Nilesh Kumar

Stand against wrong.

[Nilesh Kumar @a78875de34064cd]

@RBI @Cyberdost @CMOMaharashtra
illegal payday loans harrasment still continue by emergency paisa loan agent. today one of there agent call me and connect with his senior and in background they were abusive language. this what rbi guidelines.. mumbai western may recovery wala

[Fair Recovery India Official @FairRecoveryIN]

We already know that these apps are involved in alleged scams and illegal practices. But what action have you actually taken to get such apps banned?

When complaints are filed, why is no effective action taken? Why are FIRs not being registered against those responsible wherever offences are disclosed?

You are repeatedly tagged in complaints on X, but what is the outcome?

If you cannot take action or this matter is beyond your authority, then please clearly tell the public. People will stop tagging you in their complaints and wasting their time expecting action.

**The public deserves answers, accountability and action—not just silence and excuses.**

[Fair Recovery India Official @FairRecoveryIN]

@saynotoloans @nsitharaman mata aur kitna sone wale ho.... jab sab mar jayenge.... tab nied se jagoge.... ya ek kaam kar do @RBI mai apne hatho se ek majbot taala laga do please....

[Fair Recovery India Official @FairRecoveryIN]

TO THE INDIAN MEDIA: ARE YOU ASLEEP, OR HAVE YOU STOPPED CARING ABOUT ORDINARY CITIZENS?

X is flooded with complaints about alleged harassment, threats, abusive recovery calls, intimidation and illegal loan-app recovery operations.

People are tagging news channels, journalists and editors every single day, pleading for their voices to be heard.

But where are you?

You proudly claim to be the voice of the people. THEN WHY IS THIS ISSUE NOT GETTING THE NATIONAL ATTENTION IT DESERVES?

Is Indian media only interested in political controversies, political statements and endless debates? Are the harassment, humiliation, mental trauma and suicides of ordinary citizens not important enough to deserve prime-time coverage?

@RBI appears asleep while citizens keep raising complaints. And what about the media? Are you sleeping too?

How many allegedly unauthorised recovery call centres are operating? Who is running them? Who is threatening citizens? Who is sharing or misusing personal information? Why has this issue not received the serious ground-level investigation and exposure it deserves?

PEOPLE ARE SUFFERING. PEOPLE ARE DYING. FAMILIES ARE BEING DESTROYED. AND YOU ARE LOOKING THE OTHER WAY!

Journalism is not just about covering politicians. It is also about questioning power, exposing exploitation and standing with ordinary citizens.

STOP IGNORING THESE COMPLAINTS. INVESTIGATE. REPORT. EXPOSE.

We demand a complete ban on payday loan apps in India.

Media, prove that you are the voice of the people—not just the voice of political studios.

Please share. Make this issue impossible to ignore.

#BanPaydayLoanApps

@aajtak
@ABPNews
@News18India
@ndtvindia
@ZeeNews
@Republic_Bharat
@indiatvnews
@TNNavbharat
@JagranNews
@DainikBhaskar
@AmarUjalaNews
@NavbharatTimes
@Live_Hindustan
@ravish_journo
@anjanaomkashyap
@sudhirchaudhary
@SwetaSinghAT
@RajatSharmaLive
@RubikaLiyaquat
@chitraaum
@republic
@ndtv
@IndiaToday
@TimesNow
@CNNnews18
@WIONews
@NewsX
@the_hindu
@timesofindia
@IndianExpress
@htTweets
@livemint
@DeccanHerald
@EconomicTimes

https://t.co/lZaVKOU7DE

[Nilesh Kumar @a78875de34064cd]

@konig0000 hi

[Nilesh Kumar @a78875de34064cd]

@aarushisharmaX i have lodged complaint to police,when I told the user number I have identified the caller details 7065573387 ,agent of zap cash loan application (weekline investment) police only told me to block the number but what if I loose job.

[Nilesh Kumar @a78875de34064cd]

@aarushisharmaX #illegal harsment,agent are threatening. dehli is hub for this illegal operator.

