JAN HARM

| Imperfect | Failing Forward | Tweets not Financial Advice | former CFP® | I speak emoji | Memento Mori

[Naval @naval]

A man expresses love through duty.

[Navalism @NavalismHQ]

"It's much more important to know the basics really well, than there is to know the advanced."

@naval

[Daily Stoic @dailystoic]

We want divine intervention so that our lives will magically be easier.

But what about asking for fortitude and strength so you can do what you need to do?

[Sahil Bloom @SahilBloom]

I optimize for two things: Waking up energized and going to bed exhausted. The former means I’m doing things I enjoy with people I love. The latter means I did those things to the fullest extent of my ability. That’s my recipe for a good life.

[Proudly South African 🇿🇦 @SayEntrepreneur]

🚨🚨 THE CAVE-IN IS OFFICIAL. StarLink path open

As we predicted, the South African government has finally blinked on the 30% local ownership deadlock. The B-BBEE ICT Sector Council has formally approved the "EEIP Framework"—a strategic policy shift that effectively clears the path for #Starlink to operate locally without being forced to sell equity to domestic partners. The door is officially open 🛰️🇿🇦 #Starlink #SouthAfrica #ICTSector

[Sahil Bloom @SahilBloom]

I’m entirely convinced that the key to life and happiness is having low expectations for things outside your control and high expectations for things within it.

[Elon Musk @elonmusk]

Exactly

[Ronit Pereira @CAronitpereira]

“When I was young, I used to sell myself the best hour of the day to improve my mind .”

“And then the world could buy rest of my time. lo and behold, it worked.”

- Charlie Munger. 2007

[JAN HARM @JHEloff]

"The most invisible form of wasted time is doing a good job on an unimportant task."

– @JamesClear

[Charlie Munger Fans @CharlieMunger00]

“Buying a retailer without good management is like buying the Eiffel Tower without an elevator”

--- Warren Buffett

[GenZInvestor @GenZInvestor4]

Top 5 Satrix 40 stocks in 2008:

1) BHP Billiton
2) Anglo American
3) SABMiller
4) Sasol
5) FirstRand

R10 000 invested into each 15 years ago would be:

[Sieg @siegpfa]

RENT OR BUY?

The Big Debate is out, explained in under 12 minutes.

Send me your scenario & I will consider making an anonymous video about it.

Watch here 🎬
https://t.co/qIXyubvvZK

[Sieg @siegpfa]

One innings to build wealth (career), and another one to live off that wealth (retirement).

(Or at least in South Africa where there is no significant government pension for a quality life)

Make sure you look after yourself. The SA Gov pension is R1980 per month (about $100pm)

[JAN HARM @JHEloff]

"The most invisible form of wasted time is doing a good job on an unimportant task."

– @JamesClear

[Melisha @Melisha_Empire]

RSA Retail Bonds has new rates for June! Looking very juicy indeed!

2Yr - 9.75%
3Yr - 10.5%
5Yr - 11.75%

So if you want to make a Million bucks in 5yrs you need R565000 with Interest reinvested! 🤑

https://t.co/zl36p1XAOc

[JAN HARM @JHEloff]

🧐

[Liz Thomas @LizThomasStrat]

🧵on flows...

The U.S. saw another heavy month of inflows for money market funds in May ($131.5bil). Bond funds saw inflows of $4.7bil, while equity funds saw $21.1bil in outflows, the fourth straight month of at least $10bil out.

[JAN HARM @JHEloff]

"Delinquency rates for credit card borrowers are approaching 2008 levels across all age categories."

[JAN HARM @JHEloff]

“Hard times create strong men, strong men create good times, good times create weak men, and weak men create hard times.”

- G. Michael Hopf

[Sahil Bloom @SahilBloom]

A recent survey looked at trends in American values.

The results are shocking...

[JAN HARM @JHEloff]

I don't think everyone really understands how much a Billion is...

[Daily Investor @DailyInvestorSA]

Former Eskom CEO Andre de Ruyter said he probably underestimated when he put the amount of money that’s being stolen from the company at R1 billion a month.

https://t.co/vzOdM4E3v6