Geraldo Thomaz

Engineer and artist that invests its work energy with e-commerce

[Manchester City @ManCity]

Welcome to the City family, VTEX 🤝

[AlexandreSchwartsman @AlexSchwartsman]

Batata está assando…

[DHH @dhh]

The Musk biography is really a business book dressed in a personal tale. Easily worth the read alone for the vivid tutorial in how to apply The Algorithm.

[GugaNoblat @GugaNoblat]

Isso aqui é uma obra-prima de como desconstruir a falácia religiosa usada pela extrema-direita para justificar seu ódio e preconceito. https://t.co/bV4C02DQNW

[Míriam Leitão @miriamleitao]

'Perdemos muito tempo discutindo a Selic', diz Campos Neto ao pedir reformas estruturais. Nota de ⁦@maprando1979⁩ https://t.co/iJfeoB2rZa

[Flávio Dino 🇧🇷 @FlavioDino]

Sobre a regulação contra crimes e abusos na Internet, não existe “liberdade de expressão” para quem trafega no Código Penal. E a Constituição, no seu artigo 222, parágrafo 3º, exige que os meios eletrônicos se submetam aos princípios constitucionais e às leis. Estamos defendendo “o respeito aos valores éticos e sociais da pessoa e da família”, como está escrito na Carta Magna.

[Wilson Gomes @willgomes]

Isso aqui está bom demais, senhoras e senhores

[AlexandreSchwartsman @AlexSchwartsman]

Marcos Lisboa

[Bill Ackman @BillAckman]

The gov’t has about 48 hours to fix a-soon-to-be-irreversible mistake. By allowing @SVB_Financial to fail without protecting all depositors, the world has woken up to what an uninsured deposit is — an unsecured illiquid claim on a failed bank. Absent @jpmorgan @citi or @BankofAmerica acquiring SVB before the open on Monday, a prospect I believe to be unlikely, or the gov’t guaranteeing all of SVB’s deposits, the giant sucking sound you will hear will be the withdrawal of substantially all uninsured deposits from all but the ‘systemically important banks’ (SIBs). These funds will be transferred to the SIBs, US Treasury (UST) money market funds and short-term UST. There is already pressure to transfer cash to short-term UST and UST money market accounts due to the substantially higher yields available on risk-free UST vs. bank deposits. These withdrawals will drain liquidity from community, regional and other banks and begin the destruction of these important institutions. The increased demand for short-term UST will drive short rates lower complicating the @federalreserve’s efforts to raise rates to slow the economy. Already thousands of the fastest growing, most innovative venture-backed companies in the U.S. will begin to fail to make payroll next week. Had the gov’t stepped in on Friday to guarantee SVB’s deposits (in exchange for penny warrants which would have wiped out the substantial majority of its equity value) this could have been avoided and SVB’s 40-year franchise value could have been preserved and transferred to a new owner in exchange for an equity injection. We would have been open to participating. This approach would have minimized the risk of any gov’t losses, and created the potential for substantial profits from the rescue. Instead, I think it is now unlikely any buyer will emerge to acquire the failed bank. The gov’t’s approach has guaranteed that more risk will be concentrated in the SIBs at the expense of other banks, which itself creates more systemic risk. For those who make the case that depositors be damned as it would create moral hazard to save them, consider the feasibility of a world where each depositor must do their own credit assessment of the bank they choose to bank with. I am a pretty sophisticated financial analyst and I find most banks to be a black box despite the 1,000s of pages of @SECGov filings available on each bank. SVB’s senior management made a basic mistake. They invested short-term deposits in longer-term, fixed-rate assets. Thereafter short-term rates went up and a bank run ensued. Senior management screwed up and they should lose their jobs. The @FDICgov and OCC also screwed up. It is their job to monitor our banking system for risk and SVB should have been high on their watch list with more than $200B of assets and $170B of deposits from business borrowers in effectively the same industry. The FDIC’s and OCC’s failure to do their jobs should not be allowed to cause the destruction of 1,000s of our nation’s highest potential and highest growth businesses (and the resulting losses of 10s of 1,000s of jobs for some of our most talented younger generation) while also permanently impairing our community and regional banks’ access to low-cost deposits. This administration is particularly opposed to concentrations of power. Ironically, its approach to SVB’s failure guarantees duopolistic banking risk concentration in a handful of SIBs. My back-of-the envelope review of SVB’s balance sheet suggests that even in a liquidation, depositors should eventually get back about 98% of their deposits, but eventually is too long when you have payroll to meet next week. So even without assigning any franchise value to SVB, the cost of a gov’t guarantee of SVB deposits would be minimal. On the other hand, the unintended consequences of the gov’t’s failure to guarantee SVB deposits are vast and profound and need to be considered and addressed before Monday. Otherwise, watch out below.

[Eduardo Paes @eduardopaes]

Quando como prefeito ganhei um relógio da Federação Internacional de Esportes Aquáticos! Não estou querendo insinuar nada tá, muito menos fazer pré-julgamentos. Só estou mostrando como acho que se deve proceder. 💍 💎 🕰️

[jairme @jairmearrependi]

Acabei de ver um tonto falando que o Lula foi entregar a Amazônia aos Estados Unidos, então lembrei disso aqui: https://t.co/j9h6oyH4Sp

[Chico Buarque @_Buarqueanos]

Eu faço samba e amor até mais tarde
E tenho muito sono de manhã... 🎶

[AlexandreSchwartsman @AlexSchwartsman]

“Deixa ver se eu entendi.”

Não, você não entendeu…

[Eduardo Paes @eduardopaes]

Recebi do secretário @CavaliereRJ as duas fotos e o comentário: “mar de lixeiras da comlurb na areia da praia. quem sujar é cara de pau sem vergonha mesmo”. Concordo com ele. Cuidem da cidade! Por favor!

[Wilson Gomes @willgomes]

Glenn tem uma concepção infantil da liberdade de expressão, típica dos libertários, Para ele, a liberdade é mais importante que paz social, democracia, segurança, não importa se democracia, paz social e segurança sejam, na verdade, condições imprescindíveis para haver liberdade

[Mônica Bergamo @monicabergamo]

A liberdade de expressão não pode ser ESCUDO p crimes. Um discurso que DESTRUA o OUTRO. um discurso RACISTA, que desumaniza e destrói a LIBERDADE do OUTRO, por ex., não pode ser tolerado. Trump foi banido do Twitter por muito tempo, o q mostra que tb nos EUA o debate é constante.

[Wilson Gomes @willgomes]

Alguém explica a Glenn que princípios podem ser estúpidos, errados e mal-concebidos tanto quanto qualquer opinião. O Princípio "Nenhum discurso, por mais perigoso que seja para a democracia, deve ser punido ou evitado" é um exemplo de um princípio tolo e nocivo, mormente agora.

[Sérgio Freire  @sergiofreire]

Sobre linguagem e Todes. Segue o 🧶

[Henrique Meirelles @meirelles]

Não prorrogar a isenção de impostos sobre combustíveis para 2023 é um exemplo de decisão que pode ser impopular, mas é absolutamente acertada ao priorizar a responsabilidade fiscal sobre o interesse eleitoreiro.

[Míriam Leitão @miriamleitao]

Quando penso que sai Damares Alves e entra Silvio Almeida e Cida Gonçalves, saem racistas e entra Anielle Franco, sai Queiroga e entra Nisia, sai defensor dos CACs na Cultura e entra Margareth Menezes. Gente, quero curtir o momento.