Christopher Johnson

Founder, DataVisuals - The Decision Governance Company. The decision took 20 minutes. Reconstructing it takes six weeks. We fix that.

[Christopher Johnson @cjohnson_dv]

Two years of using AI to ship production software with a small team taught us more than any playbook.

That capability is now its own operation: DataVisuals AI Labs. Apps you can try today, fixed-price builds in weeks.

https://t.co/9pkPoPCCaS

[Christopher Johnson @cjohnson_dv]

https://t.co/BvG2qDaQih

[Christopher Johnson @cjohnson_dv]

@MeriTalk We're in the decision governance business. Our AI Decisions module is built for this exact purpose...
https://t.co/r6sENxnwQO

[Christopher Johnson @cjohnson_dv]

@FedPayImprove check out our fraud prevention tool for federal agencies...https://t.co/q2RdL0HnCB

[Christopher Johnson @cjohnson_dv]

@AmericasCUs Regulator actions and guidance where a decision-record gap is likely — surfaced from the sources the industry already reads, scored for Decision Governance relevance. Sourced daily. Sign up for the weekly email...
https://t.co/QcEKSqnobI

[Christopher Johnson @cjohnson_dv]

NCUA 2026 exam priorities, in one view.

Balance sheet (lending, IRR, capital).
Operational risk (payments + fraud).
BSA/AML — still risk-based, still tailored.

Examiners aren’t looking for more dashboards. They’re looking for the record of who decided, on what basis, with what authority.

The credit unions that already have that record don’t spend six weeks reconstructing it.

[Christopher Johnson @cjohnson_dv]

We built the Decision Pipelines™ https://t.co/rI7KL7XWKY connector. Then we built Spend Explorer to show what you can do with it.

Live federal award data — spending flow, recipient risk, fund-flow network.

Fraud isn't usually in one record. It's in the shape of the flow.

https://t.co/Pje0LGm5cQ

[Christopher Johnson @cjohnson_dv]

@RepFitzgerald Worth watching what happens next: when exam pressure eases, the case for a bank's (or CU) soundness doesn't go away — it moves inside the institution. The banks that formalize how decisions get made and reconstructed will be the ones that grow with confidence.

[Christopher Johnson @cjohnson_dv]

@AmericasCUs CU leaders can learn more here if interested.
https://t.co/doSJtAuB2u

[Christopher Johnson @cjohnson_dv]

Appreciate your work on this. We've done some work here as well, and also plan to submit comments.

Credit unions file the SAR. What's harder is proving how you got there...

Our BSA & fraud workflow captures the full record behind every filing — named owner, disposition rationale, evidence, supporting metadata, committee signoff. Examiner-ready, and a stronger hand-off to the law enforcement partners on the other end.

[Christopher Johnson @cjohnson_dv]

Maybe we can help @SecScottBessent. We purpose built Decision Pipelines™ as a governance tool to prevent fraud in federal grant and award programs.

It's running on real HHS FY2025 award data. Every decision becomes a structured record you can trace, defend, and audit.

Program integrity isn't a report you file. It's a system of record.

https://t.co/ve3aT7ToR0

[Christopher Johnson @cjohnson_dv]

@DOGE @SecScottBessent @doge an @elonmusk - I built a fraud prevention app for the government. Shared it with my US reps, but they weren't interested! 🫤 Help me get the attention of someone who is? https://t.co/q2RdL0HnCB

[Christopher Johnson @cjohnson_dv]

@larayapmaaq It's a watchband retainer pin

[Christopher Johnson @cjohnson_dv]

50 numbers in a grid. Exact. And invisible.

Switch to a heatmap. The spike — Thursdays in May — shows up before you read it.

A chart should be the artifact. Not the wallpaper around it.

Field Notes Vol. 01 · 5 of 5 · Vol. 02 next month.

[Christopher Johnson @cjohnson_dv]

Five colors. Five legend lookups per glance. Cognitive tax.

Label each line at its endpoint. Gray the supporting cast.

One protagonist. Story is instant.

Field Notes Vol. 01 · 4 of 5

[Christopher Johnson @cjohnson_dv]

Two scales, one chart, false correlations every time.

Dual y-axis is the most overused chart in board packets.

Use small multiples. Same x-axis, four frames. Patterns jump.

Field Notes Vol. 01 · 3 of 5

[Christopher Johnson @cjohnson_dv]

3D bars lie about height.

Tilt + shadow = ambiguity. Which one actually won the quarter?

Flat the bars. Honest height. Obvious in half a second.

Field Notes Vol. 01 · 2 of 5

[Christopher Johnson @cjohnson_dv]

More Field Notes → https://t.co/W8oZiJURKL"

[Christopher Johnson @cjohnson_dv]

Pie chart with 8 slices. Your eye can't compare angles. You're guessing which is biggest.

Sort the bars. Length beats angle. Highlight the one that matters.

Field Notes Vol. 01 · 1 of 5

[Christopher Johnson @cjohnson_dv]

Most analytics vendors sell you capability. Capability isn't the problem.

The average CFI already has dashboards, reports, and data teams. What they don't have is a system that closes the loop.

Decision Governance isn't a feature. It's the missing layer between analytics and results.
#DecisionGovernance #CFI #FinTech