Prashanth Giridharan

A dad who is interested in learning about early childhood development.

[Sandeep Mall @SandeepMall]

Mini guide for multi generational wealth

- Start saving money each month, no matter the amount - putting aside funds creates habits and builds your foundation for wealth.
- Track expenses through a budget system - write costs in categories to understand where money flows and identify places to cut spending.
- Build an emergency fund with 6 months of expenses - this fund protects you during income loss or crisis situations without going into debt.
- Get insurance before investments - protect your income and assets through health, life, and disability coverage as your first line of defence.
- Use credit cards as tools, not solutions - pay balances in full each month and avoid carrying debt that grows through interest charges.
- Make retirement contributions part of your budget - put money into retirement accounts first before spending on non-necessities.
- Learn about investments through books and courses - understand markets, risk levels, and options before putting money into any product.
- Keep money in separate accounts for different purposes - maintain funds for short-term needs, medium-term goals, and long-term growth.
- Review your money situation each month - check accounts, track progress toward goals, and adjust plans based on changes in circumstances.
- Share money knowledge with family members - teach children about earning, saving, and spending to build multi-generation wealth habits.

[Jeremy Wayne Tate @JeremyTate41]

Uncomfortable truth nobody admits - most parents are relieved when school resumes. And this is not exhaustion, it is conditioning. Public education and modern work have trained families to function apart, not together.

When prolonged time at home finally arrives, the discomfort is immediate. We have outsourced formation, structure, and even companionship to institutions, and the family is left without the habits required to sustain itself. What feels like a personal failure is actually systemic. This isn’t a dig at any parents out there. It is a critique of modernism.

[Pepe Invests @pepemoonboy]

Grind until work is optional.

There’s no better feeling.

Boss talks to me the wrong way and I don’t like his tone? No problem, I’ll quit tomorrow.

I want to take off 2 months to travel with my family but my company won’t let me? No problem, I’ll quit tomorrow.

My manager is not happy with my performance? No problem, I’ll quit tomorrow.

Performance review written by someone who doesn’t know my job? No problem, I’ll quit tomorrow.

Unlimited PTO but guilt for using it? No problem, I’ll quit tomorrow.

“Implement this AI that will one day replace you”. No problem, I’ll quit tomorrow.

Do everything in your power to make this your reality.

Escape the matrix.

[Prashanth Giridharan @prash1301]

@googlefinance Any chance to look into this? When evaluating GOOGLEFINANCE, the query for the symbol: 'SBI_MAGN_GILT_1G7NMDH' returned no data. @SBIMF

[Kevin Dahlstrom @Camp4]

2025: Chop wood, carry water.

2026: Chop wood, carry water.

This is the most boring New Year’s Day post you’ll read. But it’s also the most powerful.

The secret to a great year isn’t fulfilling outlandish resolutions, it’s mastering the mundane:

Exercise
Do the work
Get up early
Read & write
Eat real food
Limit bad habits
Show up on time
Encourage others
Spend time outside
Keep your promises

Try something different this year…

🤫 Instead of making loud promises, let your quiet actions do the talking.

Do ordinary things consistently for 365 days and that discipline will compound into something extraordinary:

Your best year ever.

[Orange Book 🍊📖 @orangebook]

A few lessons learned from 2025:

1) Life has a way to give you what you want after you give up on chasing it directly.

2) The best conversations happen serendipitously between people with no agenda.

3) If you are not becoming more humble as you get older, you are running in the wrong direction.

4) If you married someone thoughtful who genuinely cares and who is committed to building a better life together, you’ve already won the lottery.

5) Kids completely change your routine, but it doesn’t mean you will be less productive, you just need to be more efficient with your time and focus on the right things.

6) If your environment doesn’t reflect your vibes, the faster you have the courage to move on, the earlier you will start getting lucky.

7) You can always take a good guess at how much time left you have with your parents, it’s up to you to make the most of it, for them but also for you.

8) People who don’t grow much are just people with too much pride and not enough humility to question their methods.

9) Everyone should have one hobby that forces them to be the healthiest and physically strongest version of themselves, and another hobby that forces them to maintain mental sharpness and bold creativity.

10) Lack of courage to speak your mind ruins all relationships regardless of your intentions.

11) The most talented people don’t take themselves seriously, otherwise, they wouldn’t have made all the necessary mistakes to get where they are.

12) Being well-dressed and aesthetically pleasing is underrated, for yourself but also for others; most people who claim it’s narcissistic just don’t have the discipline to make the efforts.

13) People with clear and ambitious goals, and a loving family, don’t have the time or the energy for any unnecessary drama.

