@0xPolygon@cryptodotnews@sandeepnailwal I don't understand why I can borrow USDC at 2.9% on Aave's Arbitrum network, despite the Utilization Rate being 64.34%, while Polygon's borrow USDC is available at 4.91%, with a Utilization Rate of 47.94%. Why is Polygon's interest rate model so uncompetitive?