PowerLawyerUnfiltered

⚖️ Woman Lawyer | Fighting corruption, defending democracy, voters’ & borrowers’ rights, women’s rights & human rights. ✊ No Fear. No Silence. No Compromise.

[PowerLawyerUnfiltered @PowerLawyerVJ]

@rapidoapp_ It's really disgusting that Rapido is calling at this time to settle the issue. Do you people don't follow any ground rules to call a woman client/passenger? Is calling at 10:30 PM in the night appropriate?

[PowerLawyerUnfiltered @PowerLawyerVJ]

I had reported against this driver on October 22nd and today morning he arrives outside my house stating to withdraw the case and that he is stays at Rahamath nagar and is a co-accused in a murder case. He pleaded to withdraw the case and it was an indirect threat and earning to me that he could harm me. How did he get my address after a week is the question and how safe is women in Bangalore to even access a basic public transport safely? @NCWIndia @CPBlr @rapidoapp_ @DCPNorthBCP @BlrCityPolice

[PowerLawyerUnfiltered @PowerLawyerVJ]

@rapidoapp_ @Rapido @BlrCityPolice

How safe are women on Rapido rides? Throughout my journey, the auto driver kept turning his mirror towards me, staring continuously and making inappropriate facial expressions and gestures. When I confronted him at the drop location, he apologised and pleaded with me not to report him, saying he would lose his job.
Women deserve safety, not harassment. What kind of background checks do you conduct before onboarding drivers? I am reporting this incident to the police. Rapido, investigate this seriously.

[PowerLawyerUnfiltered @PowerLawyerVJ]

@rapidoapp_ It just amuses me that how you all choose to ignore the concern raised and stay silent with allowing perpetrators of crime roam freely!

[PowerLawyerUnfiltered @PowerLawyerVJ]

I had reported against this driver on October 22nd and today morning he arrives outside my house stating to withdraw the case and that he is stays at Rahamath nagar and is a co-accused in a murder case. He pleaded to withdraw the case and it was an indirect threat and earning to me that he could harm me. How did he get my address after a week is the question and how safe is women in Bangalore to even access a basic public transport safely? @NCWIndia @CPBlr @rapidoapp_ @DCPNorthBCP @BlrCityPolice

[PowerLawyerUnfiltered @PowerLawyerVJ]

@DigiFraudwatch @RBI @Cyberdost @CyberCrimeshyd @dr_sharma77057 @saynotoloans @MLJ_GoI Bharat Loan functions under the NBFC Solomon Capitals. Unless the Police authorities, cyber cell and the State and National Women's Commission takes matters seriously, this will not stop. @NCWIndia.

[PowerLawyerUnfiltered @PowerLawyerVJ]

@BlrCityPolice Unfortunately the police authorities don't take matters seriously. Already One of the Inspectors refused to file a police complaint at the Hebbal Police Station and made a woman complainant wait at the police station for more than an hour post 6 PM.

[PowerLawyerUnfiltered @PowerLawyerVJ]

For this in Bangalore North: Please visit the DCP Crime North office in Yeshwanthpur and file a complaint. Make sure to carry you evidences and they will give you a form to fill and submit the complaint. There are helpful officers there who immediately register and take action.@DCPNorthBCP

[PowerLawyerUnfiltered @PowerLawyerVJ]

@sachmittal01 Mr. Sachin Mittal, you have been instrumental in the lending app ecosystem. So, let me ask you some direct questions:

1. How many of these lending apps are backed by RBI-regulated entities, and how many operate through unregulated or non-compliant arrangements?

2. Why are recovery agents permitted to use abusive language, intimidation and humiliation? Why is the RBI’s Fair Practices Code for recovery not being followed?

3. Why can’t borrowers facing genuine financial distress be offered settlements based on the principal actually disbursed, through affordable EMIs, with a clear closure process?

Nobody takes a loan expecting to default tomorrow. Yes, deliberate defaults may happen, but many borrowers face genuine financial hardship. A payday loan does not strip anyone of their dignity or fundamental rights.

Why are HR departments, employers, family members and unrelated contacts dragged into recovery? Why are borrowers’ personal data, photographs and private information allegedly misused to shame and intimidate them?

These practices raise serious concerns about privacy violations, criminal intimidation, unlawful recovery methods and, in the most tragic circumstances, potential abetment of suicide.

