Rick Martin

✝️ | @Decaf_so | Former Forbes 30 Social Entrepreneur

[Rick Martin @rickdanielm]

I remember when Zac was ready to withdraw all his investments from Colombia, leaving behind his employees, community, and progress. He needed a better solution—and found it in crypto! It was the only thing that made staying possible.

If anyone doubts crypto's utility, share this story with them. #OnchainEffect

[Stellar @StellarOrg]

Crypto. Saves. Lives.

Still a skeptic? See the onchain effect of @Decaf_so, @StellarOrg, @MoneyGram, and @circle in Colombia.

[Rick Martin @rickdanielm]

One of the strongest real-world use cases for stablecoins:

Getting money to people when the banking system is broken.

In Syria, hospital workers are being paid in $USDC through @StellarOrg Disbursement Platform + @DigiBankar, then cashing out through local hawala networks.

This is what utility looks like.

[Rick Martin @rickdanielm]

Wow, sending $USDC to the USA just became a whole lot easier!

[Sam | Circle and Arc Community @samconnerone]

This is massive!!

In other words @CashApp just created a clean USDC on/off ramp for everyone in the U.S.

I can’t wait to onboard my local food vendors to USDC

[Rick Martin @rickdanielm]

@malekanoms So, DTCC chose Stellar because its design makes it safe? That’s why it will fail?

[Rick Martin @rickdanielm]

@CashApp users can send solana:EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v via @Solana to @Decaf_so!

Cashapp's now global.

[Miles 🌞 @milessuter]

We just shipped stablecoins on @CashApp.

Everything runs from your existing USD balance - no separate wallet, no managing multiple chains, no extra setup, and importantly no fees.

Send and receive USDC on SOL, ETH, POL, and ARB.

The most seamless integration in the world imo.

[Decaf ☕ @Decaf_so]

"2025, DTCC’s subsidiaries processed securities transactions valued at U.S. $4.7 quadrillion and its depository subsidiary provided custody and asset servicing for securities issues from over 150 countries and territories valued at U.S. $114 trillion."

Coming onto @StellarOrg

[Decaf ☕ @Decaf_so]

We’ve been building something for Venezuela

You can now receive money from:
• cards
• US bank transfers
• or USDC

and cash out locally in Venezuela. We’re looking for a few more people that want to try it and give us feedback while we keep improving it 👀

If you’re in Venezuela (or pay people there), send us a DM or comment here to get access.

[Paul Graham @paulg]

@romlib_ Crypto is a legit and indeed inevitable technology. Usually such things are net positive.

[MoneyGram @MoneyGram]

An on-and-off ramp that'll bring tears of joy 🥹💸

[Rick Martin @rickdanielm]

Amazing to see the Premier of Bermuda himself trying a $USDC cash out at MoneyGram, using Decaf.

This is a leader who is driving innovation in digital assets, and cares about real-world utility.

[Decaf ☕ @Decaf_so]

That was Bermuda’s Premier seeing the @MoneyGram x Decaf experience in action. Powered by @StellarOrg.

Anyone can turn digital dollars into physical cash in minutes, almost anywhere in the world. Including Bermuda! 🇧🇲

[Decaf ☕ @Decaf_so]

The Bermuda Dollar is coming to @StellarOrg and Decaf will be supporting it and its real use cases here in #Bermuda! 🇧🇲

[Rick Martin @rickdanielm]

Bermuda is really striving forward in the innovation of digital assets. Strong and innovative leadership here is pushing things forward in a meaningful way.

[Stellar @StellarOrg]

Today, the Stellar Development Foundation and the Government of Bermuda announced that Bermuda will begin moving key payment and financial-services activity onchain onto the Stellar network.

Learn more 👇
https://t.co/Fh0uaKg3FL

[Rick Martin @rickdanielm]

We would love to see strong liquidity and utility of local currency stablecoins, however, the main problem is that the utility of them with all the providers is so low, also, the dominance of US dollars as an international trade currency is so high. Everyone knows the price of a dollar, everyone knows the dollar value of Bitcoin, or the dollar value of their local currency, for example.

[Decaf ☕ @Decaf_so]

@Meta is now paying creators in $USDC in Colombia and Philippines (on @Solana).

Big move.

But there’s a problem:

You can receive the payout…
you can’t easily use it.

Here’s how to fix that 👇

[Rick Martin @rickdanielm]

@gminoprio @RipioApp @tempo @Decaf_so does! And Colombia is one of the biggest markets for USDC.

[Rick Martin @rickdanielm]

@gminoprio @RipioApp @tempo No service fee. USDC to COP - 0.4% fx (off mid-rate) spread to bank, as low as 0.2% fx on card, and about 1% fx on cash.

[Decaf ☕ @Decaf_so]

Decaf cofounder, @FerOrduna28 on the panel - Simple, Borderless for Everyone - @StellarOrg House.

Discussing adoption of onchain financial services in Latam.

[Rick Martin @rickdanielm]

@NFTMami Stay!

[Rick Martin @rickdanielm]

@EtherfuseDave True.

[Rick Martin @rickdanielm]

Looking forward to @StellarOrg House tomorrow in Mexico City 🇲🇽

I’ll be demoing Decaf’s brand new send money via WhatsApp feature.

For the first time, money truly moves like a WhatsApp message - and is instantly usable anywhere in the world.

We’ll also dive into real-world use cases already happening today:
• Humanitarian aid
• Global payroll
• Impact projects at scale

This is a glimpse into the future of stablecoins and borderless money.

Don’t miss it.