Karisma

Long-term investor and momentum trader. Former day trader and financial news writer/editor for 40k subscribers at a fintech. UCLA Alum.

[Karisma @MoneyResilience]

@thecapitalistw They add up to 101%. How curious.

[Karisma @MoneyResilience]

@SamanthaDunn @MichaelaHaas Thank you for sharing this
Years ago, I made a podcast on the topic of foster care and post traumatic growth. https://t.co/5xNKpx0pT9

[Karisma @MoneyResilience]

@AndrewYang I saw it today too and wondered the same thing. It was such a beautiful film!

[Karisma @MoneyResilience]

Completely agree with @mcuban's idea to give everyone in a company, including the janitor, company stock: https://t.co/vXszYW5bdW

[Karisma @MoneyResilience]

Yup. Wouldn't have it any other way. I lived in Japan (who has universal health care) for a year in my 20s and got swolen tonsils repeatedly--to the point where it hurt to swallow even yogurt. The doctor insisted I must've had the problem since I was a child and should have them removed. I assured them I would've noticed such a thing before and that was certainly not the case, but that was their only answer. I ignored them and left. My tonsils haven't had any problems since my repatriation almost twenty years ago!

My cousins have been expats in France for several years and an old friend has been for a while too. Not to mention a European on X posted just yesterday that most in Europe don't earn over $1,000 a month. My cousins/friend can tell me firsthand that incomes are small there after taxes so healthcare ain't "free."

Lastly, Obamacare was enough to cover most responsible people. The no denial of a pre-existing condition stipulation was humane. There's no need to go off the deep end now. I've been purchasing my own health insurance in California for most of my life (only had a 9-5 with insurance for 2.5 years--I don't like 9-5s) and I'm 43. I purchased it diligently ever since graduating college. Currently, after the enhanced subsidies expired, I pay $200 a month. I can afford that. My deductible is $10K, which I have socked away just in case. I know most people can't cover a $1000 emergency but most people also rack up credit card debt for wants, not needs. I've seen it happen over and over again, and I don't want to be responsible for their tab after I sacrificed for years until I could get ahead.

I had a medical emergency in CA over three years ago I won't go into the details of but I wound up at Kaiser and eventually with a $9K tab. My friend, who has been living on life-saving pills with stage 4 breast cancer for about 6 years now, on disability/medical/early social security (she's in her mid-40s now and I'm glad this is an option for her), told me that Kaiser has a program as a non-profit hospital that waives such debts if you're low income. I had no income at the time due to my illness, though I had much more than enough saved/invested, and they still waived my $9K. I don't know about other states but what CA has is more than good enough.

[Karisma @MoneyResilience]

@ASkiba01 @SteveOnSpeed Alrighty then. Whatever you say.

[Karisma @MoneyResilience]

@kzitouni1 So far enjoying it more than IG and FB, and spending less and less time on those platforms these days. Much more useful info on X.

[Karisma @MoneyResilience]

You sound mature. If anyone is/was lying, it'd be the pharmacist. There was pus in my wound and I did not need to see a doctor. It was right before coming home to a free country where I could make my own decisions and use my own discernment sans rigamarole/medical bureaucracy. All better now.

[Karisma @MoneyResilience]

@NatashaPP @SteveOnSpeed I see

[Karisma @MoneyResilience]

@CoachSchardein @SteveOnSpeed I know why they do it and I'm aware of MRSA. I prefer to be able to make my own choices using my own discernment. It's really not often I end up with a pus wound. I don't overuse antibiotics. I can decide for myself when it seems a wise choice. #freedom

[The Idea Farm @TheIdeaFarm]

@morganhousel "There's always a psychological, emotional story for how people spend their money. We're all shaped by our experiences, my childhood, your childhood, the generation that we were in."
-- @morganhousel on The @MebFaber Show

[Karisma @MoneyResilience]

@readswithravi The Psychology of Money by @morganhousel.

[Karisma @MoneyResilience]

@brightafia Absolutely yes. But I also used to go on week-long silent meditation retreats every year for ten years.

[Karisma @MoneyResilience]

@_tobyblush Yeeessss, I've always felt the same way ;-).

[Karisma @MoneyResilience]

@dieworkwear I would put Jane Kim in that category but she's local to California.

[Karisma @MoneyResilience]

@eagleseyeinc Great list!

[Shweta Kukreja @ShwetaKukreja_]

Unpopular opinion: You can be grateful for what you have and still want more.

That’s not greed. That’s growth.

[Karisma @MoneyResilience]

@Midnight_Sweaty Unfortunately, inflation cannot be reversed without deflation, and no one wants to get stuck in that downward spiral, so the best case scenario is prices stabilizing and wages rising.

[Karisma @MoneyResilience]

@JamesClear Yes! This is how I self-taught myself day trading and investing when my coworkers were acting like I was too big for my britches for trying.