@JCautec The debt is obviously useful for anyone than can abstain from spending but as you point out, on average, that’s no one. Even though it’s number 1 it’s a lot lower than I expected.
I’m pretty ok with the booze 🥃 amount... the gambling gets me
@Engineer4Health@scary_biscuits The one sentence that changed everything for me
“can you help me put out possibly point me in the right direction?”
Amazing how many people will help if you show respect and empathy!
@Engineer4Health@scary_biscuits There’s a real art to it but in my experience it starts with no assumptions about the person you are talking to and taking the time articulate something of value. If someone is cold on me I always let them know it’s my issue... I’ve missed the mark and politely move on.