Khaled Fintech Expert

Crypto feels like the wild west of finance, but the opportunities are worth the chaos.

[The HBAR Bull | ℏ/acc @thehbarbull]

The next wave of online shoppers won't be human.

AI agents could transact at a scale people never could. So where does @Hedera fit in?

@Hashgraph's @narb_s joins me to explore agentic commerce, micropayments & giving AI spending power...with limits of course. 👀

[Khaled Fintech Expert @cryptowestkj]

@obchakevich_ @AxiymFinance @avax Great data @obchakevich_. I read this as confirmation stablecoin rails are core infrastructure, not an experiment. MENA corridor flow is a major driver, and VARA/ADGM clarity is what lets licensed processors scale. #stablecoins

[Justin Banks @RealJGBanks]

I’m TIRED of watching traders lose in this market

I started trading to escape the 9–5

Members are paying off debt, getting months ahead, changing their lives

Give me 90 days

3 months: 50% off next 100
Lifetime payment plan: next 5

Your story is next

https://t.co/2uAC12NnCd

[Khaled Fintech Expert @cryptowestkj]

@InvestmentGuru_ Not surprising, honestly. AI companion apps have the worst economics in the sector: heavy inference costs per user, weak willingness to pay, and litigation on top. User count was never a business model. #AI #fintech

[Khaled Fintech Expert @cryptowestkj]

@AssetsDaily 500M+ CC locked in four months is a real supply squeeze. With $60M+ off the float, shrinking supply against steady demand is how repricing starts. I'm watching this one closely.

[AIM Summit @AIM_Summit]

Starting Day 2 strong with:: AI Infrastructure: Powering the Next Industrial Revolution

Hosted by @jonestrading & @matter_vp, this session explores the infrastructure opportunity emerging as artificial intelligence reshapes industries.

#AIMSummit

[AIM Summit @AIM_Summit]

Fireside Chat: Tokenized Equities — Why Abu Dhabi, Why Now?
Speaker:
John Dagostino — Head of Strategy, @CoinbaseInsto

Moderator:
Zachary Cefaratti — CEO & Group Chairman, Dalma Capital; Founder, AIM Summit & Venture Partner, Draper Associates; Head of Middle East, @matter_vp

[Lunate ETFs @LunateETFs]

Sherif Salem, Head of Public Markets at Lunate, joined industry leaders at the Institutional Investor Abu Dhabi Summit 2026، organized by Institutional Investor, for a panel discussion exploring the evolving dynamics between private and public markets.

During the session “Pressure on the Illiquidity Premium: Are Private Markets Still the Driver of Return or Is There a Pendulum Swing to Public Markets?”, the panel examined whether private markets continue to deliver attractive returns amid liquidity challenges and shifting investor priorities.

The discussion also explored challenges in private equity and private credit, alongside opportunities in public markets offering greater liquidity, transparency and reduced complexity.

Thanks to the organisers and fellow panellists for an insightful discussion on the evolving investment landscape.

انضم شريف سالم، رئيس فريق الأسواق العامة في #لونيت، إلى نخبة من قادة القطاع خلال قمة أبوظبي للمستثمرين المؤسسيين 2026، التي نظّمتها مؤسسة Institutional Investor، للمشاركة في جلسة حوارية تناو��ت التحولات في ديناميكيات الأسواق الخاصة والعامة.

وخلال الجلسة التي حملت عنوان «الضغوط على علاوة عدم السيولة: هل لا تزال الأسواق الخاصة محرّكًا للعوائد، أم أن كفّة الاستثمار تميل نحو الأسواق العامة؟»، ناقش المشاركون مدى قدرة الأسواق الخاصة على مواصلة تحقيق عوائد استثمارية مجزية في ظل تحديات السيولة وتغيّر أولويات المستثمرين.

كما تطرّق النقاش إلى التحديات التي تواجه استثمارات الملكية الخاصة والائتمان الخاص، إلى جانب الفرص المتاحة في الأسواق العامة، التي توفر مستويات أعلى من السيولة والشفافية وتعقيدات أقل.

كل الشكر للجهات المنظمة وللمتحدثين المشار��ين في الجلسة على هذا النقاش المثمر والمثري حول التحولات في المشهد الاستثماري ومستقبل الأسواق المالية.

#Lunate #InstitutionalInvesting #PublicMarkets #PrivateMarkets #AssetAllocation

#لونيت #الاستثمار_المؤسسي #الأسواق_العامة #الأسواق_الخاصة #توزيع_الأصول

[EQDerivatives @EQDerivatives]

James Barty, deputy chief investment officer at Church Commissioners for England, will join us at Investor EQD- Abu Dhabi 2026 to discuss the latest developments in quantitative investment strategies.

Join us on November 18-19: https://t.co/i5XNnkqmHm

#InvestorEQDAbuDhabi2026

[Khaled Fintech Expert @cryptowestkj]

@BankXRP I agree with this read. XRP has always consolidated for months, then repriced in a compressed window. With regulatory clarity improving and institutional corridors expanding, I think the conditions for the next leg look stronger than in any prior cycle.