[Nilesh Kumar @a78875de34064cd]

@Cyberdost @CMOMaharashtra @FinMinIndia @RBI #harssemet payday loan agent,1930 tell lodge police complaint but local station officer just give nc complaint copy. if I loose my job then how I will i survive

[Aarushi Sharma 🇮🇳🇮🇳 @aarushisharmaX]

🚨 HYDERABAD LOAN APP HORROR: ₹47 LAKH PAID, BUT THE NIGHTMARE ALLEGEDLY DIDN’T END! 💔

Imagine borrowing money through a loan app, making repeated payments, and still being threatened with public humiliation.

A Hyderabad man has reportedly alleged that loan-app operators extracted approximately ₹47 lakh from him through a cycle of payments, threats and blackmail.

The most disturbing allegation?

His family’s photographs were allegedly misused to intimidate him.

⚠️ Borrowing money does NOT mean surrendering your dignity or privacy.

Questions that demand answers:

▪️ Who operated these loan apps?
▪️ How were the borrower’s family photographs obtained?
▪️ Where did the money go?
▪️ Will those responsible face criminal action?

A debt can be recovered legally. A person’s dignity cannot be held hostage.

@RBI @Cyberdost @TelanganaDGP

#LoanAppHarassment #Hyderabad #BorrowerRights

[Aarushi Sharma 🇮🇳🇮🇳 @aarushisharmaX]

🚨 “TODAY YOU LOSE YOUR JOB.”

These words allegedly came from someone demanding repayment of a payday loan.

Not a court order.
Not a legal notice.
A WhatsApp threat.

The sender appeared to have details of the borrower’s workplace and threatened to contact the employer.

Imagine waking up every morning wondering whether a recovery caller will cost you your livelihood.

If a borrower loses their job, how exactly are they supposed to repay the loan?

@RBI @FinMinIndia — who is investigating the people behind these threats?

RECOVER THE MONEY. DON’T DESTROY THE PERSON.

#RecoveryHarassment #BorrowerRights

[TANAJI LANKESHWAR @TLankeshwar]

🚨 @ICICIBank @ICICIBank_Care क्रेडिट कार्ड XX3006 पर रिकवरी का नया तमाशा! 🚨
09.11.2026 को SMS आया (AX-ICICIT-S): "Glorious Credit Management Services 9702497173 may contact you" और "Notice of Default" के लिए लिंक खोलकर नाम के 4 अक्षर + जन्मतिथि डालो!
❓ एजेंसी का पता, एजेंट का नाम/ID, DRA लाइसेंस, authority letter कहाँ है?
❓ Notice of Default लिखित में, रजिस्टर्ड ईमेल/पोस्ट से क्यों नहीं? लिंक पर DOB मांगना क्या सुरक्षित है? क्या ये Data Privacy का उल्लंघन नहीं?
❓ 03.11 को रकम ₹1,92,082.78 थी, आज ₹1,92,099.29, 6 दिन में फर्क ₹16.51! हिसाब कहाँ है?
❓ मेरी शिकायतें pending हैं, फिर भी केस एजेंसी को क्यों दिया? ये RBI के 2026 के Responsible Business Conduct निर्देशों का उल्लंघन है।
❓ 13.08 से 04.11 तक पर्सनल मोबाइल नंबरों से कॉल और बदतमीज़ी पर बैंक ने कार्रवाई क्यों नहीं की?
मैं कैंसर का मरीज हूँ और आर्थिक संकट में हूँ। मुझे रोज़ मानसिक प्रताड़ना दी जा रही है, जो Article 21 (गरिमा से जीने का अधिकार) का उल्लंघन है।
⚖️ बैंक अपने रिकवरी एजेंटों के हर कृत्य के लिए ज़िम्मेदार है: Prakash Kaur (2007) 2 SCC 711, Shanti Devi Sharma (2008) 7 SCC 532।
📧 बैंक और RBI ([email protected]) को Strong Objection ईमेल भेज दिया है। 7 कार्यदिवस में लिखित जवाब नहीं मिला तो RBI Ombudsman, NHRC, Cyber Crime Portal, TRAI, Consumer Commission, PMO और कोर्ट, सब जगह एक साथ शिकायत होगी।
हमारी सिर्फ़ एक माँग: एजेंसी और एजेंट की पूरी जानकारी, सारा संवाद सिर्फ़ लिखित में, और रिकवरी के नाम पर उत्पीड़न बंद!
@RBIsays @RBI @TRAI @DoT_India @FinMinIndia @PIB_India @PMOIndia @India_NHRC @MumbaiPolice @CPMumbaiPolice @cmmaharashtra @jagograhakjago @ConsumerHelpline @IBAorg_India @CIBIL_Official @suchetadalal @Advnarendrajosh @saynotoloans @Yousuf_Haldar @AarifKhan18170 @dr_sharma77057 @Sohanbhai111 @Settlementguruu @KKV_loanjustice @ANI @PTI_News @aajtak @IndiaToday @ABPNews @ndtv @ndtvindia @ZeeNews @News18India @Republic_Bharat @TV9Bharatvarsh @TimesNow @IndiaTVNews @NewsNationTV @ThePrintIndia @the_hindu @timesofindia @IndianExpress @htTweets @EconomicTimes
#RecoveryAgentHarassment #loanfreeindia #viralnews #realnews #CyberAttack #ICICIBank #BorrowerRights #StopRecoveryHarassment
(Attach the SMS screens

