Since people on social media are saying it is not difficult to create wealth of ₹50 crore, ₹100 crore, or even ₹1,000 crore, I thought of sharing a post I wrote a few months ago.
Aspire high. Understand the reality too.
Here is the post:
In general, even among high income earners, let me tell you when someone reach a wealth of say ₹3 crores.
Age in late forties to early fifties. Designated as Vertical Head or Senior Director or similar titles. CTC anywhere between ₹60 lakhs to ₹1 crore per annum.
Own a 3 BHK flat. Would have repaid home loan. Say 2 children in high school or college. A decent car mostly under company (employer) lease.
Mutual funds, shares, money in bank and Provident Fund - roughly around ₹3 crores. In exceptional cases, close to ₹5 crores.
This is general standard among high income earners in our country.
So don't fall for finfluencers trap of creating wealth of ₹50 or ₹100 crores is easy.
Except for extremely lucky or corrupt, making every single crore is difficult.
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आज मैंने 13 वर्षों की अविस्मरणीय यात्रा को अपनी इच्छा से विराम देते हुए IAS से त्यागपत्र दे दिया है।
साध���रण परिवेश में पलते हुए मैंने एक अच्छे, सफल जीवन का सपना देखा था। दिन-रात एक कर IIT दिल्ली और IIM बैंगलोर से पढ़ने के बाद, लंदन में नौकरी लग गयी। पर 'सब कुछ' पा लेने पर भी कुछ अधूरा था। अपने देश में न होना खलता था। मेरी पढ़ाई, आत्मविश्वास, दुनिया में कहीं भी सिर उठाकर चलने की ताक़त, सब इस मिट्टी का कर्ज़ था मुझ पर। वो कर्ज़ चुकाना था। चाहती थी जिस भारत का सपना देखा था, उसे बनाने वाली ईंटों पर मेरे भी हाथों के निशान हों। सो लौट आई, और IAS अधिकारी बनने का सौभाग्य मिला।
बहुत कुछ करने का मौका मिला और बहुत सीखा। देवरिया ने सिखाया कि सही के साथ खड़ा होना विकल्प नहीं, कर्तव्य है। म���रजापुर ने सिखाया कि 'असंभव' कोई तथ्य नहीं, बस एक राय है। और माँ विंध्यवासिनी के चरणों में बैठकर सीखा कि शक्ति किसी पद से नहीं, उनकी कृपा और लोगों के विश्वास से आती है। सबसे बड़ी सीख यह थी कि ��पने लिए देखे सपने तो पूरे हो चुके थे, अब अपने लोगों के लिए देखे सपनों को जीना था। इस जीवन का असली सुकून उन आँखों में दिखा, जिस परिवार को पहली बार ज़मीन का हक़ मिला, जिस दिव्यांग को सम्मान से जीने का अवसर मिला, और जिस किसान के खेत को पानी मिला। उनके संघर्षों में साथ चलते हुए मैंने सीखा कि हर सरकारी फ़ाइल के पीछे एक व्यक्ति है, और उसकी गरिमा बनाये रखना ही न्याय है।
मूर्ख थी जो सोचा था कि कुछ देने आयी हूँ। सच यह है कि सबसे ज़्यादा मैंने ही पाया, और वो कर्ज़ और भी बढ़ता गया। लोग मेरी ख़ुशी में मुझसे ज़्यादा ख़ुश हुए। उन्होंने मुझे तब भी उसी विश्वास से देखा, जब मैं खुद ही थकी या टूटी थी। और इसी ने आगे बढ़ते रहने की हिम्मत दी। इतना प्यार, इतना सम्मान, इतना अपनापन मिला, कि मेरी झोली पूरी भर गयी। और इस���ें उन साथियों, अधिकारियों और कर्मचारियों का भी बहुत बड़ा श्रेय है जिन्होंने मेरे कंधे से कंधा मिलाकर काम किया और साथ डटे रहे।
आज आभार से आँखें नम हैं। बस एक दृश्य इनमें बसा है। लहुरिया दह की पहाड़ी की वो वृद्ध माँ, जो अपने गाँव में पहली बार पानी पहुँचता देख कुछ नहीं बोली, बस काँपते हाथों से मेरा सिर छूकर आशीर्वाद दे गई। पद तो आज छूट गया, पर वह स्पर्श जीवन भर नहीं छूटेगा। और वह सपना भी नहीं छूटे��ा, जो देश की इस मिट्टी ने मुझे दिया है।
आपकी अपनी,
दिव्या मित्तल
How have software engineering fundamentals changed with agentic coding? Here is our AI Engineering Skills map for software engineering fundamentals. https://t.co/cnRLj43DLs
The CIA released a "Reading Improvement Course" that had been hidden from the public since 1955.
