@IwanDoherty98@WoodstockComp@Fremond_ I feel weโre mainly in agreement. Many undergrad courses, along with the loans system, need huge reform. I donโt claim to know the solution, but clearly OP highlights a real problem
@IwanDoherty98@WoodstockComp@Fremond_ You miss my point, the research output of universities canโt be judged by the standards of their undergraduate students, so reform isnโt as simple as โshut down these universities!โ. Take St Andrews, my uni, as an example - world leading teaching, low research output due to size
@IwanDoherty98@WoodstockComp@Fremond_ I think people are failing to distinguish between undergraduate courses and research completed at universities. Completely separate things that should also be judged separately
@peembirrell@Random501901@MrCladding Many S&S ISAs provide a competitive rate. If I want to de-risk and hold cash for whatever reason, I certainly donโt want to use up my ISA allowance by moving it out of one ISA and into another