@vincent_vancode step 5 is the one nobody reads and its the whole timeline tbh. the local payout partner leg was our slow bit, went from 2 days to about 8 hours and people still ask why its not instant
@Bakkt the monday morning wait is the bit winners actually feel. we squeezed our own settlement leg from 2 days down to about 8 hours and people still ask why its not instant
@stripe@mpp@privy_io the wallet layer is the easy half of agentic payments tbh. the offramp is where it hurts, we hooked up usd/eur virtual accounts w ach sepa swift and that took way longer than the onchain bit