I read all 117 pages so you don't have to.
Here are the 10 most interesting quotes from it:
1) "Good reading is not necessarily rapid reading. The rate must be adjusted to comprehension requirements."
2) "To read well you must concentrate. No activity except perhaps writing or thinking makes more rigorous demands upon the whole mind than reading."
3) "Suggestions to develop your ability to concentrate: Be interested. There is no spur to concentration like honest interest."
4) "Some readers have found certain devices useful in keeping their minds on the subject. One device is to jot down key thoughts as one reads. These words act as a fence to confine our wandering thoughts. The practice of underlining key ideas and making notes at the end of each section serves the same purpose.
5) "Concentration is a habit and must be formed. Habits require, at first, a conscious effort of the will. Force yourself to let nothing come between your mind and the matter on the page before you."
6) "When our attention wanders, words slip by us and leave no trace of meaning. Under such conditions we cannot expect a harvest of logical thought. We go through the motions of study or reading, but do not get results. We waste time that could be used far more pleasantly and profitably."
7) "Drawing conclusions is the final step of the reading process and should be based on sound judgment of the author's qualifications, facts presented, methods of presentation, validity of arguments, or style of presentation."
8) There are 3 types of reading:
Intensive reading: when the purpose is to master new subject material, the skills required are translation, integration, analysis and evaluation. The best procedure is (a) rapid preliminary survey of the material, (b) formulation of questions prior to the reading, (c) careful reading, and (d) review and recitation of important points.
Extensive reading: with the purpose of acquiring a broader frame of reference and widening the range of knowledge. The skills required are integration, analysis, and evaluation. The best procedure is rapid and thorough reading of the material. The extensive reading rate should be as fast as the thinking process permits.
Scanning: for (a) the main idea, (b) specific information and (c) a preview of the material. To read effectively the reader must first review the material and the specific purpose for the reading.
9) The SQAR3 Reading Strategy:
"Scan: Quickly scan the introductory paragraph, subtitles, key sentences, key words, summary. Decide on the author's plan.
Question: Turn the title or key sentences into questions.
Anticipate: Before reading, try to answer these questions mentally.
Read: Read the entire selection and look for the author's ideas to answer your questions.
Recite: Close the book or magazine. Tell yourself in your own words what you have learned. Write notes on material that must be remembered.
Review: Later, to make your knowledge stick, review the gist of the article or chapter, again in your own words."
10) How to read with purpose:
-"Have definite questions which you wish answered through reading a given selection.
-While reading, make a mental note of the main points in the paragraph or article.
-From time to time stop to think over the material just read in preceding section.
-Notice the illustrations and examples that are used.
-Develop the habit of criticizing what you read."
My favorite quote from the report:
"Reading is a pleasure, a source of information, and the basis for most decisions that are made today. It deserves the liveliest interest and the best techniques we can master."
Muscle loss is hitting Indians in the 40s
✅Optimum protein intake as part of a balanced diet and strength training play a vital role in maintaining muscle mass and strength.
An important and timely article published in the Times of India.
@TOIIndiaNews@TOIHyderabad
Andrew Ng just released a 1-hour course on building agentic knowledge Graphs from scratch:
• 00:00 - Introduction to agentic knowledge Graphs
• 03:07 - Construction of agentic Graphs
• 14:00 - Architecture of multi-agent systems
• 23:00 - Building agentic graphs with Google ADK
• 01:06:03 - Why Graphsare the future of agentic AI
Worth more than 10 articles on loop engineering.
