Kumar

#BanPayDayLoanApps
#banpaydayloans
#stoploanharrassment
#Borrowershaverights

[Kumar @kunaranlnsKumar]

#BanPayDayLoanApps
#banpaydayloans
#stoploanharrassment
#Borrowershaverights

[Borrower Rights India @BorrowerRicwg8]

Borrowing ₹5,000 shouldn’t cost you your peace, dignity, or financial freedom. 🚨

#Predatory loan apps may vanish from app stores, but return via APKs, websites & WhatsApp.

Banning apps is easy. Protecting borrowers is the real test.

@RBI, the fight isn’t over. ⚖️

[रिकवरी का काल @dr_sharma77057]

🚨 पे-डे लोन ऐप्स पर प्रतिबंध लगाने के लिए भारत को और कितनी शिकायतों की ज़रूरत है?

सोशल मीडिया ऐसी शिकायतों से भरा पड़ा है, जिनमें उत्पीड़न, धमकियां, ब्लैकमेल, निजी डेटा का दुरुपयोग, और परिवारों तथा कार्यस्थलों पर दबाव डालने के आरोप लगाए गए हैं।

हर शिकायत पर ध्यान दिया जाना चाहिए। हर आरोप की निष्पक्ष जांच होनी चाहिए। किसी भी नागरिक को वित्तीय लेन-देन को लेकर अपमान या मानसिक उत्पीड़न का डर नहीं होना चाहिए।

🇮🇳 नागरिकों की गरिमा, निजता और सुरक्षा सबसे पहले होनी चाहिए!

हम सिर्फ आश्वासन नहीं, बल्कि ठोस और निर्णायक कार्रवाई की मांग करते हैं।

🔴 हमारी मांग: भारत में पे-डे लोन ऐप्स पर पूर्ण प्रतिबंध लगाया जाए!

📢 इस संदेश को साझा करें। चिंतित नागरिकों की आवाज़ को सब तक पहुँचने दें।

आवाज़ उठाओ, अन्याय के ख़िलाफ़!

#BanPaydayLoanApps

@RBI @RBIsays @FinMinIndia @PMOIndia
@saynotoloans

[Aarushi Sharma 🇮🇳🇮🇳 @aarushisharmaX]

📄 DOCUMENTS SHARED WITH OUR NEWS DESK

The borrower provided a list of 32 loan accounts naming multiple lending platforms and associated finance companies.

Several entries indicate 30-day repayment periods and stated daily charges of up to 1.25%.

We urge @RBI to examine the underlying loan agreements, actual APRs, fees, lending entities and recovery complaints.

We invite the concerned lenders to provide their responses.

Borrowers deserve fair lending, transparent charges and lawful recovery practices.

[Aarushi Sharma 🇮🇳🇮🇳 @aarushisharmaX]

🚨 EXCLUSIVE: ₹74,000 MONTHLY SALARY. ₹16–17 LAKH IN DEBT. 32 LOANS LISTED.

Another disturbing account of India’s payday loan crisis has reached us.

A Hyderabad-based MNC employee has contacted @aarushisharmaX, describing how his financial life allegedly collapsed within just 7–8 months.

He earns ₹74,000 per month and supports his wife, young child and widowed mother.

Today, he says he is trapped in approximately ₹16–17 lakh of debt across multiple payday loan app lenders.

📄 He shared a spreadsheet listing 32 loan accounts, including several short-term loans with stated charges of 1%–1.25% per day. ( screenshot in 1st reply)

According to his account:

🔴 Repeated borrowing caused his outstanding debt to escalate.

🔴 Recovery callers allegedly threatened him and contacted his workplace.

🔴 Local recovery representatives allegedly pressured him for payments.

🔴 He says he has even paid money separately to manage some recovery-related pressure.

💔 The most disturbing part?

He describes severe anxiety, sleepless nights and thoughts of self-harm.

This is no longer just a question of interest rates. It is a question of borrower protection, financial vulnerability and human dignity.