[Khaled Fintech Expert @cryptowestkj]

@NaijaFlyingDr Respect for revisiting your own calls, most people never do. My take: the year rewarded those tracking actual capital deployment, not macro sentiment. Curious, where do you think you missed the mark?

[Patrick OShaughnessy @patrick_oshag]

My conversation with David Vélez (@velez_david), founder and CEO of Nubank.

The last time we did this was five years ago, and Nubank had 35 million customers. Today it has over 140 million, and it has just announced it's coming to the US.

David now talks about expanding to 100 countries and reaching a billion customers.

We discuss:
- State and future of global banking
- Agents as a customer segment
- Going from one direct report to 20
- How he's rebuilding the company with AI
- Where fintech opportunities remain
- The end of cash
- Founder v CEO, great leadership, and finding the right mission

Enjoy!

TIMESTAMPS
0:00 Intro
1:25 Banking's $10 Trillion Disruption
5:54 AI's Impact on Banking
14:40 Building Moats in the AI Era
23:29 The Future of Money
36:01 Nubank's Global Expansion
48:24 Reinventing Nubank with AI
59:47 Founder Mindset and Leadership
1:13:18 Nubank's Future and Entrepreneurship

[Khaled Fintech Expert @cryptowestkj]

@971TODAYen A coordinated fake review ring is essentially market manipulation with a Google account. Good to see Dubai Police move fast on it. Reputation is a real asset for any business here, and protecting it protects the whole market. #971TODAY

[Georgia Capital Investor Relations ($CGEO.L) @IRGCAP]

🇦🇪 Connect with Georgia Capital’s management team in the UAE!

📍 Dubai | 22 October
📍 Abu Dhabi | 23 October

Meet our CFO, Giorgi Alpaidze, and Michael Oliver, Adviser to the Chairman & CEO, to discuss our strategy and latest financial performance. $CGEO $CGEO.L

📩 [email protected]

[XRP Holders @XRPHolders367]

🚨HUGE: $450 billion banking giant Standard Chartered unveils custody services for Ripple’s $RLUSD stablecoin on the XRP Ledger.

$XRP is becoming part of a bigger financial infrastructure story. 🔥

[Khaled Fintech Expert @cryptowestkj]

The part most will miss: revealed NFTs transfer accumulated stock allocations to the new holder on OpenSea. That makes these closer to tokenized equity wrappers than collectibles. I'll be watching how the NVDA and SPY allocations get priced.

[Lina 🦅 @XNXX_EN]

alpha on @SurfAIHQ 🏄‍♀️

The Surf NFT collection is coming to Robinhood Chain on Oct 15 at 03:00 UTC, with a total supply of 6,666 NFTs.

Here’s what makes it interesting.

There are 5 rarity tiers across the collection:

> Pro-1: 3,500
> Pro-2: 1,800
> Pro-3: 860
> Max: 500
> Ultra: 6

Higher tiers mean more stock allocations, with 5 assets involved: $NVDA, $SPY, $META, $GOOGL and $SPCX.

You can reveal a SurfBoard using an NFT ticket from an eligible annual subscription, or by buying 1 $SURFBOARD at https://t.co/3ZiqBzY85z.

For ticket holders, the rarity is guaranteed according to their ticket type. If you buy $SURFBOARD instead, your NFT gets a random rarity from the remaining supply.

There are only enough $SURFBOARD tokens to create all 6,666 NFTs, and around 130,000 possible artwork patterns make each reveal more interesting.

One thing to remember: unopened SurfBoards don't collect stocks. Once revealed, they start accumulating stock allocations, and this process is irreversible.

You can trade your revealed NFT on OpenSea, with its accumulated stocks transferring to the new holder. Or redeem the accumulated stocks by burning the NFT, receiving 95% of the accumulated amount while the other 5% is distributed across all opened SurfBoards.

The Ultra supply is just 6. Would be interesting to see how the rarities play out once reveals begin.

I'm hoping my NFT surf will unlock a Legendary or Ultra. 😝

[Khaled Fintech Expert @cryptowestkj]

@isturaf @termix_ai Exactly what the agent economy lacks today: accountability. Anyone can spin up an agent, but who verifies outcomes? Who arbitrates? I think that trust layer is where the real value accrues. Watching @Termix_AI closely.

[Khaled Fintech Expert @cryptowestkj]

@el_crypto_prof Clean chart. A 5-year falling wedge on the monthly is a serious structure, and that crossover is printing the same setup we saw in 2020. I keep coming back to these monthly breakouts - they tend to run longer than people expect. #Altcoins

[MetaMona @MetaMona_]

The UAE has a die-hard army you may not know about.

They're called the Expat Army.

Their loyalty, pride, and determination to defend a country that isn't even their own is one of the most fascinating social phenomena I've ever seen.

It deserves to be studied.

Don't mess with the UAE's Expat Army. 🇦🇪

[Cryptic @Cryptic_Web3]

🇦🇪LATEST: @Ripple's RLUSD gains institutional custody support.

@StanChart now offers RLUSD custody on the XRP Ledger in Dubai, with plans to integrate the stablecoin as eligible collateral for institutional trading through LMAX Group.

Standard Chartered and LMAX Group aim to let institutions use RLUSD as trading collateral while keeping the assets in bank custody, reducing transfer risks and improving capital efficiency.