idris

[idris @Idris_014]

@Ms_Ore @funkomi Yes 1 still applies most of the time even if you no longer pay into it. But moving old plans to a SIPP isn’t necessarily a bad idea, you can get low cost SIPPs too

[big john the boshfather @Johnfis08605918]

Good luck @Arsenal bring it home. Bosh.

[Kai Havertz @kaihavertz29]

Run it back.

[Premier League @premierleague]

🏆 ARSENAL ARE CHAMPIONS 🏆

[idris @Idris_014]

@user992138 @2147mill AJ Bell or Hargreaves

[idris @Idris_014]

@GargettKeith That the interest rate is linked to income.

[idris @Idris_014]

@GargettKeith @LarissaMVLopez @OliviaUtley Can you find a loan where they charge you less if you are more likely to default/have less ability to make the monthly repayments?

[idris @Idris_014]

@GargettKeith @LarissaMVLopez @OliviaUtley So based on your logic everyone should pay the same interest rate?

[idris @Idris_014]

@JupitersBindi @FPLFella @SirClmnt Your first point was “stop pension contributions. Open a S&S ISA”. Guess you are deliberately being obtuse.

[idris @Idris_014]

@JupitersBindi @FPLFella @SirClmnt That is not the point. You contribute to an ISA from net pay. You contribute to a pension from gross pay. Therefore, if you are a higher rate taxpayer, putting £10 into your Pension costs you £6. If you opted to put into ISA instead you would only have £6 in it.

[M @25mahfuz]

Breh went to cop 12 bottles of bleach 😭😭😭

[Jacob @Jsize18]

VAR disallowing my meal deal because the crisps were offside

[idris @Idris_014]

@thehapsbergjew @theashrb Most of those european figures are not purely a like for like comparison to the UK state pension (most of europe there is employee/employer/state). So obviously they would be higher.

[idris @Idris_014]

@SpringChickHen @JackW01_ @thelordbaeIish So you have to downsize in order to have funds to actually retire. Also did you consider tax relief and employer contributions? Must be pretty strong property appreciation you modelled in to beat that.

[idris @Idris_014]

@Wanderer_koc @bigfriendlygia @IB2511FC @AscendedYield @uh456 Marriage allowance refers to income tax, not inheritance tax. You are conflating two different things. Not sure where you get £2,500 exempt from. The annual allowance is £3,000. Transfers between spouses can be any amount, there is not allowance.

[idris @Idris_014]

@Wanderer_koc @bigfriendlygia @IB2511FC @AscendedYield @uh456 You can’t double down and be wrong. There is no IHT payable on lifetime gifts between spouses even if death occurs within 7 years. They would need to be legally married though.

[AFCAMDEN @AFCAMDEN]

We’re off to Italy

[idris @Idris_014]

@SeanShocks @KasupovicDinko @PeakSxnti @SkySportsPL Maybe watch the video footage instead of a still image

[idris @Idris_014]

@TheGrimeGrammar Pension contributions on anything above £100k are very cost effective.