk about yield-bearing stablecoins.

Yield-bearing stablecoins (YBS) are stablecoins (fiat-backed digital assets) that generate a passive yield (like interest).

Yield-bearing stablecoin = stability + passive income

You can think of buying a YBS as saving your money in a savings account at a bank.
But in this case, you retain full control of your money and don’t have to deal with censorship or the typical issues that come with banks.

For developing countries like Nigeria that are battling inflation, YBS allows people to save in dollars and protect the value of their money.

While a yield-bearing stablecoin is technically a crypto asset, it stays pegged to fiat (e.g., the dollar), so you don’t face the volatility that comes with most crypto assets.

If you think about it, YBS combines the best of both worlds:

- The stability of fiat without the risks of TradFi
- The benefits of crypto without the price swings

For people like me living in a developing country, it offers access to USD to hedge against inflation, while earning passively.

TL;DR of why yield-bearing stablecoins are great:
- On-chain savings with interest
- Earn with your crypto without doing much
- Retain control over your funds (makes YBS a great alternative to banks and TradFi)
- Low volatility
- Decentralized (all transactions are recorded on-chain)

Stats about Yield-bearing Stablecoins

- As of writing, YBS protocols have paid out around $607.8M in yield (YPO)

- The current supply is $11B, about 4.5% of the total stablecoin market cap

That might sound small, but it’s grown quickly, from around $1.5 billion in early 2024 to its current $11B Mcap. Moving from around 1% to 4.5% market share in less than a year.

(All figures from @stablewatchHQ)

So, where does the yield come from?

It varies by protocol, but YBS usually generate yield through a mix of:

- DeFi lending (e.g. MakerDAO sDAI)
- Liquidity provision and staking
- Liquid staking (LST) and restaking rewards
- RWAs like treasury bills and bonds (e.g. Ondo Finance’s USDY)

Risk concerns with YBS
It’s also important to talk about the risk profile of yield-bearing stablecoins.

While stablecoins are among the most stable crypto assets, they’re not risk-free. Read more:
https://t.co/GCo3re0mGf

Apart from these risks, Yield-bearing stablecoins also take on additional risk exposure from their underlying yield mechanisms (e.g., futures, lending markets, RWAs).

Besides, there’s the issue of regulatory uncertainty in some countries. For example, the proposed Genius Act in the U.S. aims to restrict yield-bearing stablecoins.

So, before you buy any YBS, check the regulatory stance in your country.

How to start earning with YSB
The process is simple really;

- You deposit tokens (stablecoins or other assets like ETH) into a YBS protocol like Ondo Finance or Ethena
- You receive a minted yield-bearing stablecoin that represents your deposit
- The protocol invests your deposit using its own yield-generating strategies.
- You earn passive income based on the protocol’s payout schedule (frequency and APY)

Top Yield-bearing stablecoin
1. sUSDe (@ethena)
- Market Cap: $3.34 billion ( ~ 45% of YBS market)
- Yield Mechanism: liquid staking derivatives + delta-neutral strategies in perpetual futures market
- APY: 5 - 6%

2. sUSDS (@SkyEcosystem )
- Market Cap: $2.53B (~ 34% of total market cap)
- Yield Mechanism: staking rewards + derivatives strategies
- APY: ~4%

3. OUSG (@OndoFinance)
- Market Cap: $669.1M ( ~9% of total market cap
- Yield Mechanism: Tokenized exposure to BlackRock’s U.S. Treasury ETF (iShares Short Treasury Bond ETF).
- APY: ~4%

4. USDY (@OndoFinance)
- Market Cap: $568.92M (~7.7% of total market cap)
- Yield Mechanism: Backed by U.S. Treasuries and investment-grade short-term bonds. Interest is distributed through rebasing.
- APY: ~4%

5. SyrupUSDC (@maplefinance/ @syrupfi)
- Market Cap: $548.84M (~7.4% of total market cap
- Yield Mechanism: borrowers’ interest from overcollateralized loans
- APY: 6 - 7%

6. sDAI (MakerDAO via @sparkfinance)
- Marketcap: $540.34M (~7.3% of total market cap)
- Yield Mechanism: Maker’s DSR (Dai Savings Rate), backed by overcollateralized crypto and RWAs in Maker’s reserves.
- APY: 2 - 3%
(All figures are from https://t.co/n1rJKOpTLQ )

Top Protocols
- @pendle_fi: building infrastructure for yield-bearing stablecoin
- @ethena: issues of sUSDe, the biggest yield-bearing stablecoin by market cap
- @OndoFinance: big player in RWA market and issues USDY and OUSG
- MakerDAO’s @sparkfinance: issues sDAI
@SkyEcosystem (ex-MakerDAO): issues sUSDS
@maplefinance: issues SyrupUSDC

[Abimboye Femi @Harbeamz]

@Harri_obi Congratulations boss

[Abimboye Femi @Harbeamz]

@GOtvNg I made payment for subscription and it's yet to reflect... Please attend to this!!!

[Abimboye Femi @Harbeamz]

@Yhormite01 DM sent

[SEED Combinator 🌱 @SeedCombinator]

🛸 𝐖𝐞𝐛𝟑 𝐕𝐨𝐲𝐚𝐠𝐞𝐫𝐬 𝐁𝐚𝐝𝐠𝐞 𝐇𝐚𝐬 𝐋𝐚𝐧𝐝𝐞𝐝! 🛸

🤫 Listen close, #Seedizens! We’re working hard to ensure everything’s set for the #airdrop.

