Cashless health insurance is legally sanctioned house arrest.
The doctor officially discharges you at 9 AM. You are fully recovered, your bags are packed and your family is ready to take you home.
Then the hospital administration steps in: "Sir, the insurance TPA approval is pending. Please remain seated in your room until we receive the final payment."
You then spend the next 8 to 12 hours held hostage in a ₹15,000-a-day hospital room.
You are no longer a patient but you are collateral. The hospital doesn't trust the insurance company to actually pay, the insurer is deliberately stalling to find a typo in your medical history to reject the claim and you are stuck in the middle of a corporate standoff.
We live in a country where UPI settles transactions in 300 milliseconds and automated trading algorithms move crores in a microsecond.
The system is designed to exhaust you. They want you so frustrated and desperate to go home that the next time you get sick, you just pay the cash upfront and file for a reimbursement which they will conveniently reject 45 days later citing "insufficient documentation."
If my policy is active and the hospital is in-network, the final discharge should be an instant and automated API settlement. Man I paid insurance company for this service.
Until we force insurers to adopt automated clearing, stop calling it a cashless facility.
Call it what it actually is: an extortion racket with a waiting room.
The main reason why BJP will win again in 2029 is Rahul Gandhi
One must take a hint that Indians don't want to see him as the Prime Minister
No matter how many times you repackage trash, it'll still remain trash!
Cuz of this joker, India is not getting a viable alternative!
"Why has PM Modi never faced anti-incumbency? Even my grandma Indira faced it, why not Modi?"
Because of the horrible possibility of you being PM, you dumbass!
Sunday is already a holiday.
5-day banking was already promised in the 8 March 2024 settlement.
Instead of honouring that, bankers are being ordered to report on 27 Sept — the day before a 3-day strike.
You cannot keep denying two weekly offs and then snatch the one Sunday that exists.
This is not public service. This is bad faith.
Implement #5DaysBanking. Withdraw the Sunday order.
#BankStrike #UFBU #AIBOA #WorkLifeBalance
@shivampanwar422 Only the unions are to be blamed. even with 5-day banking, the management will still make officers' lives hell if this toxic work culture is not curtailed.
Banks are doing strike from Monday to demand 5 days work week, so they're asked to work on Sunday.
Classic display of toxic work culture and why their strike is justified.