QUESTIONS FOR @RBI AND @FinMinIndia:

How are multiple lenders assessing repayment capacity before approving further loans?

Are the disclosed daily charges and repayment demands compliant with applicable regulations?

Who is investigating allegations of workplace threats and coercive recovery?

What meaningful relief is available to borrowers trapped in repeated high-cost borrowing?

A LOAN SHOULD NEVER COST SOMEONE THEIR PEACE, DIGNITY OR LIFE.

We are withholding the borrower’s identity for privacy and safety.

The allegations and loan records require independent verification. The lenders concerned should have an opportunity to respond.

— Aarushi Sharma | @aarushisharmaX

#LoanAppAtyachar #PaydayLoanTrap #BorrowerRights #loanrecovery

[PowerLawyerUnfiltered @PowerLawyerVJ]

Dear Debt Settlement Companies, Law Firms & Financial Advisory Firms,

Borrowers who approach you are often drowning in financial distress. They come to you believing you will be their guardian, their saviour, and their last hope for justice. Stop selling them hope wrapped in illusions. Show them the reality, be transparent, and deliver what you promise.

Once they enrol, stand by them from beginning to end. Give them genuine guidance, ethical representation, and a fair chance to rebuild their lives. Do not burden them further with unaffordable fees, advance-payment pressure, or gimmicky Dussehra, Diwali, and Christmas offers promising fee waivers later.

These borrowers are already fighting financial battles. Do not become another set of recovery agents collecting money from people who are already struggling to survive. Let your profession stand for integrity, empathy, accountability, and justice not aggressive sales tactics and empty promises.

Be their solution, not another part of their problem. They need genuine help, not another financial burden!!!

[Rab @Rashmikafanclu]

@Johnfp1qa @PaywithRing Yes they are playing with human lifes. Recovery agents are impersonating themselves as advocate, police and see how much fear they are creating. I am going to sue them legally.

[BanPayday-loans @NawalTiwari47]

This person is threatening and harassing me from the morning on behalf of all payday loans #LoanAppAtyachar @dr_sharma77057 @saynotoloans @aarushisharmaX @Krishna_S_Bisht

[Rab @Rashmikafanclu]

@PaywithRing I am still not able to digest it, how can your recovery agent threat the customers with "Fake arrest" warrant for defaulting last EMI due to ongoing medical emergency and it has been informed in the recovery call on the medical emergency and still I had received multiple fake warrant threats.

Stop loan harrasment.

#LoanAppAtyachar

@dr_sharma77057
@aarushisharmax

@saynotoloans
@piyushnaya53994
@Johnfp1qa
@santosh23236177
@FairRecoveryIN
@inqualaabzindab
@Rihanpatilrp
@Pravinkks

[Ritesh @Ritz26794]

@dr_sharma77057 We want complete ban on Payday loans.

[Say no to loans @saynotoloans]

Is ₹6.20 lakh more valuable than a human life?

28-year-old Datta Suryakant Kumbhar from Ankulga Rani, Latur, hanged himself after relentless recovery pressure from private finance companies & loan apps.

He left a suicide note blaming the harassment amid drought. His wife, two young children & elderly mother are now left shattered.

How many more lives will it take for @RBI, @FinMinIndia & Maharashtra government to act against predatory lending & recovery tactics by NBFCs and loan apps?

This is not just debt. This is systemic failure.

News: https://t.co/hMMGwODYzn

#StopLoanAppHarassment #DebtTrapKills #Latur #HumanLifeMatters

Credits: Based on reports from Lokmat, Loksatta & other media.

[Kumar @kunaranlnsKumar]

Why Payday loan Apps don't agree for settlement or Part-payment option which would allow to get their money back easily and customer will also put efforts to clear the payments ?????
Instead they resort to illegal, unethical and filthy Recovery Process.

[Mani @mani121687]

@aarushisharmaX Actually it's a trap. I don't know how they giving loan without checking repayment capacity of a borrower. Struggling a lot to come out from this. Huge harrasment

[Say no to loans @saynotoloans]

Suicide is NOT the way out.
Banks & NBFCs — BEWARE.

