Thomas Chua

Founder, Steady Compounding. Author, The Lunch Break Investor (Aug 18, 2026).

Building wealth in one lunch break a day. ↓

[Thomas Chua @SteadyCompound]

Back in 2020, I started this account to post stock breakdowns from my lunch break.

Hardly anyone read them.

Today, something I still can't quite believe: I wrote a book.

📖 The Lunch Break Investor

Out 18 August with Harriman House

For people with real jobs, families & lives who still want to invest properly.

One big shift: Stop renting stocks. Start owning businesses.

One focused lunch break at a time.

What’s your biggest struggle investing while busy? Reply 👇 I’ll share a tip from the book.

[Thomas Chua @SteadyCompound]

The internet is great, but there is also a lot of crap out there.

A poor information diet leads to poor investment decisions.

So my free newsletter 3-Bullet Sunday shares only the three best pieces of investing content with 10k+ investors.

Join here: https://t.co/U4ssu8YX8N

[Thomas Chua @SteadyCompound]

Seth Klarman thinks today's market has the "characteristics of a bubble."

But he's not just sitting in cash.

At Global Alts New York this week, he laid out exactly where he's putting money instead.

[Thomas Chua @SteadyCompound]

@kyith Yeah I feel like Stablecoin is a solution that's desperate for a problem.

Besides... many existing solutions to the problems he described, and $MA and $V aren't staying still like u mentioned!

[Thomas Chua @SteadyCompound]

Bill Gurley says Visa and Mastercard will be "heavily threatened" by stablecoins.

From The Knowledge Project this week:

"Those two companies have two of the highest operating margins in the history of business. They have like 60% operating margins, and they're duopolies, and they were created by the banks. So the whole industry is kind of stuck in this world where they make a lot of money because it is this way. But there's zero reason why it should cost 2 or 3%. Just zero.

In America, if I want to send you 50 bucks digitally, I've got to go through ACH, which is 3-day settlement, which is part of this regulatory capture bullshit... If you have a Coinbase account, you can put your money in a USDC stablecoin and earn 4%, and within seconds immediately transfer money to someone else for pennies...

At this point, I think stablecoins will get there faster than the government will be able to do it."

$V $MA

Agree or disagree?

[Thomas Chua @SteadyCompound]

Full conversation with Seth Klarman at Global Alts New York here:

https://t.co/DcXfWAKEJB

[Thomas Chua @SteadyCompound]

Klarman's definition of value comes down to one question... what is a business actually worth.

That question runs through my book, written for investors doing this around a day job.

The Lunch Break Investor (Harriman House) is out August 18. Pre-order, and a $300 financial statements course is free →

https://t.co/LRBlBhSnno

[Thomas Chua @SteadyCompound]

The strongest test of a brand:

It raises prices. Customers stay.

It pays suppliers last. They still fight to stock it.

Pricing power and negative working capital. Everything else is a logo.

[Thomas Chua @SteadyCompound]

The internet is great, but there is also a lot of crap out there.

A poor information diet leads to poor investment decisions.

So my free newsletter 3-Bullet Sunday shares only the three best pieces of investing content with 10k+ investors.

Join here: https://t.co/U4ssu8YX8N

[Thomas Chua @SteadyCompound]

Munger's method, in order:

Eliminate everything you shouldn't do. Attack what's left with every discipline you know. Act only when the odds line up.

"Quickly eliminate the big universe of what not to do, follow up with a fluent, multidisciplinary attack on what remains, then act decisively when, and only when, the right circumstances appear."

— Charlie Munger

[Thomas Chua @SteadyCompound]

@EdgeCGroup well said, Jim!

[Thomas Chua @SteadyCompound]

@eaveswan Apple is a classic one for this. They pay suppliers extremely slow.

[Thomas Chua @SteadyCompound]

The strongest test of a brand:

It raises prices. Customers stay.

It pays suppliers last. They still fight to stock it.

Pricing power and negative working capital. Everything else is a logo.

[Thomas Chua @SteadyCompound]

@flyiggles1

[Thomas Chua @SteadyCompound]

@DrewCohenMoney Looking forward!