[Nilesh Kumar @a78875de34064cd]

Illegal recovery harassment by FundsBull app & partner NBFC Naman Finlease Pvt Ltd! Sending threats via [phone] & [phone] to leak data, call references & send defaming emails to HR/office. Please take action against this extortion. @RBI @CybercrimeCID @FinMinIndia

[Nilesh Kumar @a78875de34064cd]

@Cyberdost @RBI @MumbaiPolice
illegal payday loan app harsment.
if we don't receive there threatening call we have to face contact harsment...

[Rab @Rashmikafanclu]

One of the same app recovery agent threatned to do photo morphoing before the due date.
This is a serious crime threatning with photo morphoing and making it viral on the social media.

Ban Ampire finance Pvt LTD

@dr_sharma77057
@saynotoloans
@FairRecoveryIN
@TLankeshwar
#LoanAppAtyachar

[Nilesh Kumar @a78875de34064cd]

@RBI Urgent! SwiftPaisa loan app (Jupiter Management Services Pvt Ltd) recovery agent [phone] (#Tony / Bharat Sawant) is violating RBI Fair Practice Code by harassing me on WhatsApp for Loan L26090094683 on Diwali day. Stop this illegal harassment! #CyberCrime @Cyberdost

[Nilesh Kumar @a78875de34064cd]

@RBI Urgent! SwiftPaisa loan app (Jupiter Management Services Pvt Ltd) recovery agent [phone] (#Tony / Bharat Sawant) is violating RBI Fair Practice Code by harassing me on WhatsApp for Loan L26090094683 on Diwali day. Stop this illegal harassment! #CyberCrime @Cyberdost

[Santosh 🙏🙏🙏 @Santosh83707516]

🙏 देश के सभी लोगों से विनम्र अनुरोध है।

कृपया Ring, Kissht, SiCreva Capital और Northern Arc Capital से जुड़े उन कर्जदारों की आवाज़ उठाने में हमारा साथ दें, जिन्हें बार-बार अनुरोध करने के बावजूद सेटलमेंट ऑफर नहीं दिया जा रहा है।

हमारी मांग है कि इन कंपनियों पर उचित दबाव बनाया जाए, ताकि आर्थिक परेशानियों से जूझ रहे कर्जदारों को उनकी भुगतान क्षमता के अनुसार एकमुश्त सेटलमेंट (OTS) या लिखित री-स्ट्रक्चरिंग का विकल्प दिया जाए।

हम कर्ज से भागना नहीं चाहते, बल्कि अपनी क्षमता के अनुसार कर्ज का समाधान चाहते हैं।

🙏 सभी से अनुरोध है कि इस मुद्दे पर आवाज़ उठाएं, पोस्ट को रीट्वीट करें और संबंधित अधिकारियों तक हमारी मांग पहुंचाएं।

कर्जदारों को भी सम्मानजनक समाधान मिलने का अधिकार है।

@RBI @FinMinIndia @RBIsays @PMOIndia
@PaywithRing @Kissht_EMI

#Ring #Kissht #NorthernArcCapital #SiCrevaCapital #LoanSettlement #RBI

[Fair Recovery India Official @FairRecoveryIN]

🚨 PAYDAY LOAN APPS: AN ECONOMIC CANCER EATING AWAY AT PEOPLE'S LIVES!

