Adam Blumberg, CFP ®

CFP® | Chief Compliance Officer @Protocol_Wealth
Fiduciary, non-custodial crypto-native wealth & treasury management
SEC-registered RIA

[Adam Blumberg, CFP ® @Interaxis8]

This is the moment we built Protocol Wealth for.

When we started the firm, we saw a clear gap.

People who had built significant wealth in Bitcoin, protocol tokens and other digital assets deserved professional financial advice. They needed sophisticated wealth management, thoughtful custody structures and advisers who understood both traditional finance and the onchain world.

That combination was difficult to find.

Then the bear market arrived. Protocol tokens fell sharply. Even major digital assets experienced significant declines. Planning felt less urgent.

But every market cycle tends to produce the same lesson:

During the bull market, people assume it will continue.
During the bear market, they wish they had made a plan while prices were higher.

Now, market activity is returning - but this moment is bigger than another crypto cycle.

Stablecoins are becoming more widely used for payments and yield. More traditional assets are being tokenized. A greater share of personal wealth will be represented on blockchains and potentially used within DeFi.

Investors will still need help answering familiar questions:

• How much risk am I taking?
• How concentrated am I?
• What should I sell, retain or diversify?
• How does this wealth support my family and long-term goals?

But they will also face newer questions:

• How should these assets be custodied?
• Which wallets, platforms and smart contracts are appropriate?
• How do I evaluate on-chain opportunities and their risks?
• How do I move safely between traditional and on-chain financial systems?

That is what we have been preparing for.

We’ve combined decades of traditional financial experience with deep knowledge of crypto, DeFi, wallets, custody and security. We’ve built the technology, reporting and operating systems needed to advise clients across both worlds.

AI is becoming part of that evolution as well - not as a replacement for judgment, but as a tool to operate more efficiently and do more for clients while protecting their information.

For @JasonLeupold, @nickryg and me, this is the convergence we anticipated when we started @Protocol_Wealth.

And it feels like the work is just beginning.

[Adam Blumberg, CFP ® @Interaxis8]

Best athlete in the league rejecting the alien for the win

[Bleacher Report @BleacherReport]

🚨 AMEN THOMPSON GAME-SAVING BLOCK ON WEMBY 😳😤

[Adam Blumberg, CFP ® @Interaxis8]

I agree with Matt. A, B, and C don't matter unless we know the purpose, and it fits the Investment Policy Statement and risk profile of the client.

After that, my guess is most firms need firm sign off to even discuss bitcoin.

Next, where and how would the bitcoin be held?

Last, assuming all the above are good, what is the plan?

[Adam Blumberg, CFP ® @Interaxis8]

If you receive part of your compensation in tokens, and want to see where you stand:

https://t.co/sc3vS7wbDg

[Adam Blumberg, CFP ® @Interaxis8]

A Friday question:

If you couldn’t access your crypto on Monday, would your family know what to do?

Not your seed phrase - just where assets are held, whom to call, how recovery begins and where instructions live.

A custody plan isn’t complete if it only works when you’re available.

[Adam Blumberg, CFP ® @Interaxis8]

Full video here:

https://t.co/g4tm60lXOJ

[Adam Blumberg, CFP ® @Interaxis8]

If you receive part of your compensation in tokens, and want to see where your readiness stands:

https://t.co/sc3vS7wbDg

[Adam Blumberg, CFP ® @Interaxis8]

Choosing a wallet tells you where your tokens land.

It doesn’t tell you who can trade, withdraw, change permissions, recover access or take over if you can’t act.

That’s why custody isn’t a destination.

It’s an operating system.

[Adam Blumberg, CFP ® @Interaxis8]

Full video here:

https://t.co/g4tm60lXOJ

[Adam Blumberg, CFP ® @Interaxis8]

Good have a talented back that can get hit in the backfield when the play call doesn't include adequate blocking.

Maybe he gets back to the line instead of losing 2 yards.