Watch it today, then read how to become a graph engineer in the article below.
100 YouTube Channels That’ll Actually Make You Smarter 🎯
If you’re serious about learning faster (without boring textbooks), this list is gold.
From science and tech to psychology, finance, and creativity these channels cover it all:
🔬 Science & Tech
• Vsauce: https://t.co/9bqav1SbjN
• SciShow: https://t.co/ExjcAWGlBK
• Veritasium: https://t.co/atwbr0ldMm
• Kurzgesagt: https://t.co/zsGiMjTNRz
• AsapSCIENCE: https://t.co/pFy4amDciw
🧠 Philosophy & Thinking
• https://t.co/2rktcdjwYR: https://t.co/57lxXrsXyN…
• Philosophy Tube: https://t.co/JcZaVaoZg5
• Academy of Ideas: https://t.co/1y0b2g5XaU
• The School of Life: https://t.co/yK9pLAKQ33…
• Wireless Philosophy: https://t.co/AQt39PV63o…
⚛️ Physics
• Fermilab: https://t.co/QnjKEBEFfd
• Physics Girl: https://t.co/HeD6jMnRnj
• MinutePhysics: https://t.co/Lzhaxkzaa8
• ScienceClic English: https://t.co/z9J2aNxHNx
• Scienceclic Universe: https://t.co/8yKNTY7me6…
💻 Code & Programming
• freeCodeCamp: https://t.co/iQxTKsaVH6
• Traversy Media: https://t.co/kLH1Z9qr4P
• Programming with Mosh: https://t.co/Sg7GOCdppn…
• The Coding Train: https://t.co/JJ5gL5v3uH
• CS Dojo: https://t.co/8mArEN8OiM
📈 Economics & Finance
• Two Cents: https://t.co/9AveySA6pD
• Graham Stephan: https://t.co/NJOEA24FZ9
• Economics Explained: https://t.co/kcHVlXIgfi…
• The Plain Bagel: https://t.co/yy8mhYxFS1
🧮 Mathematics
• 3Blue1Brown: https://t.co/BPqHiRxa7k
• Khan Academy: https://t.co/UKvnO2LSrM
• PatrickJMT: https://t.co/wTDoKLuQSR
• Tibees: https://t.co/RsaIQwgGBF
🚀 Astronomy & Space
• SEA: https://t.co/QRzLjjlFGA
• PBS Space Time: https://t.co/bBOGZyTbbt
• Anton Petrov: https://t.co/giXhWkCLSt
• Fraser Cain: https://t.co/QlSknnmBOl
🎨 Art & Design
• Proko: https://t.co/8TWPb8XD4J
• Jazza: https://t.co/TzdjHh22dP
• Sycra: https://t.co/LMvyxVBDNu
🧩 Psychology & Personal Growth
• Psych2Go: https://t.co/sFUeISQh4w
• Andrew Huberman: https://t.co/EVFpxf9Wh3
• Ali Abdaal: https://t.co/B87cR6WAtm
• Matt D’Avella: https://t.co/sYxCK4Budk
The internet is full of distractions.
But it’s also one of the greatest universities ever created if you follow the right creators.
📌 Save this you’ll keep coming back to it.
Which YouTube channel has taught you the most? 👇
Follow me @AiwithDharmik for more.
Claude Code team just dropped a free course on loop engineering with Fable 5:
00:00 - how Claude Code works under the hood
05:01 - the agentic loop explained
16:21 - the feature 99% of devs miss: auto mode
19:01 - why voice beats typing
32:34 - auto code review with draft PRs
58:39 - Fable 5 for non-code work
this free course replaces every paid Claude Code tutorial
watch today, then read the article below on loop engineering by Karpathy
Google just dropped a 1-hour course on agentic engineering from scratch:
00:00 – How to build your first AI agent
08:24 – Build agent memory (short, persistent, long)
28:34 – Agentic loops, long-running AI agents
40:04 – How to build MCP (MCP vs API)
1:00:22 – Multi-agentic systems
This 1-hour watch will replace 10 paid agentic courses on the internet.
