Insurance offers covering a big infrequent unknown expense for small premium from many individuals
Regular recurring expenses need to come out of an individual’s month to month budget
@shawngorham Joined a gym with coaches that lead classes. 8 week blocks. Lots of deadlifts, squats, pushups, mobility, VO2Max building. Wife joined. Lots of progress
@walls_jason1 You can go hard and do a zoom call on the plane.
Seems like the rule is to avoid annoying your travel mates. Our, have a drink and read a book.