Linghang Zeng

Assistant Professor of Finance at Babson College

[Linghang Zeng @LinghangZeng]

Thrilled that my paper with Sudheer Chava, @RohanGanduri, and Nikhil Paradkar is published in the RFS. We study whether and how banks transmit funding shocks to consumers – a timely question given the recent turmoil in the banking sector! A thread.(1/8)

https://t.co/4l1kzDAAMC

[⑆Luke Stein⑈ @lukestein]

Fresh WP: “Measuring and Mitigating Racial Bias in LLM Mortgage Underwriting” with Don Bowen, McKay Price, and Ke Yang

Our audit study asks AI to assess simple mortgage applications (real HMDA data w/ randomized race and credit scores)

🦶🦶🏼🦶🏿 Download https://t.co/jmvXivxSjh
1/

[Linghang Zeng @LinghangZeng]

@jerometaillard Thanks Jerome!

[Nandini Gupta @nandinigupta.bsky.social @nandinigupta201]

Excited to announce that @KelleyFinance is hosting the 𝟐𝐧𝐝 𝐇𝐨𝐥𝐝𝐞𝐧 𝐂𝐨𝐧𝐟𝐞𝐫𝐞𝐧𝐜𝐞 𝐢𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐞, Sept 28-30, 2023. Come and enjoy the fall foliage in @IUBloomington! Submit your papers at https://t.co/zSmXa8XXvH. Please share and RT.🙏

[Linghang Zeng @LinghangZeng]

@nandinigupta201 @RohanGanduri Thanks Nandini!

[Linghang Zeng @LinghangZeng]

Thrilled that my paper with Sudheer Chava, @RohanGanduri, and Nikhil Paradkar is published in the RFS. We study whether and how banks transmit funding shocks to consumers – a timely question given the recent turmoil in the banking sector! A thread.(1/8)

https://t.co/4l1kzDAAMC

[Linghang Zeng @LinghangZeng]

Thanks to our Editor, the referees, and our discussants Meghana Ayyagari, @prof_cookson , @AnastassiaFedyk , Scott Fulford, @SeanKHiggins , @cindyksoo , Larry Wall, Paul Willen, Brian Wolfe whose comments have made the paper better. (8/8)

[Linghang Zeng @LinghangZeng]

Our evidence is consistent with precautionary saving motives: a reduction in credit limits (liquidity buffer) strengthens precautionary saving motive, reducing credit card borrowing to incentivize the accumulation of liquidity buffers even for consumers far away from limits.(7/8)

[Linghang Zeng @LinghangZeng]

@prof_cookson Thanks Tony! That was an entertaining and very useful discussion.

[Linghang Zeng @LinghangZeng]

@SeanKHiggins @RohanGanduri Thanks Sean. Your discussion was very helpful!

[Linghang Zeng @LinghangZeng]

Excited to see this in print!

[Society for Financial Studies @SFSjournals]

#RFS #Forthcoming: Shocked by Bank Funding Shocks: Evidence from Consumer Credit Cards

Sudheer Chava @GeorgiaTech
Rohan Ganduri @RohanGanduri @EmoryGoizueta
Nikhil Paradkar @TerryCollege
Linghang Zeng @LinghangZeng @babson

https://t.co/NgFYbB4USO

[FinTech Lab, Georgia Tech @gtfintechlab]

Exciting news! Georgia Tech Financial Services Innovation Lab and Federal Reserve Bank of Atlanta (@AtlantaFed) are co-organizing the First Household Finance Conference on March 23-24, 2023.

#HouseholdFinanceConference #GTFRBA2023

[Kristine Hankins @KWHankins]

The JCF conference deadline is April 1. Please spread the word.

[⑆Luke Stein⑈ @lukestein]

Excited to share a new WP with Ran Abramitzky, @JacobCConway, and Roy Mill about differences in economic outcomes by perceived skin tone among African Americans using census data from 1870–1940

[Short slideshow👇 and short thread below that]

@nberpubs WP https://t.co/AaUmjtRrf8

[Tony Cookson @prof_cookson]

Do you work on #HouseholdFinance? Care about how consumers use financial products? Have new and exciting work in this space?

Then, please submit your best work to the Boulder Summer Conference on Consumer Financial Decision Making (deadline 12/23).

https://t.co/gYE4znObrh

[Alex Hsu 許家樺 @MGoFinance]

The Fall 2022 Labor and Finance Group conference kicks off today at @GATechScheller. Very excited to see a fantastic lineup of papers and scholars for the two-day program. Stop by and say hi if you are in town! @Prof_Singh_Fin @W_eagle_y @LinghangZeng @PaigeOuimet