Married couples can withdraw $131,100 from their brokerage and pay $0 in federal taxes in 2026.
This is because of a $32,200 standard deduction and $98,900 of long term capital gains taxed at 0%.
This is equal to ~$165,000 pre-tax salary.
Invest your money.
Stanley Druckenmiller averaged 30% returns for 30 years. Zero losing years.
His take on diversification: "nonsense."
"I like putting all my eggs in one basket and then watching the basket very carefully."
$10K invested with him in 1981 became $26M by 2010.