Who is accountable when recovery agents cross the line? Who supervises them, and what consequences do lending platforms and their lending partners face when complaints are ignored?

The issue is not legitimate debt recovery. It is the absence of accountability, humane resolution mechanisms and effective enforcement.

Mr. Mittal, borrowers deserve answers, not silence. Where is the accountability?

#BorrowerRights #RBI #FairRecovery #DataPrivacy #ResponsibleLending

[PowerLawyerUnfiltered @PowerLawyerVJ]

🚨 LOAN112: PAUSE BEFORE YOU BORROW.

A quick loan can come with long-term financial consequences. Before sharing your personal information or accepting a digital loan, verify the actual lender, understand the total repayment obligation, and check the grievance channels.

🔎 Know the entities behind the platform.
Loan112 identifies Devmuni Leasing & Finance Limited as its NBFC partner. Verify the lender and its current details through your loan agreement, Key Fact Statement (KFS), and official sources.

⚖️ Borrowers deserve transparent terms, privacy, respectful recovery practices, and a meaningful grievance-redressal process.

📌 Save the official contact details. Keep records of communications and payments. Report threats, harassment, or privacy violations through appropriate channels.

Do not let urgency replace due diligence. Know the lender. Know your rights. Think before you borrow.

#BorrowerAwareness #ConsumerRights #DigitalLending #ResponsibleBorrowing

[PowerLawyerUnfiltered @PowerLawyerVJ]

🔎 CREDNIDHI | TRANSPARENCY, ACCOUNTABILITY & BORROWER RIGHTS

Every borrower should know who the lender is, where to raise a complaint, and what protections apply when taking a digital loan.

CredNidhi’s website lists its customer-care and grievance-redressal channels, along with an escalation route to the RBI if a complaint remains unresolved.

⚖️ Borrowers deserve clear loan terms, transparent charges, privacy protection and respectful recovery practices. Keep records of all communications, verify payment details, and raise concerns through official channels.

Financial difficulty should never mean sacrificing dignity.

#BorrowerRights #ConsumerAwareness #DigitalLending #ConsumerProtection

[PowerLawyerUnfiltered @PowerLawyerVJ]

@Pravinkks Excellent Initiative. Well done Pravin.

[Pravin Kalaiselvan @Pravinkks]

🚨 ARE YOU A VICTIM OF LOAN APP HARASSMENT?

We are creating #LoanAppAtyachar — a space exclusively for people suffering from online loan app harassment in India.

📢 Share your experience. Make your voice heard. Help us expose the abuse.

🤝 You are not alone. Let's stand together.

#LoanAppAtyachar

[PowerLawyerUnfiltered @PowerLawyerVJ]

🔎 FUNDSBULL: KNOW THE PLATFORM. KNOW YOUR RIGHTS.

A digital loan is more than an “Apply Now” button. Borrowers deserve clarity about the platform, its lending partner, the grievance mechanism and the channels available when something goes wrong.

📌 What borrowers should verify:
▪️ The actual lender named in the loan agreement and Key Fact Statement (KFS).
▪️ The applicable interest rate, fees, repayment terms and penalties.
▪️ The authenticity of payment links and the account receiving repayment.
▪️ The official customer-support, grievance and escalation channels.
▪️ Whether recovery communications remain lawful, respectful and mindful of privacy.

FundsBull’s published contact information identifies Naman Finlease Private Limited as its NBFC partner and Fintech Cloud Pvt. Ltd. as its technology partner. Borrowers should verify the current details directly with the company and the lender before acting on them.

⚖️ Financial obligations deserve to be addressed responsibly. Borrower dignity, privacy and fair treatment must be respected too.

This post is for consumer awareness and transparency. It is not an allegation of wrongdoing.

📢 Share it. An informed borrower is a better-protected borrower.

#BorrowerAwareness #ConsumerRights #DigitalLending #ResponsibleLending

[PowerLawyerUnfiltered @PowerLawyerVJ]

💡 A LOAN SHOULD OFFER FINANCIAL SUPPORT — NOT LEAVE BORROWERS IN THE DARK.

