RAJAMANICKKAM. FCA

I am a Chartered Accountant in practice for about 40 years

[RAJAMANICKKAM. FCA @kanakaraja]

Beautiful, real-life, life-changing questions one should answer.

[Anshitha🫶💖🍉 @Anshithaprincey]

எலைட் கப்பூல் பிரச்சினைகள்

[Sann @san_x_m]

A mammogram missed her cousin's breast cancer. By the time it was found it was too late, and she died.

About 6 months later a second woman in the same family was diagnosed. She died as well.

The woman watching this happen was an artificial intelligence researcher.

Her name is Geetha Manjunath.

She grew up in Bengaluru. She took her bachelor's degree in computer science at UVCE, then a master's and a doctorate at the Indian Institute of Science, where she was a gold medallist.

Her first job was at the Centre for Development of Advanced Computing, where she was part of the team that built India's first commercial supercomputer in the 1990s.

She spent 17 years at Hewlett Packard Labs as a principal research scientist. She then became a lab director at Xerox Research in India, heading their data analytics research.

Then the 2 deaths in her family happened, and she went and read about the disease.

What she found is worth knowing.

In India, roughly half the women diagnosed with breast cancer die of it. Her own words are blunt. Every alternate lady detected with breast cancer is dying.

The reason is almost never the treatment. It is that the disease is found too late.

Mammograms are the standard test. They use x-rays, they are expensive, they are uncomfortable, they need a large fixed machine, and there is a specific medical problem with them. In younger women the breast tissue is denser, and dense tissue and tumours both show up white on the scan. So the tumour can hide.

That is what happened to her cousin.

She started working on it in her spare time, on weekends, with a small team, while still employed.

The idea was to use thermal imaging instead. A cancer uses more energy than normal tissue and the blood flow around it increases, so the area is slightly warmer. A thermal camera can see that heat pattern from a distance, without touching the body and without any radiation.

The hard part is reading it. Heat patterns are messy. That is where her actual expertise came in. She trained machine learning software to interpret them.

Their first test was with a medical college in Manipal, using thermal images of 72 cancer patients.

It worked.

In 2016 she left her job and started a company with a former colleague, Nidhi Mathur. They called it Niramai, which stands for Non Invasive Risk Assessment with Machine Intelligence, and which in Sanskrit also means free from illness.

The test needs no radiation, no touch, no pain, and no one else in the room. It works on women of any age and any breast density. The equipment is portable, so it can be taken to villages.

More than 400,000 women have now been screened across over 250 locations in India. More than 2,000 cancers have been found.

The technology has regulatory clearance in the United States and in Europe. She holds 14 American patents.

She has one line she repeats.

Nobody needs to die of breast cancer, if you can catch it early enough.

[RAJAMANICKKAM. FCA @kanakaraja]

@R_Induja @IndiaToday இன்னும் கொஞ்சம் நேரம் கொடுக்கவும். நாள் ஆக ஆக அவர் நன்றாக தமிழ் பேசுவார். டெல்லியில் உள்ள பத்திரிக்கை நிருபர்களிடையே தமிழ்நாட்டைப் பற்றி தமிழ்நாட்டில் நடக்கும் நிகழ்ச்சிகளை பற்றி அதிகம் பேசும் பெண் இவர்கள். இவர்களைப் பாராட்ட விட்டாலும் குறை சொல்ல வேண்டாம்

[RAJAMANICKKAM. FCA @kanakaraja]

@ruchirkanakia Star Health for 12 years. No claim so for my current age is 73

[RAJAMANICKKAM. FCA @kanakaraja]

@MDahariya @HDFC_Bank Because they are tamilians

[RAJAMANICKKAM. FCA @kanakaraja]

Even from the Bangalore city it takes more than one and half hours to travel to the Bangalore airport. Anybody from Infosys etc will have to spend so much of time to reach the airport. Similarly from Chennai to Bangalore it is easier to go by train then by the flights.

[ＳＯＰＨＩＡ . Ｐ 🇮🇳 @sophiapeppin]

Dear C.Joseph Vijay,
You have one more gem!

Focus on @Keerthana4VNR

She is young, but she is a spark💥 loaded with knowledge.

She asked the one question that matters:

Where is the situational proof that Hosur needs an airport?

Bengaluru Airport is already a stone's throw away.
A massive giant you cannot simply match it's glory.

So who really needs Hosur Airport?

The people?

No.

Actually a scam of DMK.

They brought big industries to hosur with kickbacks in the Airport promise and convenience.

The TATA's fell into that shit trap.

That's the one of the reason why 10k in Stalin's pocket stays forever.

Build Hosur Airport without genuine demand,

and one day you may have an international airport waiting to become a theme park.

Development needs vision.

