A 10X tech and media consultant with a passion for making sustainable impacts on the lives of people and businesses via @the10xTB | @UISCitadel | @OptimaERP.
JUST IN: "NIGERIA 🇳🇬 GEO-POLITICAL ZONE BILL 2026
[1] As of October 1 2026, Nigeria’s six geo-political zones will become official and constitutional organs of government. This means that there will be four tiers of administration in Nigeria - Federal, Zonal, State and Local governments
[2] Nigeria will have six geo-political zones, with each being made up of seven states. Our constitution will prohibit the creation of any more states after these 42
[3] As part of this restructure, we will abolish the federal allocation regime and replace it with resource control under which states will remain the federating units. Revenue distribution will be as follows - States: 50%; Federation account: 20%; Geo-political zones: 15%; National trust fund: 15%. We shall gradually migrate towards this to achieve our targeted goal by 2040
[4] Geopolitical zones will be responsible for maintaining regional police forces to augment the activities of the Nigerian Police Force
[5] Each geopolitical zone will be constitutionally obliged to generate, distribute and transmit electricity within its domain
[6] Every year, the chairman of the geopolitical zone will rotate among the six governors within it. A chief executive will be appointed to manage what will be a civil service structure
[7] Ultimate authority for the governing of each geo-political zone rests with the committee of governors. There will also be committees of commissioners to deal with matters such as education, health, housing, transport, security, etc
[8] Each geopolitical zone authority will be responsible for secondary specialist healthcare. They will build specialist hospitals in areas such as oncology, HIV/Aids, renal failure, dementia, reproductive health, dermatology, etc
[9] These will be the 42 states that make up the six geopolitical zones:
South-South
[1] Bayelsa State - Yenagoa
[2] West Izon State - Patani
[3] Rivers State - Port Harcourt
[4] Cross River State - Calabar
[5] Akwa Ibom State - Uyo
[6] Edo State - Benin
[7] Delta State - Warri
Northeast
[1] Mambilla State - Gashaka
[2] Taraba State - Jalingo
[3] Adamawa State - Yola
[4] Borno State - Maiduguri
[5] Yobe State - Damaturu
[6] Bauchi State - Bauchi
[7] Gombe State - Gombe
Southeast
[1] Anioma State - Asaba
[2] Orashi State - Omoku
[3] Anambra State - Awka
[4] Imo State - Owerri
[5] Enugu State - Enugu
[6] Abia State - Umuahia
[7] Ebonyi State - Abakaliki
North-Central
[1] Abuja State - Abuja
[2] Gurara State - Kafanchan
[3] Benue State - Makurdi
[4] Plateau State - Jos
[5] Nasarawa State - Lafia
[6] Kogi State - Lokoja
[7] Niger State - Minna
Southwest
[1] Odo Oya State - Ilorin
[2] Oyo State - Ibadan
[3] Ogun State - Abeokuta
[4] Lagos State - Ikeja
[5] Ondo - Akure
[6] Ekiti - Ado-Ekiti
[7] Osun - Oshogbo
Northwest
[1] Sokoto State - Sokoto
[2] Kebbi State - Birnin Kebbi
[3] Kaduna State - Kaduna
[4] Katsina State - Katsina
[5] Kano State - Kano
[6] Jigawa State - Dutse
[7] Zamfara State - Gusua
[10] If any state is unable to meet its running costs, its geopolitical zone is constitutionally obliged to step in and bail it out. If not, the federal government will declare a state of emergency in that state"
This is Renewed Hope. May Nigeria 🇳🇬 rise again and be a nation of blessing and prosperity to ALL!🙏
I spent my whole weekend working on this.
So here are 500 email templates for your next job applications, broken down by roles
Plus:
• A “before you send” checklist
• What NOT to do (with real examples)
• The formula behind every subject line and opener
• Industry-specific numbers to plug into your CV
This is the thing nobody is giving away for free but I am 💗
You’re welcome 💗
https://t.co/MWzhwSE83b
Nigerians are hungry or some Nigerians are hungry? Is there a country in the world without hungry people? Why have we made it a national anthem that must be sung on every national discussion / program on TV since 1960?
38m Americans are on food stamps. There are food banks littered all over Europe, yet when politicians share food here, you guys complain. There will always be people whose income can't get them adequate food every where in the world and systems are built to support them.
Small businesses are suffering, yes. I run a small business and I know. Globally 20% of small businesses fail in their first year and 50% of startups will fail in 5 years. If we say that small businesses face high cost of capital and high opex, we can have a conversation around SMEDAN or LSETF, we can talk about the impact of the new tax law on small businesses or even creditcorp. We can have a proper intellectual conversation not the usual rhetorics.