Before choosing Fundobaba, take a moment to verify the NBFC named in your loan agreement and Key Fact Statement (KFS). The Fundobaba website identifies U.Y. Fincorp Limited as its NBFC partner and lists customer-support and grievance channels for borrowers.

✅ Understand the interest rate, fees and repayment terms.
✅ Use official payment links and verified contact details.
✅ Keep records of calls, messages and transactions.
✅ Raise concerns through the published grievance channels if you experience threats, harassment or privacy violations.

Borrow responsibly. Recover responsibly. Treat every borrower with dignity.

📢 Share this post to promote transparency and informed borrowing.

#BorrowerAwareness #ConsumerRights #DigitalLending #ResponsibleLending

[PowerLawyerUnfiltered @PowerLawyerVJ]

⚖️ BEFORE YOU BORROW, KNOW WHO YOU OWE.

A digital loan may take minutes to obtain, but understanding your rights can make all the difference.

🔎 Duniya Finance borrower awareness: Check the actual lender named in your loan agreement and Key Fact Statement (KFS). The Duniya Finance website identifies Aman Fincap Limited as its NBFC partner; always verify the lender applicable to your own loan.

📌 Save the official customer-support and grievance contacts. Keep records of communications, verify payment links, and raise concerns through appropriate channels if you encounter questionable recovery practices.

Responsible lending requires transparency. Responsible recovery requires accountability. And every borrower deserves dignity.

📢 Share this post. Awareness is the first step towards informed borrowing.
#KnowYourRights #BorrowerAwareness #ConsumerProtection #DigitalLending

[PowerLawyerUnfiltered @PowerLawyerVJ]

To all lending apps, NBFC owners and their management teams... please understand this clearly.

The fight is not against your business or your right to recover legitimate dues. It is against illegal and coercive recovery practices, harassment, violations of dignity and privacy, data breaches, and non-compliance with the RBI’s applicable fair recovery guidelines. It is also about holding lenders accountable when outsourced recovery agents engage in misconduct and appropriate action is not taken against them.

If you genuinely want borrowers to repay, create an environment that enables repayment rather than one that destroys their peace, dignity, employment and mental well-being. Many borrowers face genuine financial hardship due to unforeseen circumstances. Offer reasonable instalment plans, transparent settlements and practical repayment options. Do not threaten them, contact their references or employers to shame them, or jeopardise their jobs. If a borrower loses their employment because of recovery harassment, how exactly do you expect them to repay you?

This fight is about accountability, not against legitimate lending. Recover what is lawfully due, but do it fairly, lawfully and with dignity. A legitimate debt does not give anyone the right to violate another person's fundamental rights, privacy or human dignity. Lending institutions must take responsibility for the conduct of their recovery agents, investigate complaints and impose appropriate consequences for proven violations.

The demand is simple: fair recovery, responsible lending, borrower protection and accountability. Not intimidation. Not humiliation. Not harassment.

[PowerLawyerUnfiltered @PowerLawyerVJ]

@NCWIndia @India_NHRC @CPBlr
@Cyberdost @CMofKarnataka

How can harassment by loan recovery agents be tolerated when even a pregnant woman's dignity, privacy, safety and mental well-being are at stake? Intimidation, threats, abusive communication and coercive recovery practices can have serious consequences for a woman's physical and psychological health, particularly during pregnancy.

Such conduct, where established, raises grave concerns regarding the right to live with dignity under Article 21 of the Constitution, women's rights, and protection from harassment and mental cruelty. Financial liability cannot be a licence to threaten, humiliate or endanger anyone.

I urge the NCW and NHRC to take cognisance of such complaints, ensure appropriate investigation, and coordinate with the relevant authorities to hold those responsible accountable. A woman’s pregnancy must never become another occasion for exploitation, fear or suffering. Borrower rights are human rights. Recovery must be lawful, humane and dignified.

[Aarushi Sharma 🇮🇳🇮🇳 @aarushisharmaX]

🚨 🚨 URGENT
This loan Recovery agent from Bengaluru is harassing a pregnant women for loan taken by his husband

@BlrCityPolice @CPBlr @RBI @NCWIndia
Please step in before something tragic happens!

Please provide proper security to this lady and please ask the loan recovery agents to behave properly

No human dignity left, just pure cruelty over a loan. 

Number of agent : [phone] 

#loanharassment #loanrecovery #paydayloan #recovery