But vision without necessity is just an expensive monument.

#vijay #dmk #tnpolitics

[RAJAMANICKKAM. FCA @kanakaraja]

@dineshwadera Can you please check any other option

[RAJAMANICKKAM. FCA @kanakaraja]

It seems that all the North Indians are so jealous of him

[RAJAMANICKKAM. FCA @kanakaraja]

I am not bothered about who increased the tax, either the DMK govt or the TVK gov. They have put a heavy burden on the homeowners. They will have to pass on this to the people who take these properties on lease.

[Fatima Shahul Hameed @FatimaADMKOffl]

இன்றைய நிலையில், சட்டமன்றத்தில் மக்கள் மீது உண்மையான அக்கறையோடும், நிர்வாக அனுபவத்தோடும், மக்களின் வாழ்வாதாரம், அடிப்படைப் பிரச்சினைகள், மாநிலத்தின் உரிமைகள் மற்றும் வளர்ச்சிக்காகவும் தொடர்ந்து குரல் கொடுக்கும் ஒரே தலைவர் — மக்கள் தவறவிட்ட நல்முதல்வர் மாண்புமிகு #எடப்பாடியார் அவர்கள் மட்டுமே! 🔥

மற்றவர்களெல்லாம்…

NO COMMENTS… SIMPLY WASTE! 😏

#பொய்க்கால்_குதிரை_அரசு
@AIADMKITWINGOFL @EPSTamilNadu @IInbadurai @KarurKamalOffl @Kalyan1612

[Shilpa @shilpa_cn]

Meet the brilliant women scientists at the Central Drug Research Institute (CDRI), Lucknow.

So knowledgeable, yet so simple.. ❤️✨

This is real Nari Shakti. Intelligence never needs abuse to make a point like we saw in those protests.

[RAJAMANICKKAM. FCA @kanakaraja]

You are correct, even now many electrical goods are supplied without bills.

[Prawin Ganeshan @PrawinGaneshan]

Every Tamil Nadu city has a North Indian traders’ zone where GST bills are rare.

Cash and carry, no bills, no UPI, yet goods move in crores. An small auto carrying a few things gets caught and detained by officials.

If these traders paid GST on purchases and sales, the state deficit could be filled without relying on Tasmac alone.

Narayana Mudali Street, Mint Street, Nainiyappa Street, Krishnappa Tank Street: whistleblowers reported many traders for huge tax evasions using benami bank accounts and dummy GST names under staff and third parties, but the department stays mute.

@cbic_india @gst_tn @FinMinIndia @nsitharamanoffc @nsitharaman

[RAJAMANICKKAM. FCA @kanakaraja]

He was insulted because he is a devote hindu

[Parimal @Fintech03]

Namaste, Ma'am...Aapko 1 story sunata hoon....

In the summer of 1980, a distraught 7th grade boy stood in the courtyard of a modest house in Mylapore, watching his father toss his cricket bat down a deep well. A fast bouncer had shattered the boy's spectacles during a local match & his father, a renowned Sanskrit logician, was terrified for his son's sight.

"Your cricket days are done," his father declared, handing him a violin. "If you want to master precision, master this."

The boy did not throw a tantrum. He directed his focus toward the strings, training until he was performing alongside musical legends, even taking direct corrections from Bharat Ratna M.S. Subbulakshmi.

5 yrs later, he suffered another blow: he failed to clear the IIT-JEE examination.

He did not give up. He enrolled in a regional engineering college, quietly mastering computer science logic gates. He eventually worked his way into IIT Madras as a postgrad researcher, earned a PhD, joined as a prof & eventually became the Director of the very institute that had once turned him away.

By 2011, while the world was building consumer mobile apps, this prof was looking at a hidden national vulnerability: every radar, fighter jet, banking server & defense system in India was running on foreign-designed microprocessors.

He had a single question in his mind: "We can test that a foreign chip does what we WANT it to do. But can we guarantee it does not do something we DO NOT want it to do when a war starts?"

He proposed building a completely indigenous, industrial-grade microprocessor from scratch. Global tech giants insisted it could not be done w/o billions of dollars in infrastructure & massive foreign patents.

He did not care. Working out of cramped labs on long shifts, he & his team adopted the open source RISC-V instruction set. They hand-coded logic gates, mapped silicon layouts & verified billions of instruction cycles.

In July 2018, a tiny 16mm² piece of silicon codenamed Risecreek arrived back at the lab. The team wired it up, flipped the switch & watched a flickering monitor as the Linux operating system booted on 100% Indian-designed silicon for the 1st time in history.

Today, his SHAKTI processor architecture powers everything from defense communications to space grade controllers built in collaboration with ISRO.

That young boy whose father threw his cricket bat down a well...

