@karlmehta "grows new brain cells" - we all want to think our IQ will go up if we sit in our sauna; but in reality ... if you are sitting in the sauna cooking yourself, the parts of your brain that regulate body temperature are probably the ones that are growing LMFAO.
@joinautopilot 3.4x earned income as a target (based on The Millionaire Next Door). So he's on target at $48,529 annual earned income. If he makes more, than he is behind.