[THE PROVING GROUNDS @THEPROVINGROUND]

BREAKING: ELITE 5⭐️ Nathan Niswanger, No.1 overall RB & No.4 overall player, has Committed to Texas!

The 6’1 191lb HB from San Diego, CA chose the Longhorns over Michigan

#CFB27

[Adam Blumberg, CFP ® @Interaxis8]

@grahamfergs Seems like a role for a crypto-native RIA. I'll see if I know someone

[Adam Blumberg, CFP ® @Interaxis8]

@TR401 Not a bad buy at this point.

[Adam Blumberg, CFP ® @Interaxis8]

I have new hope.

Met with a young investor who has done very well in crypto.

After growing wealth through some memecoins and NFTs, he used his knowledge and understanding of crypto to come up with an investment thesis for this cycle.

He has moved into only a few assets that fit his thesis, and has targets to the upside, and values to the downside that invalidate the thesis.

He is also showing maturity in asking for guidance from financial professionals.

- Budgeting
- Cash flow
- Custody
- Tax planning
- Diversification

Great to see someone taking wealth they made on their own, and realize they don't need to risk it all over and over at this point.

Also great to know there are finally investment theses beyond hopium.

More investors like this.

@Protocol_Wealth

[Adam Blumberg, CFP ® @Interaxis8]

@0xcryptotax But decentralized

[Adam Blumberg, CFP ® @Interaxis8]

@kkirkbos I imagine more people will start employing this strategy regarding mid-terms.

[Adam Blumberg, CFP ® @Interaxis8]

@conneryoungBC CROSSOVER

[Adam Blumberg, CFP ® @Interaxis8]

Why would an SEC-registered investment adviser join the @tacoalition?

We don’t issue tokens. We don’t tokenize funds or other assets.

We joined because financial advisers may become one of the most important markets for tokenized investments—and the infrastructure needs to work for fiduciaries before that can happen.

Investment advisers reported approximately $177 trillion in regulatory assets under management in 2025.

If a meaningful portion of the investment world moves onchain, advisers will not simply be watching from the sidelines. We will be responsible for:

• Evaluating the underlying investments
• Understanding how the tokens are structured
• Determining whether they belong in client portfolios
• Solving for custody, reporting and tax data
• Explaining the risks to clients
• Monitoring the investments as fiduciaries

Earlier this year, I wrote an article with the Tokenized Asset Coalition explaining why tokenized assets were not yet ready for meaningful allocation by RIAs.

Since then, we have seen regulatory progress, more assets come onchain and greater real-world use of stablecoins. But there is still plenty to build.

We are also hearing directly from clients who already hold significant wealth onchain. They do not necessarily want to move everything back to a traditional brokerage account simply to access traditional investments.

They want onchain portfolios that can include both crypto assets and appropriately structured real-world investments.

Protocol Wealth joined the Tokenized Asset Coalition to represent that perspective.

We’re joining a strong cohort that includes Ascend, Control, @cryptio_co , the Digital Securities Initiative, the @EntEthAlliance, @eulerfinance, Lava, @OpenZeppelin, Overmatch Capital, @reserveprotocol and @trize_io.

Tokenization will not reach its potential simply because an asset can be placed onchain.

It will reach its potential when investors and their advisers can responsibly use it.

We’re excited to help build that future.

@Protocol_Wealth

[Adam Blumberg, CFP ® @Interaxis8]

@CJVogel_OTF Also a very athletic QB

[Adam Blumberg, CFP ® @Interaxis8]

@CJVogel_OTF You can't have culture when you just keep adding players from the transfer portal.

[Adam Blumberg, CFP ® @Interaxis8]

I would say 95% chance Cignetti is the UT coach next season

[Boomer Beamer @ImDerBatman]

It’s all fun and games until Curt Cignetti is a Texas Longhorn

[Adam Blumberg, CFP ® @Interaxis8]

@SJD10304 That’s only because of the name. Without it he’s not drafted.