The student who missed the JEE list in 1985...

The violinist who turned down the official IIT Director's mansion to stay in his family home & protect his late father's Sanskrit library...

His name is Prof. Veezhinathan Kamakoti.

[RAJAMANICKKAM. FCA @kanakaraja]

Add a public provident fund account at the earliest. Put all the gifts from the parents grandparents etc to that account and don't withdra that amount till the last possible moment

[DEBASHISH NEOGI @DEBU_NEOGI]

I am a CA with 30+ years of experience.

If I could go back to my 20s, I wouldn’t change my degree, my job, or even the city I lived in.

I’d only change these 5 “boring” decisions:

File your ITR.
Even if your income is below ₹12 lakh. Even if you’re an article earning a ₹5,000 stipend.
A clean tax history becomes invaluable when you apply for loans, visas, or start a business.

Get your first credit card at 21, not 31.
Not for cashback.
Not for airport lounges.
Because your credit history starts the day you get your first card.

Buy term insurance early.
The younger you are, the lower the premium.
Waiting doesn’t improve the policy—it only makes it more expensive.

Open a demat account and start a ₹500 SIP.
₹500 won’t make you wealthy overnight.
But it will make you curious.
Curiosity becomes knowledge.
Knowledge compounds into wealth.

Start posting online.
Write.
Share.
Make videos.
Your confidence, communication skills, and opportunities will grow faster than you think.

None of these feel life-changing at 23.

But by 40, they can completely change your trajectory.

The biggest financial mistakes are rarely dramatic.

They’re usually the small things we postpone.

What would you add to this list?

[RAJAMANICKKAM. FCA @kanakaraja]

If this is true, the full credit should be given to Vijay

[Thinakaran Rajamani @thinak_]

A TVK union secretary and his brother were reportedly arrested by Srivaikuntam police in Thoothukudi district for allegedly damaging a TV, a computor and a two wheeler at a stone quarry after the quarry manager refused to give them bribe @TVKVijayHQ @CMOTamilnadu

[Thinakaran Rajamani @thinak_]

TVK government should not yield to their pressure and should continue implementing measures against corrupt practices. Also, employees should not be made to bear expenses of ministers and collectors' visits. That would only give corrupt officials a free pass to justify their practices.

[RAJAMANICKKAM. FCA @kanakaraja]

@PttvNewsX There are provisions in the government schemes The Public Relation Officer of the District normally spends the money with the approval of the Collector. Do not believe this fellow.

[CA. Dhairya Keshri @Dhairya__tweets]

Client: My total income is only ₹7,76,020. Everyone keeps saying there's no tax if your income is below ₹12 lakh. Then why is my ITR showing ₹747 as tax?

Me: Let me guess... you sold some shares?

Client: Yes, but the profit was just ₹3,734. That's such a tiny amount!

Me: That's exactly the reason. That ₹3,734 is Short-Term Capital Gain (STCG), and it's taxed at a special rate of 20%.

Client: But my total income is still below ₹12 lakh. Shouldn't that save me?

Me: The ₹12 lakh rebate works only for normal income. While calculating eligibility for the rebate, income that is taxed at special rates—like STCG—is kept separate.

Client: So you're telling me the government says, "No tax below ₹12 lakh"... and then quietly taxes this ₹3,734?

Me: Your normal income gets the benefit of the rebate. But your STCG doesn't. So the tax on ₹3,734 comes to about ₹747, and that remains payable.

Client: ₹747 isn't a huge amount. It's the principle that hurts.

Me: I understand. It feels odd because the headline says "No tax below ₹12 lakh," but the law has exceptions. Special-rate incomes like certain capital gains don't enjoy that rebate.

Client: That's... surprisingly sneaky.

Me: It's one of those provisions that most taxpayers discover only when they file their ITR.

[CA. Dhairya Keshri @Dhairya__tweets]

Today, I was eating dosa beside an elderly man, probably around 75.

When he finished, his plate was spotless. Not a single drop of sambar, not a speck of chutney, not even a tiny piece of onion was left behind.

Someone at the table noticed it and asked him about it.

He smiled and replied, "If you can't grow it, produce it, or make it yourself, you don't have the right to waste it."

Such a simple thought, yet it carried a lifetime of wisdom.

[RAJAMANICKKAM. FCA @kanakaraja]

DON'T SUSPEND THE ZM suspend the rowdy employees who are blackmailing the management.

[RK SINGH @raj070775]

गोरखपुर में प्रबंधन अधिकारियों की इस गुंडागर्दी के खिलाफ जेडएम और डीजेडएम के विरुद्ध प्रदर्शन किया गया।
@MyIndianBank shame on you for such a cultural which kills employees. Suspend the DZM and zm.