🗣️ "They don't have a genuine superstar at the top end of the pitch"
@Carra23 says Arsenal lack that special player that other title-winning teams have had.
@KakandeAlex@TheMutaD Number 2 produces the most well rounded individuals for sure. It's the only school with an open gate policy, self service in the dining, zero crowding at canteens and no 5am preps. Yet kids score top grades.
@kutegyekaivan1@BajeProducts Hello @kutegyekaivan1, sorry about your experience at our branch that left you feeling uncomfortable and frustrated. That’s not the kind of environment we want for any of our customers. We are looking into it.
Kindly DM us your contact details so that we reach out and support.
Key word is diversify.
Anyone who has Real Estate investments ( of which 90% fall in this category. ).
Time for you to diversify into capital markets. Buy Bonds. Buy Shares. Invest in unit trusts.
Do invest in Offshore Equities too.
Don’t buy low growth Real Estate no more
@nikita_helene@ponton_alex I think it depends on how much time you have to recover in the event of a complete loss. Losing 50m out of 200m for someone under 35 should be OK. That is how the wealth creation engine forms. The portfolio strategy applies from day 1 in my view.
@ponton_alex Great breakdown. Plain vanilla bonds and inflation protection can not appear in the same sentence when compared against real estate. Bonds have a clear role in a portfolio that needs more emphasis
Only if 1) they were a wrong hire in which case you should let them go 2) you don't set the rules and culture right 2) their compensation and work environment is below a reasonable human expects. They are like anyother employee that needs to be trained,compensated,rewarded and managed with a clear set of values and culture.
I think the pricinple of portfolio based investing is what builds the market. An 20-35 yr old should not invest like a 50yr old, unless they are luckily married to wealth like Nikita. Some risks have to be taken for us to lip into the next phase of wealth, and bonds alone won't get us there. But they have a critical role they play in moderating risk in a portfolio, even for a 30yr old. A 70yr old like Kasingye has no business investing in real estate, he is better off with more fixed income assets in the portfolio.
@KakandeAlex Behaviourial Finance! Its easy for him to say that after the fact. Mathematics builds wealth, but psychology builds houses that are intended to be homes. The emotional ROI of a dream home for a 30-40 year old beats a 10-20% yield.
Researchers create knowledge and provide answers to theoretical questions, entrepreneurs translate the knowledge into solutions,products and processes etc
Perhaps your intention was to question the quality of PHDs and/or the quality of research, which is valid. Otherwise, this is would be a surprising argument for someone who made it retailing medicines,
My argument isn’t that PhDs don’t lead to direct impact.
My argument is that they need to do more to translate theoretical research into real-world impact.
It’s what I’m calling closing the “know-do gap”.
an industry that fundamentally thrives on research for both its survival and advancement. I think we need multiple actors with specialized roles and skillsets.
The private sector survives on an "environment" of policy, infrastructure, talent (skills and knowledge derived from education, research & practice) & good governance that ensures commercial justice & fairplay. Bad PR results from one of those going wrong, not the other way round
Now I’d like for someone to ruminate on the ramifications of such sudden capital flight and how reports like @LarryMadowo’s drive it even higher…
After that, we shall probably be ready to have a people-centered conversation.
@ponton_alex We can’t be selling gorillas, when the roads to the parks are broken, when air quality in the city is the worst in the region and when we have no regard for human rights. No one enjoys transiting through a chaotic city with potholes and filthy neighbourhoods.
@ponton_alex Tourism from my perspective as a tourist, is about experiences, created not just by natural tourist attractions, but by good infrastructure, order, rule of law, culture etc.