This menace is spreading through the lives of vulnerable citizens, trapping families in financial distress and leaving many struggling with debt, fear, humiliation and mental pressure.

How long will we keep watching people suffer?

During COVID-19, the world came together with urgency, research and collective determination to fight a global crisis.

WHY CAN'T WE SHOW THE SAME URGENCY TO ADDRESS THE GROWING PROBLEM OF PREDATORY PAYDAY LOAN APPS?

We need:
🔴 Strong government intervention.
🔴 Strict regulatory action.
🔴 Effective protection for affected citizens.
🔴 Accountability for those responsible.
🔴 A COMPLETE BAN ON PAYDAY LOAN APPS IN INDIA!

This is not the time to remain silent. This is the time to unite, speak up and push for lasting change.

✊ LET US UPROOT THIS MENACE BEFORE IT DESTROYS MORE LIVES!

📢 Share this campaign. Bring more citizens together. Make our demand impossible to ignore.

Awaaz Uthao, Anyay Ke Khilaf!

#BanPaydayLoanApps

@RBI @RBIsays @FinMinIndia @PMOIndia @narendramodi @nsitharaman @GoI_MeitY @jagograhakjago @Cyberdost @MIB_India @DoT_India @aajtak @ndtvindia @IndiaToday @ANI @timesofindia @IndianExpress @the_hindu @EconomicTimes @RituChoudhryINC @aarushisharmaX @khushbookhan390 @shubhankrmishra @abhisar_sharma @ravish_journo @SyyedSuhail @DeepikaBhardwaj @romanaisarkhan @dhruv_rathee @GargiRawat @ishripalgandhi @NotMengele @kamaalrkhan @SupriyaShrinate @er_naresh_soni @AmarUjalaNews @DainikBhaskar @JagranNews

[akhil @akhilpowerstr]

Snap paisa I have sent you all details with screenshot till now you didn't reply to my mail
And you were calling to my family and friends you both snap and fast paisa
You have to face court
I'm not going to leave you people
With proof I have sent but also your not caring @RBI

[Naressh Swarnkar @er_naresh_soni]

🚨 RBI's New Loan Recovery Rules: A Major Step Towards Borrower Protection

The Reserve Bank of India (RBI), through its Amendment Directions issued on 6 August 2026, has introduced comprehensive rules governing loan recovery practices and the conduct of recovery agents.

The new directions will come into effect from 1 January 2027, covering banks, NBFCs and other regulated lenders.

Key provisions include:

▪️ Recovery calls and contact strictly between 8 AM and 7 PM.
▪️ At least one day's prior intimation before the first physical recovery visit.
▪️ No threats, abusive language, public humiliation or harassment.
▪️ No unauthorised access to borrowers' personal data, including contacts, photographs and messages.
▪️ Recovery agents cannot misuse technology to remotely restrict personal devices, except under specifically permitted conditions for financed devices.
▪️ Recovery agents must undergo appropriate due diligence, training and certification.
▪️ Recovery-related calls and communications must be documented, with recordings retained for six months.

But an important question remains: Who will ensure these rules are actually implemented on the ground?

Borrowers continue to report intimidation, threats, workplace harassment, privacy violations and unauthorised home visits.

Issuing guidelines is only the first step. Effective monitoring, accountability and strict action against violations are equally important.

Borrowers are entitled to dignity, privacy and lawful recovery practices. A loan default does not give anyone the right to harass or threaten a borrower.

We urge RBI and all regulated lenders to ensure strict compliance with these directions.
@RBI
@HMOIndia
#RBI #LoanRecovery #BorrowerRights #NBFC #LoanHarassment #RecoveryAgents #LoanVasooliKaSach #BharatvarshNewsToday