14) Introducing people who might get along great with each other is an underrated habit.

15) You are more resilient than you think, especially when you do things for people you genuinely love.

Happy new year to everyone! All the best for 2026!

[Chris Boettcher @chrisboettcher9]

Health elitists are completely disconnected from real life.

One side tells you the only path to health is:
– only steak
– only organic
– 20 step morning routines
- their $500/mo supplement line

The other side (pharma + healthcare) tells you you’re broken and the only way to feel better is more meds and more dependency more labels.

Meanwhile the average person is:
– squeezed by inflation
- burning the candle at both ends
– juggling kids, aging parents, and work
– exhausted and just trying to stay afloat.

But you don’t need extremes or perfection.

You need simplicity and consistency.

A lifestyle that's built around sleep, protein, sunlight, strength, walking, boundaries, and downtime.

Most people don’t need a culinary overhaul. They need autopilot breakfasts, a few home-cooked dinners, and smarter fast-food or “on the go” options that keep them moving forward instead of giving up.

Not elitism.
Not medical dependency.
Just better choices stacked over time.

Health isn’t for the perfect. It’s for the people who choose to show up every day.

[PaxTrader777🇺🇸 @paxtrader777]

If I have one regret in my 57 yrs, I would have been more present to my kids when they were younger. I was so focused on building wealth & stressed about building my career I didn’t always savor & fully enjoy that time. Sure, I was at every dance recital or practice, I coaches sports teams & went to every single game, but my mind was oft times on the market, my positions or what I had to do to keep us afloat.
Young parents, I know every day can feel like a month but those days turn into years before you know it.
True wealth has nothing to do with money or material possessions. True wealth is faith, hope and love. Be present to those God has given you.
Please hear this!!!

[Prashanth Giridharan @prash1301]

@Muhilan20047884 @chennaisweather https://t.co/tgQEzWxuaO

[Ben Noll @BenNollWeather]

Imagine telling someone living 100 years ago that people will soon be flying into the strongest storms on the planet to investigate them.

Now try to imagine what people will be doing 100 years from now.

[Prashanth Giridharan @prash1301]

@shinobi602 After 72 hours in Ezo, with the story and most side quests done, I just wish Ghost of Yōtei had a New Game Plus or some replayable content — the combat still left me wanting more. Even the Yōtei Six camps being replayable would’ve added lasting appeal.

[Subramoney.com @pvsubramanyam]

Characteristics of Wealthy People:
1. Simple house
2. Modest expenses
3. Increasing wealth not impacting life-style
4. Sensible hobbies
5. Adequate insurance, sensibly done
6. Sensible transport choice
7. Good documentation including Will
8. Simple INVESTMENT portfolio
9. No trading or speculation
......you can add more if you wish....

[Ramit Sethi @ramit]

From a purely financial perspective, I'm lucky that I have almost no interest in houses, cars, or watches as status items

[Dhaval (Investment Books) @InvestmentBook1]

In the race of achieving people's acceptance and love, you end up losing yourself

[Prashanth Giridharan @prash1301]

https://t.co/OU9sqvO8ol Sad to see Anna Nagar Tower shut again just 2 yrs after reopening due to safety concerns. Hope @chennaicorp prioritizes repair & restoration — the tower has been a valuable space for inclined walks & community fitness for all ages. @UpdatesChennai

[Prashanth Giridharan @prash1301]

@MFCentral_India @utimutualfund Transaction not going through for UTI Mutual Fund through MFCentral. Please look into this. Thanks.

[Chris Boettcher @chrisboettcher9]

@cjruss0 We're sold this idea of neglecting our health and storing up financial treasures for some kind of a glorious retirement. It never ends well.

[Prashanth Giridharan @prash1301]

@KarnavatiSpeaks @cmrlofficial is onboarded @ONDC_Official network making ticket bookings possible on @rapidobikeapp @PhonePe etc. Regular user and it is absolutely convenient not to add another card on my wallet. Pay using GPay to generate a QR code ticket on phone.

[Nick Maggiulli @dollarsanddata]

"Across all wealth levels, 58% of retirees withdraw less than their investments earn, 26% withdraw up to the amount the portfolio earns, and 14% are drawing down principal."

Many retirees should be more worried about not spending enough rather than running out of money.

[Prashanth Giridharan @prash1301]

@VidyaG88 Four Thousand Weeks: Time Management for Mortals
Book by Oliver Burkeman. A powerful reminder of our brief, finite time as mortals urging us to make peace with limits and embrace meaningful, hard choices over endless productivity.