It is heartbreaking to see people pushed to suicide because of recovery agents’ harassment. Mental torture, threats, public humiliation… enough is enough.

Maharashtra Deputy CM **Eknath Shinde** has finally given a strict warning: Anyone (banks, NBFCs, microfinance companies or private lenders) harassing will face criminal action. No mercy.

Hope this message reaches every official and is implemented strictly.

We may not know these people personally, yet it still hurts deeply. Imagine the lifelong pain for their families, children and friends.

Don’t suffer in silence. Speak up. Tell your friends, neighbours, local leaders, political parties — **every single life is important**.

Tag the banks and NBFCs that still allow such harassment. Make them accountable.

Credits & full news:
https://t.co/N6KKYd4PtY

#StopRecoveryHarassment #EveryLifeMatters #EknathShinde #BanksBeware #NBFC #FarmersFirst #LoanAppAtyachar

[Santosh 🙏🙏🙏 @Santosh83707516]

माननीय @RBI ,@RBIsays🙏

जब RBI ने फाइनेंस सेक्टर के लिए नियम बनाए हैं, तो उन नियमों का पालन न करने वाली फाइनेंस कंपनियों पर कार्रवाई क्यों नहीं होती?

क्या RBI के नियम सिर्फ कागजों तक सीमित हैं? 😡

क्या आर्थिक परेशानी से जूझ रहे डिफॉल्टरों की शिकायतें महत्वपूर्ण नहीं हैं? ट्विटर पर बार-बार शिकायत करने के बावजूद RBI संज्ञान लेकर जांच क्यों नहीं करता और दोषी कंपनियों के खिलाफ कार्रवाई क्यों नहीं करता?

नियम सबके लिए समान होने चाहिए—फाइनेंस कंपनियों के लिए भी और ग्राहकों के लिए भी!

RBI जवाब दे और शिकायतों पर निष्पक्ष जांच सुनिश्चित करे।

@FinMinIndia @PMOIndia @jagograhakjago

#RBI #FinanceCompanies #ConsumerRights #LoanApp @PaywithRing @Kissht_EMI

[AsYouLikeIt @AsYouLikeIt007]

Say no to payday loans #paydayloan #payday

[Rab @Rashmikafanclu]

@RBI

[StopLoanHarassment @Johnfp1qa]

Stay vigilant avoid instant loans #BanPayDayLoanApps
Please report harassment #LoanAppAtyachar

[Say no to loans @saynotoloans]

Festive season approaching — don’t get tempted by “instant loans” just because Diwali shopping or gifts feel urgent.

Those unregulated loan apps are traps. They grab your contacts, morph photos, bombard family/colleagues/office groups with threats and abuse, and escalate tiny amounts into crushing debt. Even government officials and bankers have faced this harassment:

Telangana agriculture extension officer (2020) — 55 apps, severe defamation and threats, ended her life.

Andhra Pradesh govt staff (2023 reports) — unions flagged suicides linked to such apps amid salary delays, including a DRDA employee in Anantapur.

Bengaluru cooperative bank employee (2022) — listed ~40 apps in his note before dying by suicide after recovery harassment.

Thousands of complaints have been filed nationwide; recovery tactics remain illegal and unchecked in many cases. This is not “collection” — it is criminal intimidation and abetment.

We demand immediate, strict action from government, RBI, and law enforcement: permanent ban on illegal apps, swift prosecution of operators and recovery agents, data protection, and clear helplines.

Tag and push @RBI @FinMinIndia @HMOIndia @cybercrimeGOI.

Fatake kum jalao chalega… inke jhaanse me nahi aana.

Share widely. Protect yourself and others.

[Aarif khan @AarifKhan18170]

@Rashmikafanclu @RBI Koi kuch nahi krta hai sb ke sb name ke hai

[Rab @Rashmikafanclu]

@AarifKhan18170 @RBI Sab mile hai RBI NBFC law and system public ka koi nahi sun rahe hai.