These same small businesses account for 50% of our GDP, bigger than the GDP of most west Africa countries. It's the SMEs that brought the Mastercard CEO to Nigeria. Moniepoint process N410trn worth of transactions in 2025 majorly from small businesses. The Chinese are also positioning to grab value from the SME with their digital businesses.
Do we have challenges? Yes but can't someone go on TV or Radio and have proper conversations apart from Nigerians are hungry, or na road we go chop?
Currently handling a case on surrogacy and we are already in court. By the time judgement is delivered in that case, it will be the first Nigerian case on the subject, as many novel issues will be unraveled. Coincidently, it’s the case that has motivated my PhD thesis and can’t wait for how the court will determine it.
Another lesson to people who do statutory marriages without making appropriate findings. Before anybody leads you to the registry, or insists that you go to the registry or alter, make sure you speak to a lawyer and sign a prenuptial agreement.
If your PDF bank statements conversions to Excel still scatter all over the places, try ICL Convertor for a neat and orderly PDF to Spreadsheet bank statements conversion for free at https://t.co/ZpfUv7mkdE.
Cheers.
I keep asking myself this question why does the leadership @NigeriaRevenue believes it is ok to backdate the implementation of tax law?
That position has been tested severally in our laws. Why are you guys feeling you're above the law?
You started by applying penalties to prior year, people shouted, you backtracked.
You then proceeded to implement samething into Rev360.
Why the rush?
Nations are not built on lawlessness please!
I will be hosting a number of Entrepreneurs & Professionals in Lagos & Abuja soon. There will be two editions for the Island & Mainland and one for Abuja.
Indicate location, name, business or career field & a phone no.
Email [email protected]
“A young and energetic finance professional with less than 10 years work experience” doubting a former bank director 🙂
Please watch. Actually watch! Sigh🤦🏾♀️💔
Watch the man in blue suit, sitting at the front, wanting to jot down some points but was disappointed when PitObi started speaking off point. The man simply put his pen back in his chest pocket, laughing at messiah’s tomfoolery 😂
A poor person’s mentality is thinking that if they ask you for money and you don’t give it to them, karma will punish you, God will bring you down, and somehow make them rich. one day you will be walking in the rain while they’re driving a Mercedes, splashing water on you as they pass by. 😂😂
You cannot sustain attraction with your woman by doing the things she is naturally and traditionally expected to do effectively: changing diapers, cooking, and cleaning.
Doing all of this does not make you special. Because these are things she can do herself, your doing them will not register as some grand gesture deserving of special treatment. If she can do it, what, to her, is remarkable about your doing it?
People rarely attach exceptional value to services they can readily provide for themselves.
An electrician does not value the skills of a fellow electrician in the same way a doctor might. Familiarity reduces novelty, and novelty often influences appreciation.
Point is, attraction is utility-based. Shared capability rarely inspires the same admiration as complementary capability.
Changing diapers, cooking, and cleaning may not be the particular utilities that naturally command romantic attraction. They may make life easier, but ease and desire are not necessarily the same thing.
The ultimate and more intimate assistance you can offer your woman is to do for her what she cannot easily do for herself. What compels and sustains attraction, is a gap in capability rather than a shared capability.
Cooking, changing diapers, and cleaning may make you a better partner. But do not assume they will make her love or desire you more.
Those are different currencies, and they do not always buy the same things.
But i have said enough. Good luck. Or congratulations.
Fred Rogers met with a child psychologist every week for 22 years to build his show. She shaped everything: every script, prop, and song. The whole point was to give a child's nervous system time to slow down. In 1984, a single regulatory decision ended all of it.
The psychologist was Dr. Margaret McFarland, who co-founded the Arsenal Family and Children's Center alongside Benjamin Spock and Erik Erikson. She and Rogers understood that the prefrontal cortex in children, the part of the brain that controls impulse, emotion, and attention, takes decades to fully develop. At the start of every episode, Rogers tied his sneakers and changed his sweater while children settled in. Those pauses were intentional, designed to help a child's nervous system shift into a calmer, more focused state.
What ended it had nothing to do with child development science. In 1984, Reagan's FCC chairman Mark Fowler abolished the advertising limits that had protected children's programming from commercial pressure. Toy companies moved within months. Between 1984 and 1985, cartoons tied to toy lines increased by 300%, from a handful of shows to more than 40 animated series. In almost every case, the toy was designed first. The cartoon was built to sell it.
Researchers later put numbers to what parents were already noticing. A 2011 study in Pediatrics from the University of Virginia tested 60 four-year-olds across three groups: one watching SpongeBob, which cuts scene every 11 seconds; one watching a slow PBS show, which cuts scene every 34 seconds; and one drawing. Nine minutes later, all three took tests on attention, impulse control, short-term memory, and problem-solving. The SpongeBob group scored significantly worse across every measure.
