See The Best Performing Mutual Funds Of All Time
👉 https://t.co/7MyqRT41r3
We ranked the all-time record holders, 20-year survivors, and 10-year leaders.
The winner pulled 29.2% annual returns.
A $10,000 investment would've become ~$280,000.
The numbers are wild.
@travisdelzell An important lesson, lol.
They really come in handy when it comes to sequence of returns risk.
But thats not important for most until 10-15 years before retirement.
The old “Rule of 100” is outdated.
Today it’s the Rule of 120:
Bonds shouldn’t even enter your mind until at least age 20, and they should be no more than 10% of your portfolio by 30.
The old “Rule of 100” is outdated.
Today it’s the Rule of 120:
Bonds shouldn’t even enter your mind until at least age 20, and they should be no more than 10% of your portfolio by 30.
$MSFT is an enterprise infrastructure company built on entrenchment, integration, and switching cost.
Its core advantage is simple:
Businesses operate on top of Microsoft products.
Across Windows, Microsoft 365, and Microsoft Azure, Microsoft has constructed a full-stack ecosystem that reduces decision-making friction for enterprises to near zero.
That creates three durable advantages:
1. Operational lock-in: Replacing Microsoft means disrupting workflows, retraining staff, and risking system stability
2. Ecosystem bundling: A single vendor solution across OS, productivity, cloud, identity, and security
3. Default positioning: Embedded in procurement, IT standards, and long-term contracts
This moves beyond preference, into infrastructure-level dependence.
Competition exists, but it is fragmented:
-Amazon Web Services leads in cloud scale
-Google competes in productivity
Neither replicates Microsoft’s end-to-end enterprise integration, which is where the moat actually lives.
"If you think you're so good that you can pick stocks and beat the index, give it a try!
Learn the hard way...
Virtually no one beats the index."
— Kevin O'Leary
"To invest successfully, you need not understand beta, efficient markets, modern portfolio theory, option pricing, or emerging markets.
You may, in fact, be better off knowing nothing of these"
— Warren Buffett
@BrutusVTI I can relate. 💯
Math has always been one of my favorite tools, but probabilities are not facts.
You can’t put an equation to chaos and expect precision every time.
What you can do is improve your odds, then make the best decision you can with the information available.
"Yes, the market goes down.
But when you’re dollar-cost averaging, downturns let you buy more shares of great companies at lower prices.
Bonds rob you of that opportunity."
— Paul Merriman