Watch it today, then read how to build a self-improving agentic system in the article below.
An Anthropic engineer just shared the biggest mindset shift in AI agents.
“You’re not supposed to prompt Claude. You’re supposed to build a system that prompts itself.”
In 45 minutes, she shows how Anthropic builds agents that remember, self-correct, and improve with every run.
This is the kind of knowledge people charge hundreds of dollars for.
Watch it. Bookmark it.
ChatGPT has quietly built a file on you. You've never seen most of what's in it.
Every message you send feeds it. It studies your patterns to map your personality and habits, things you never actually told it.
Here are 15 prompts to pull up everything it has on you, and wipe what you never agreed to:
I'm a cardiologist. I've held dying hearts in my hands in the cath lab at 3 AM. And I need to tell you something that changes everything about how we prevent heart attacks.
For decades, the entire field was built on one target: lower LDL cholesterol. Statins save lives — that's settled science. But too many of my patients did everything right — took their statins, hit their numbers, lived clean — and still ended up on my table with a ruptured artery.
We were treating the smoke while the fire kept burning.
The fire is inflammation. And the evidence is now overwhelming.
The CANTOS trial proved it first — lowering inflammation independent of cholesterol reduced cardiac events. But the newer data is what keeps me up at night.
AI-enhanced CT angiography can now detect inflamed arteries by measuring changes in the fat surrounding your coronary vessels — the perivascular fat attenuation index. Higher inflammation in the fat around even one artery independently predicts cardiac death. When multiple arteries show inflammation, the risk multiplies dramatically — even in patients whose cholesterol looks perfect.
This isn't theoretical. This is measurable. Right now. On a scan you can get this month.
Low-dose colchicine — a drug that's been around for centuries for gout — is now FDA-approved specifically for reducing cardiovascular events. It works by quieting the inflammatory cascade that destabilizes the plaque sitting in your arteries. A pill that costs pennies is saving lives the statins couldn't reach.
And the next wave is already in Phase 3 trials. Ziltivekimab — an IL-6 inhibitor — targets the central inflammatory pathway driving atherosclerosis. Phase 2 data showed a 90% reduction in hsCRP. The ZEUS cardiovascular outcomes trial is enrolling now, with results expected late 2026 into 2027. If positive, anti-inflammatory therapy will become standard in managing heart disease alongside lipid-lowering. The era of inflammation-targeted cardiology is arriving.
But it goes deeper than drugs. AI is now predicting heart failure and cardiac events 5+ years before symptoms — integrating CT imaging, electronic health records, and genetic data with accuracy that jumps far beyond traditional risk calculators.
And polygenic risk scores — a simple genetic test that flags inherited cardiovascular risk — are now formally recognized as a risk-enhancing factor in the 2026 ACC/AHA guidelines. A single blood draw can reveal risk that's been silently building since birth. Decades before the first chest pain.
Here's what this means for you right now — today:
Ask your doctor for a high-sensitivity CRP test. It's cheap, routine, and measures the systemic inflammation that standard cholesterol panels completely miss. You can have perfect LDL and inflamed arteries that are quietly preparing to rupture.
If your hsCRP is elevated, discuss low-dose colchicine with your physician. It's FDA-approved for exactly this.
Push for a coronary CT angiography with AI plaque and inflammation analysis if you have risk factors. This isn't the stress test your parents got. This is 3D visualization of your actual arteries — with AI quantifying not just how much plaque you have, but what kind it is and whether the surrounding tissue is inflamed.
Consider polygenic risk score testing — especially with a family history of early heart disease. It's now guideline-supported.
And the foundation that never changes: move daily, eat real food, sleep 7-9 hours, manage stress, and know your numbers — ApoB, Lp(a), hsCRP, fasting insulin.
