Sachin Bansal

Building Navi

[Deepak Shenoy @deepakshenoy]

This data about Indian household debt to gdp being 46%, where does it come from? It's way off from the numbers I'm seeing. That would be 120 lakh crores!

[Samidha Sharma @samidhas]

With the OGs of India tech at #ETSA2026 jury meeting @_sachinbansal @vijayshekhar

Great to have you both of the jury…

[a16z @a16z]

There are no low electricity, rich countries

Base Power & the Future of Electricity, by @espricewright & @mikemcg0: https://t.co/WvVWX2b8VY

[Sachin Bansal @_sachinbansal]

@arvmis If we ignore today's reality and live in the past, then we risk staying backward forever.

[Sachin Bansal @_sachinbansal]

First job is done; next is to get to the levels of US in per capita energy consumption. US is roughly 10x of India in per capita consumption.

Prosperity of a civilisation is directly proportional to the amount of energy it consumes.

[The Indian Index @IndianIndex]

Access to Electricity⚡(% of population):

📅 2023
🇨🇳 China: 100.0%
🇮🇳 India: 99.5%
🇵🇰 Pakistan: 95.6%

📅 2000
🇨🇳 China: 96.7%
🇮🇳 India: 60.3%
🇵🇰 Pakistan: 72.8%

(World Bank)

[Sachin Bansal @_sachinbansal]

@RakJhun Fake news most of this

[Navi: UPI, Investments, Loans & Insurance @navifinance]

Most UPI frauds don't start with your UPI PIN. They start with a link, a fake app, or someone pretending to be a trusted person.

Think you've been a victim of UPI fraud? Report it using this link: https://t.co/EP4zciH11j
The sooner you report it, the faster we can help.

#UPISafety #CyberSafety #DigitalPayments #StaySafe #UPI #Fraud

[John Carmack @ID_AA_Carmack]

There are a few things that I look back on as my mistakes in the early days.

Quake was overly ambitious technically. We could have done all the great multiplayer and modding work inside a Doom++ engine, allowing the designers to work with a more stable base instead of rug-pulling everything out from underneath them a couple times. The follow up game could have then brought in full 6DOF environments and characters.

I pushed everyone too hard. I didn’t appreciate how maturing companies need more slack, and that running people at startup intensity constantly will wear them out. Quake was also where I really had to accept my personal limits. I was working pretty much as hard as humanly possible, and I was still slipping past my goal points.

On all of the founders’ shoulders, our original corporate stock arrangement and buy/sell agreement was a mistake, and resulted in bad incentives. We wanted to ensure that all ownership rested in the hands of people working hard on current projects, but the Silicon Valley standard approach of vesting stock would have worked out better.

One real problem that I don’t accept the blame for is that we were insisting that level designers be not just game designers, but also have strong visual design esthetics. They needed to make things that not only played well, but looked awesome, and it got more challenging as the technology provided a richer palette. Romero covered that well, which set our company expectations early on.

We should have figured out how to pair up artists and designers earlier, but there was infighting among the designers, and the ones that could manage the visuals were happy to disparage the ones that couldn’t.

Sorry, Sandy.

[Reads with Ravi @readswithravi]

A reminder from Atomic Habits by James Clear:

“It doesn't make sense to continue wanting something if you're not willing to do what it takes to get it. If you don't want to live the lifestyle, then release yourself from the desire. To crave the result but not the process is to guarantee disappointment.”

[Gaurav paithane @gaurav_paithane]

Navi UPI App had a great feature which captured the location at a time of payment it is very helpful to track/know where we did payment. Just because sometimes merchant names came as the owners name and when we travel if you want to know where we paid this amount it is easy #upi

[Beats in Brief 🗞️ @beatsinbrief]

India has met its 2030 Paris climate target 5 years ahead of schedule, by achieving 50% non-fossil power capacity.

[zerohedge @zerohedge]

India's Nuclear Bet Is Starting To Pay Off https://t.co/cJY0rwxCpT

[afaqs! @afaqs]

Navi UPI partners with Royal Challengers Bengaluru, Chennai Super Kings & Sunrisers Hyderabad as official payments partner bringing seamless payments to the cricket frenzy.

More here: https://t.co/ogppvbeUmj

#NaviUPI #IPL2026 #RCB #CSK #SRH #DigitalPayments #SportsMarketing #ipl #marketing #marketingstrategy @RCBTweets @ChennaiIPL @SunRisers

[Chandra @chandra1]

A huge shoutout to @navifinance 🙏 When my child was hospitalized, the last thing I wanted to worry about was bills. Navi Health Insurance made sure I didn't have to.

✅ ₹1.75 Lakh claim settled in under 20 minutes!
✅ 100% Cashless process
✅ Smooth & hassle-free experience

As a parent, having this kind of support during a stressful time means everything. Truly impressed with the speed, transparency, and support during a stressful time. 👏 Because of you, we could focus only on recovery. Truly grateful. 🙏

[Sachin Bansal @_sachinbansal]

Thank you 🙏

[Just a guy! @deb_pramanik]

Health Insurance Feedback!

I used my health insurance for two surgeries (3.2L total) and @navifinance nailed the experience!

Pre-OP claim approval was done within 1 hour, all communication via WhatsApp, and post-op final clearance also in 1 hour!

Previously, my experience with National Insurance for my father's case was terrible, but Navi 👌🏽👌🏽

Some background: My mom and I traveled to Gurgaon just for the OP, and I never had to visit the TPU desk! It was critical, as my mom couldn't handle claim issues!

Thanks to @_sachinbansal and team for not making me hate health insurance companies!

[Sachin Bansal @_sachinbansal]

@naval @mckaywrigley Thats not how most people will define slop

[Sachin Bansal @_sachinbansal]

@noyes99 “conflict of interest” 😆

[Sachin Bansal @_sachinbansal]

Navi App has hands down the best UI for UPI—smooth, fast, and effortless. Try it out and see the difference! 🚀💸

[Sachin Bansal @_sachinbansal]

@vivek_sahai try karlo

[Navi: UPI, Investments, Loans & Insurance @navifinance]

🚀[Big News] for RCB Fans! Navi UPI is the Official UPI Partner of RCB!🏏

Get 24-hour early access to RCB home match tickets—only on the Navi app! 🎟️ But hurry, tickets are limited! ⏳

📅 Ticket window opens tomorrow at 11 AM.

Download the Navi app 👇
https://t.co/eroRHmkmS8

Make your first transaction & be match-ready!