In the 1970s, children began watching television around age 4. Research from pediatrician Dimitri Christakis found that by 2009, the average age of first screen exposure had dropped to 4 months, as the content got faster and the audience got younger. Researchers separately found that each additional hour of daily screen time at ages 1 or 3 raised the risk of attention problems at age 7 by 9%.
Conor Neill: "18 years of school trained you to ruin conversations"
"You finish your pitch and the customer says, 'Your product is too expensive!' You arrive home, you're a few minutes late, your partner says, 'You are always late.' A dirty plate is left on the table... 'You never wash the dishes.' What do you say in this moment?"
The problem:
"Most of you... went through 14 years of school where you were taught one way to respond to questions. Teacher asks a question: 'How do you spell cats?' Student: 'C-A-T.' Teacher: 'What is the biological process called osmosis?' Student puts hand up, explains in detail the process through which cell membranes allow water to go from one side to the other."
He continues:
"For 14 years you've been taught that you receive and answer a question. If you went to university, you probably had another 3, 4 years where you gave answers to questions."
On why answering is the worst response:
"In real life, in persuasion, in getting to what the other person is really about, what their needs really are... the worst thing you can do is give an answer to a question."
He explains:
"If someone says 'your product is too expensive' and you say 'No it's not! It's only €1,000'... you've lost every chance to understand what else is behind their reasoning. If you get home and your partner says 'you're always late!' and you say 'No no no! Tuesday I definitely was here on time'... you're gonna have a crap weekend."
The insight:
"You've had 14... if not 18 years of training that you answer questions. And it's going to cause fights in your home life. It's going to cause problems at work. It means you're not selling anything. Because when someone says 'your product is too expensive'... that's not what their real issue is. When someone says 'I will have to speak to my boss'... that's not what their real issue is."
On emotion and thinking:
"When your partner says 'you're always late'... emotion goes up. And what happens? This part disconnects. The higher emotion goes... the lower thinking goes."
The implication:
"The way to make someone stupider is insult them, object to them, tell them they are wrong. When asked a question, there's an emotional reaction."
On why you must practice:
"If you don't practice this response, you're not going to be able to do it in the moment."
He lists the objections:
"'You're always late!'... 'You never wash the dishes!'... 'You never do your part of the share!'... 'Your product is too expensive!'... 'Your competitor is better!'... 'You failed us 3 years ago!'... 'I don't trust your company!' If you don't practice this habit of not giving an answer... you're not going to be able to do it in the heat of the moment."
Neill calls this "Conversation Aikido":
"Martial arts are about using the energy, the force of the opponent against them. In judo, if someone punches you, you pull their arm and allow the energy to keep flowing. In Aikido, the concept is you go towards the punch. Go towards the energy."
He explains:
"If someone punches you... if someone asks you a question... if someone objects, says you're wrong... the Aikido method is go towards and see the world from their view. In Aikido, you learn to go towards the punch, dodge it, and look... and you are seeing the world in the same direction as the person who's attacking you."
The technique:
"When you are asked a question or given an objection... say 'I understand' and repeat in your words what they're saying. Then give an open question back."
Example:
"'Your product is too expensive!' → 'I understand that money is an important factor for you. What other criteria will be used in taking this decision?'"
He adds:
"It takes some habit to start to be able to give 'I understand' and fill in good words. You will have to work on this quite a few times over the next 10 years to find the set of words that captures what the other person feels... what's behind it."
He explains with an example:
"'You're always late!' → 'I understand you feel frustrated.' 'I understand you feel let down.' Then: 'What can we do now?' 'What happened during the day?' 'What would you like to talk about?'"
On unlearning:
"This takes 14 years of it being drummed into you... 4 more, 18 if you went to university. It's gonna take you at least 18 years to get out of the habit of responding to questions with answers."
The lesson:
"We live in an uncertain world and we don't have the answers. But by giving the answer, we shut down the possibility of hearing what's really going on in the other person's mind... in the other person's business... what other things are going on."
On the 4th question:
"I guarantee that if you do it 4 times... the answer to your 4th open question begins to be the real underlying need, issue, interest of the person you're listening to."
Some cabals are afraid of PBAT's re-election and they are desperate.
If a man who is facing re-election can damn the consequences of politics unlike his predecessors to remove subsidy, break the BDC black market racketeering, NNPC 100% remittance to FAAC ( these 3 items were the biggest heist against the Nigerian economy and its citizens )
He is pushing to disrupt the politics at the local level with LG Autonomy that will empower LG and stop them from being stooges of governors.
States Police, a decentralised security architecture with the establishment of Police Academies and Army Depots in different regions.
Tax reform and internal sharing of VAT to favour Derivation. Wealth should be distributed to align more with where it is derived.
Creation of other regional development commissions.
No President has been bold enough to tackle these issues since 1999.
"What will he do when he is not facing re-election" ?