I left Iran as a child with nothing. I rebuilt everything in a country that gave me the freedom to become a physician. I've spent twenty years watching patients get second chances.
The ones who haunt me aren't the ones who died on my table. They're the ones who survived but never acted on what the science was telling them — years before the event that didn't have to happen.
You can have perfect cholesterol and still have a heart attack. Inflammation plus genetics can drive plaque rupture in arteries that look "fine" on a standard panel.
The myth that normal cholesterol means you're safe has cost more lives than I can count.
We now have the tools to detect the fire — not just the smoke. AI to see it. Genetics to predict it. Drugs to quiet it. And the ancient basics — movement, real food, sleep, purpose — to prevent it from starting.
Prevention is the new cure. And the science to make it real is no longer coming.
It's here.
Anthropic pays $750,000+ a year for engineers who can build LLM architectures from scratch. Stanford taught the entire thing in 1 hour lecture & released it for free.
Bookmark & watch this today before someone takes it down and read this article below
In recent times, I have added some great businesses to my watchlist through @soicfinance channel as part of their recent initiative. Thanks to @ishmohit1 for your wonderful in-depth details. Here is a glimpse of it - worth watching the actual videos - https://t.co/lcNvCgqmr9
🚨 20 WEBSITES EVERY INDIAN TRADER SHOULD KNOW
Most people trade blindly. Smart traders use tools. Here are 20 websites that can level up your game 👇
1- nseindia. com — official market data
2- bseindia. com — announcements & filings
3- screener. in — check fundamentals easily
4- tickertape. in — powerful stock insights
5- moneycontrol. com — news + portfolio
6- tradingview. com — pro-level charts
7- chartink. com — find breakout stocks
8- trendlyne. com — smart analytics
9- investing. com — global market view
10- zerodha. com — top trading platform
11- groww. in — beginner-friendly investing
12- upstox. com — fast & simple trading
13- smallcase. com — ready-made portfolios
14- valueresearchonline. com — MF analysis
15- motilaloswal. com — detailed reports
16- icicidirect. com — research + brokerage
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18- varsity. zerodha. com — free trading course
19- elearnmarkets. com — learn from experts
20- sensibull. com — options strategies
💡 Save this. Use these. Grow faster in markets.
A scientist in Denmark figured out how to make Claude prepare his job applications. He open-sourced the whole thing.
His name is Mads Lorentzen. He is a PhD geophysicist. He built it on top of Claude Code and released it under MIT license.
Here is what it does. You fork the repo, fill in your background once, and it runs a five-step pipeline for every job you want to apply to.
Step 1. It reads the job posting and scores how well you fit.
Step 2. It drafts a tailored CV in LaTeX, picking only the experience that matches.
Step 3. It writes a cover letter framed around what you would bring to the role.
Step 4. A second AI agent reviews the first agent's work, points out weaknesses, and the first agent revises.
Step 5. It compiles both into clean PDFs you can send.
The whole thing is a folder of markdown files. The candidate profile, the writing style rules, the CV templates, the interview prep notes. Every step is plain text you can read and change.
The job portal search is built for Danish boards. The application workflow itself works for any country.
489 stars. 270 forks. A fork-to-star ratio that high means people are using it, not only bookmarking.
Mads is not a startup founder. He built this because he needed it for himself, then shared it.
This is the future of job hunting. Not a service you pay for. A workflow you own.
(Link in the comments)
Anthropic engineer:
"You're not supposed to prompt Claude. You're supposed to build a system that prompts itself."
this is one of the best workflows I've seen in a long time
in this video she breaks down exactly how most people are using Claude:
- the 14% you lose to CLAUDE.md before typing a word
- the automation workflows most users don't know exist
- the daily task pipelines that run without touching the keyboard
- the daily workflows Anthropic's own engineers automated first
if you've been using Claude for more than a month and never left the chat window, you've been using one agent when you could be running a team of them
instead of another show tonight, watch this
make sure to bookmark it before it gets lost in your feed
the guide is in the article below