For now, just chill and enjoy the latest collectible — 𝗪𝗲𝗯𝟯 𝗩𝗼𝘆𝗮𝗴𝗲𝗿𝘀 𝗕𝗮𝗱𝗴𝗲.
👉Earn yours by completing the beginner checklist in our partnership events @binance @okx @Bybit_Official.

ℹ️ 𝗪𝗵𝘆 𝗴𝗲𝘁 𝗶𝘁?
It isn’t the key to everything, but it’s a great way to stay connected. Active engagement will deserve better!

Still thinking? Others are ALREADY on it! 👽

[Abimboye Femi @Harbeamz]

JOIN #PAWS CULT! 🐾

[SEED Combinator 🌱 @SeedCombinator]

𝐍𝐨𝐯𝐞𝐦𝐛𝐞𝐫’𝐬 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐥 𝐟𝐢𝐫𝐞, 𝐥𝐢𝐠𝐡𝐭 𝐢𝐭 𝐮𝐩 𝐛𝐞𝐟𝐨𝐫𝐞 𝐒𝐄𝐄𝐃 𝐥𝐢𝐬𝐭𝐢𝐧𝐠'𝐬 𝐨𝐮𝐭 𝐨𝐟 𝐬𝐢𝐠𝐡𝐭! 🔥

Hey #Seedizens, the clock’s ticking, and this is your last big move! If you've been holding back, now’s the time to jump in before it’s game over!

1⃣ 𝗦𝗘𝗘𝗗 𝗯𝘂𝗿𝗻𝗶𝗻𝗴 𝗵𝗮𝘀 𝗿𝗲𝘁𝘂𝗿𝗻𝗲𝗱! Stay away too long, and your SEED will go up in smoke.

2⃣ 𝗬𝗼𝘂𝗿 𝘄𝗮𝗹𝗹𝗲𝘁 𝘄𝗶𝗹𝗹 𝗼𝗻𝗹𝘆 𝗯𝗲 𝗹𝗶𝗻𝗸𝗲𝗱 𝘁𝗼 𝗼𝗻𝗲 𝗧𝗲𝗹𝗲𝗴𝗿𝗮𝗺 𝗮𝗰𝗰𝗼𝘂𝗻𝘁, ensuring fairness for the upcoming airdrop. With a single connected wallet, you’ll have the chance to mint NFTs! Make sure you connect your frequently-used wallet!

3⃣ 𝗕𝗶𝗴 𝗲𝘃𝗲𝗻𝘁𝘀 𝘄𝗶𝘁𝗵 𝗯𝗶𝗴 𝗽𝗮𝗿𝘁𝗻𝗲𝗿𝘀 𝗮𝗿𝗲 𝗼𝗻 𝘁𝗵𝗲 𝗵𝗼𝗿𝗶𝘇𝗼𝗻, and all the listing details will be revealed soon!

No time to waste — November is the 𝗺𝗮𝗸𝗲-𝗼𝗿-𝗯𝗿𝗲𝗮𝗸 moment. Get active, dominate tasks, and secure your SEED before the big listing hits.

[SEED Combinator 🌱 @SeedCombinator]

⭐️ 𝐒𝐄𝐄𝐃’𝐬 𝐅𝐫𝐢𝐞𝐧𝐝𝐬𝐡𝐢𝐩 𝐀𝐰𝐚𝐫𝐝𝐬: 𝐘𝐨𝐮𝐫 𝐓𝐢𝐦𝐞 𝐭𝐨 𝐒𝐡𝐢𝐧𝐞 ⭐️

Thanks to the incredible support of #SEEDDAO, we’ve reached new heights on YouTube. We've claimed our 📹 𝗚𝗼𝗹𝗱 𝗣𝗹𝗮𝘆 𝗕𝘂𝘁𝘁𝗼𝗻 📹, and now it’s your turn!

𝗜𝗳 𝗬𝗼𝘂𝗧𝘂𝗯𝗲 𝗵𝗮𝘀 𝗶𝘁𝘀 𝗖𝗿𝗲𝗮𝘁𝗼𝗿 𝗔𝘄𝗮𝗿𝗱𝘀, 𝗦𝗘𝗘𝗗 𝗮𝗹𝘀𝗼 𝗵𝗮𝘀 𝗙𝗿𝗶𝗲𝗻𝗱𝘀𝗵𝗶𝗽 𝗔𝘄𝗮𝗿𝗱𝘀, 𝗱𝗲𝘀𝗶𝗴𝗻𝗲𝗱 𝗷𝘂𝘀𝘁 𝗳𝗼𝗿 𝘆𝗼𝘂!

Are you curious to see how you can earn yours? Log in, invite your friends, and be part of something bigger.
👉 https://t.co/wjsCwK4wrx

Your Friendship Award is waiting — how far can you go?

[DUCKS @Ducks_realcoop]

Have a nice weekend, duckies! 🦆

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[GOATS 🐐 @GOATS_immortal]

😺 $CATS listing today.

Good luck, little paws 🐾

From the 🐐 $GOATS fam – we’re riding this wave with you!😺