@money_cruncher@unusual_whales So true. I keep a journal for my kiddos and jot down everything they naturally gravitate towards and plan to share with them one day & esp if they ever feel stuck.
@elonmusk@DOGE - father of 3 under 2 here. Can your team look into allowing pretax dollars to be used for childcare? The $5000 limit part of the dependent care. FSA is too far too low.
@ramit 1. Make a plan to pay off the credit card debt before the 0% interest rate expires.
2. Prioritize repaying the car loan at 5%, using some savings if necessary.
3. Ensure an emergency fund is maintained
4. Use some of the children's savings to reduce high-int. debt, if feasible.
@wdmorrisjr One phrase to add here: โIโm proud of you.โ Itโs positive behavior reinforcement while also conveying love. Extra points for delivering this phrase in particularly impactful moments.
"If tobacco companies get in trouble for selling products that give people cancer, then universities should get in trouble for selling student debt to students with worthless degrees."
@naval