baihao

Stablecoin / AI / Agentic payment. Building payment, agentic, liquidity products since early days @Circle. prev @Coinbase. UC Berkeley. Views my own. NFA.

[baihao @cbaihao]

I've spent years building payment products. If you're a builder excited about agentic payments but can't figure out what to actually build

I read every major thesis, checked the on-chain data, and mapped exactly where the gaps are.

[baihao @cbaihao]

https://t.co/zwqQYr8bER

[baihao @cbaihao]

@sama what’s your budget you give it?

[baihao @cbaihao]

@blknoiz06 and don’t press the wrong one to lock yourself out

[baihao @cbaihao]

@gabriel1 yes sir

[baihao @cbaihao]

@blauyourmind this is key actually. I've seen many x402 endpoints which take your usdc and return failed response

[baihao @cbaihao]

anyone building interesting things in the agentic payment/x402/mpp space? i’ll follow you back

[baihao @cbaihao]

It’s 2026 how are we still ok with paying 1.5% for cross border remittance??

[baihao @cbaihao]

@yuzu_jpg if someone does it for the sake of doing they’re likely wasting energy

[baihao @cbaihao]

@mikebelshe best free press ever from govt of india

[baihao @cbaihao]

@blauyourmind this is a compelling use case

[baihao @cbaihao]

@agazdecki if you have not pivoted

[baihao @cbaihao]

@cz_binance DCA

[baihao @cbaihao]

@0xIanic great idea. i’d have bet 1 buck on yes

[baihao @cbaihao]

will Jensen get 1mil followers within 24 hour?

possibly the fastest 0->1mil account on earth

[Jensen Huang @JensenHuang]

For my first post, I’m sharing a letter @NVIDIA signed on why open models matter.

AI will transform every industry, power every company, and be built by every country.

Open models strengthen safety and cybersecurity, accelerate innovation and diffusion, and enable sovereignty.

The world needs both frontier closed models and frontier open models.

https://t.co/AUKzoQ5Ikb

[baihao @cbaihao]

@erikalee @UseCorgi how to become a friend of yc

[baihao @cbaihao]

@levelsio don’t know how to read this either besides it’s a very transitional time

[baihao @cbaihao]

@garrytan @JensenHuang @bcherny @sdianahu garry are you getting a leather jacket now?

[baihao @cbaihao]

@Jason lived in sf for years and i’ve never seen a gathering like this.. got me thinking how separated the communities there are

[baihao @cbaihao]

@blauyourmind it is one prompt away. btw i like you guy’s x402 endpoints!

[baihao @cbaihao]

@chamath while models are being commoditized, open ai and anthropic own more customer relationships than most players in applications layer.

they have a head start moving into the application layer

[baihao @cbaihao]

@eladgil haven’t read the paper in entirety but this is pretty surprising. for years i thought it’s an acquired behavioral trait

[baihao @cbaihao]

It’s cool to see startup has gone so mainstream.

10 years ago it’s the unsexy thing in someone’s garage.

now it’s like coachella and the merch is 6 months free claude subscription

[Garry Tan @garrytan]

YC Startup School 2026 just got going

3x bigger than last year

We made this event for first time very technical young people to come to SF and figure out if starting a company is for them

Let you in on a secret: it is