Cal M

Comms & public affairs @Wagestream; ex-comms @ImagineCurve. Enjoyer of music, gadgets, GIFs, Oxford commas, Liverpool FC & tech for good 🏴󠁧󠁢󠁳󠁣󠁴󠁿🇺🇸🇨🇦

[Cal M @calmccaig]

🙀 There are companies out there - thousands of them - still measuring digital marketing based on their Twitter follower count. This must be stopped.

Here's why 👇

https://t.co/yKw0MM86i5

[Via the awesome @mackfogelson]

[Cal M @calmccaig]

@alisonbcoleman @smarkets As always, happy to help via @wagestream ☺️ Have popped you an email!

[Cal M @calmccaig]

@SarahKocianski @Siftedeu Thank you, Sarah - budgeting & savings rapidly becoming our most popular features in the app, too (vs. flexible pay). Very excited about new areas like fairer insurance/energy too. Hope all's well - must catch up over coffee some time!

[Cal M @calmccaig]

@DaniTVNews P.s. if you're keen, must intro you to the founders of a new type of bank, aiming to destroy the poverty premium and give fairer financial services to people. They'd love to chat!

[Cal M @calmccaig]

@DaniTVNews @5_News Thanks so much for bringing this to everyone's attention, Dani 💜 What time is it on? Must tune in!

[Cal M @calmccaig]

@julsica @nathanbenaich @wagestream Thanks @julsica! We're proud of those, and still stick by them. In fact...we've just put them on the wall in our new office 🥰 cc @PeterBriffett @GeorgieScott89

[Cal M @calmccaig]

*Love* this perspective from Michelle.

Thanks for the @wagestream shout-out, @MichelleNacouzi 💜

The defining business challenges of the next decade are people challenges - so more growth in this mega-category to come.

[Michelle Nacouzi @MichelleNacouzi]

#👩🏽‍⚕️
https://t.co/fWKd0ufojY

[Cal M @calmccaig]

@alisonbcoleman Have popped over a comment Alison, feel free to use ☺️

[Cal M @calmccaig]

@tajeanjacques @beqom @DailyPay @Payactiv @wagestream Hey Taylor 👋🏻 Happy to grab a virtual coffee/give a rough overview of the category, if useful

[Cal M @calmccaig]

@checkwarner @BetterCity @wearebeam @organisehq @CIRCA5000 @wagestream @thestackworld @weareferly @bubbleChildcare @korukids We'll happily take that at Wagestream, @checkwarner - thx for the mention ☺️ Interesting concept - for what it's worth, we've found it brings pros and cons. Pros outweigh the cons, so far...! Cc @PeterBriffett

[Cal M @calmccaig]

@MStothard This looks utterly wonderful, @MStothard. You need to team up with @PeterBriffett (@wagestream) for an episode - would love to see what Eliza thinks about him trying to make banking fairer! 💸

[Cal M @calmccaig]

Great read from a site that's championing an important cause - thanks @GoodMoneyGirl!

[Good With Money @GoodMoneyGirl]

Social impact investing rose 26% during the Covid-19 lockdowns! 😮. We spoke to Stephen Muers of @BigSocietyCap about the reasons for this, and some of the life-changing projects they help to fund: https://t.co/vFnjrTh5pt #socialimpact @wagestream @snhealth_uk #socialimpact #ESG

[Cal M @calmccaig]

@emilyjnicolle @JamesLiamCook @FinancialNews Pls write this @JamesLiamCook but flip the angle to 'It is fu*king mad that so many people have paid for metal bank cards and new research suggests it may be a harbinger of the apocalypse'

[Cal M @calmccaig]

@alexhooperdev @sytaylor @ninamohanty @pipe @wagestream Quite a few looked into it (including us at Wagestream), but varies by market; Brits & UK regulator more paternal so it's less likely here. Employer-bundled banking (incl. EWA) is the bigger opportunity to help more people. @Loella172 @davidbrear sounds like a podcast topic 👀

[Cal M @calmccaig]

@OscarWGrut I had heard on the grapevine, about this. Glad the rumours are true @OscarWGrut. You've returned in style 🕺💥👏🏼

[Cal M @calmccaig]

@NeilRetail Thanks for sharing, Neil - we're excited about the project. Seeing a *lot* of interest among retailers now (UK & US), with specific use cases around shift & delivery workforces. We should chat some time, about retail/HR trends and tech ☕

[Cal M @calmccaig]

@jas_shah @wagestream For sure. Scoring itself definitely powerful! E.g. Brits could be £5bn better off by making better, simple financial decisions each year. The exciting change would be linking that to fairer services & education for all. Banks won't do that - hoping employers help plug the gap

[Cal M @calmccaig]

@goforsergei Bravo @goforsergei 👏 Must do virtual coffee sometime, love to hear about the pros/cons. We know @wagestream pre-existing debt is something we could tackle, by simplifying it & guiding people through it - but need to explore more first...debt a scary word for employers/clients!

[Cal M @calmccaig]

@NikMilanovic 🤷‍♂️ You're right, and so is everyone else - been heating up for a while, but getting hotter because the power of payroll/building around the salary is being discovered. Embedded finance + rebundling around the employer = 🚀

[Cal M @calmccaig]

@OliverSmithEU @RobertCollings_ Am I missing something? I'm struggling to see what they've done wrong - at a push, maybe should've said "a" Monzo IPO, instead of "the", in the ad? If the company is on public record stating it may happen soon, seems fair game for HL to remind people they can set up alerts 🤷‍♂️