Julius Tscherter

Bluegrass, Baseball, Blue Earth (co.) Minnesota

[Julius Tscherter @Talktreestalk]

@LetsTalk_Wolves I'll just put this here.

[Julius Tscherter @Talktreestalk]

@MAGAVoice The last time oil was $72 a barrel it was 2.25-3.15 at the pump throughout non California states!!

[Julius Tscherter @Talktreestalk]

@LetsTalk_Wolves Lamelo ball averages 45.8 games per season over his career! He hasn't played more than 47 games since the 2022 season! We just got fleeced on a Faberge egg!

[Julius Tscherter @Talktreestalk]

@LetsTalk_Wolves T-Wolves just got scammed into trading the heart and soul of the locker room for a snake bitten toxic ego who has played on average 45 games per season throughout his entire career. We got fleeced. Best of luck Nas will now be a all-star caliber starter, we never gave him a shot

[Julius Tscherter @Talktreestalk]

@twotakeoff_ @NHKWORLD_News It's crazy, Stefan Burns predicted it as well literally earlier in the day he said there's a sunspot that's about to blast us expect earthquakes all over and literally hours later we had three!

[Julius Tscherter @Talktreestalk]

@lizcollin Why hasn't anybody looked further into the allegations that Tim Waltz hired Vance belter to exact his revenge against Melissa Hortman and others for voting against the bill that would give illegal immigrants free everything? Why did Jacob Thompson step down?

[Julius Tscherter @Talktreestalk]

@StefanBurnsGeo @Athenian48 @CSI_Starbase Sending my prayers to Venezuela before I go to bed tonight. I've been following your channel all day and I'm just in shock at how today is ending.

[Julius Tscherter @Talktreestalk]

@AE5_Muse @anthonyedwards This group will be lucky if they win 30 games.

[Julius Tscherter @Talktreestalk]

@JoshDenny Right ... exactly. Why do you think Kirill cost 17 mill per year to stay in God forsaken blue lagoon liberal hell hole of St.Paul/Minneapolis Minnesota.

[Julius Tscherter @Talktreestalk]

@TWolvesLead Ants just enjoying his time here cuz he's making huge money and not worrying about media eating him alive like NY and LA does to their own. He'll go get his championship with the Lakers or Celtics in 2 to 3 years after his Big $$$$ checks cash !

[Julius Tscherter @Talktreestalk]

@SleeperTWolves @ChristopherHine 👍😂😂😂 is the future championship 4 Minnesota in the room with you right now? Lol

[Julius Tscherter @Talktreestalk]

@WillRagatz The moves aren't coming, that was the old Timberwolves. Now we get to see youth and wash ups try to maybe make the playoffs once or twice before Edwards leaves for a big market team. This is the end of the road for us till next time Timberwolves fans.

[hunter @hxxntrr]

A debt collector just sued your neighbor for a $3,200 credit card from 2017

The debt expired 2 years ago. The lawsuit is legally unenforceable. The collector knows this. They filed it anyway because 94% of people don't show up to court

When you don't show up the judge enters a default judgment. Now the collector can garnish your wages on a debt that was legally dead before they ever filed the paperwork

This is the single most profitable scam in the collection industry. Sue on expired debt. Wait for no-shows. Collect forever

Every state has a statute of limitations on consumer debt. After that window closes the collector can still ASK you to pay but they cannot SUE you for it. The debt is legally time-barred

State-by-state SOL on credit card debt:

3 years: Alabama, Alaska, Arizona, DC, Indiana, Maryland, Mississippi, Montana, New Hampshire, North Carolina, South Carolina, Virginia
4 years: California, Colorado, Delaware, Georgia, New York, Pennsylvania, Texas, Utah
5 years: Florida, Idaho, Kansas, Maine, Michigan, Minnesota, Nebraska, Nevada, New Mexico, Oregon, South Dakota, Washington, Wisconsin, Wyoming
6 years: Connecticut, Hawaii, Illinois, Iowa, Louisiana, Massachusetts, Missouri, New Jersey, North Dakota, Ohio, Oklahoma, Tennessee, Vermont, West Virginia, Arkansas

After the SOL passes, if a collector sues you, your ONLY job is showing up to court and saying 5 words:

"The statute of limitations expired"

Case dismissed. The collector eats the filing fee. The judgment never enters. Your wages stay in your bank account

But 94% of defendants in collection lawsuits don't show up. They get the court summons, panic, and do nothing. Default judgment. Wage garnishment. Bank levy. On a debt the collector couldn't legally enforce if the defendant had shown up for 11 minutes

The deeper play:

If a collector SUES you on time-barred debt, they just violated the FDCPA. Section 807 prohibits "unfair or unconscionable means to collect a debt." Filing a lawsuit on expired debt is a violation in most federal circuits. You can countersue for $1,000 in statutory damages plus attorney fees plus actual damages

A guy in Texas got sued on a $4,100 Capital One card from 2016. Texas SOL is 4 years. The suit was filed in 2023, 7 years after last activity. He showed up, filed an answer citing the expired SOL, and filed a counterclaim for FDCPA violation

Original lawsuit: dismissed
Counterclaim: settled for $3,200 plus attorney fees
Net result: he MADE money from a debt collector trying to collect a dead debt

The critical rule: NEVER make a payment on time-barred debt. In many states, a single payment of any amount restarts the statute of limitations clock. The collector calls and says "just pay $50 to show good faith." That $50 resets the SOL and gives them a fresh 3 to 6 years to sue you. They know this. You didn't

Never acknowledge the debt in writing either. In some states, written acknowledgment can also restart the clock. When a collector calls about old debt, the response is:

"I am not acknowledging this debt. What is the date of last activity on this account?"

If the date of last activity plus your state's SOL has passed, the debt is dead. Hang up. Send a cease letter under FDCPA 805(c). If they sue anyway, show up, cite the SOL, and countersue

A woman in Florida had $23,000 in collections from 3 accounts, all from 2017 and 2018. Florida SOL is 5 years. All 3 were time-barred by 2023. Two of the collectors had already filed lawsuits. She showed up to both, filed SOL defenses, both dismissed

Then we disputed all 3 with the bureaus: "This account is past the statute of limitations in my state. The continued reporting of time-barred debt is inaccurate and misleading"

Two of the three deleted within 30 days. The third required a CFPB complaint. Deleted at day 52

$23,000 in collections. $0 paid. All 3 removed from her report. Score went from 578 to 694

The collectors are suing people on dead debt because they know you won't show up to court. Show up. Say 5 words. Walk out with your money lmfaooo

(i fix credit in 30-90 days. link in bio)

[Julius Tscherter @Talktreestalk]

@MrMBB333 Yeah driving Lyft yesterday around town I had a lady absolutely freak out on me over nothing. I had to kick her out of the car. But I'm in Mankato Minnesota this town is devolving into a Somalian shithole!

[Julius Tscherter @Talktreestalk]

@GrageDustin I live in Mankato a city that has been 50/50 for about 20 years now yet for some reason all of our politicians are Democrat The police are Democrat The mayor's Democrat and Republicans are not allowed to run for city council. Republicans are banned! Only independent and Dems.

[Kenny Carmody @KennyCarmody]

Almost Five years ago I was a healthy, very active man in the prime of my life.

An artist by heart and soul who had traveled to over 100 countries, maintained peak health and fitness, and ran or hiked miles in nature almost every day. Simple, full, and free.

Then on July 21, 2021, I received the Moderna COVID vaccine.

I felt it the moment it entered my body.

Within days a cytokine storm triggered a rare neuromuscular disease and multi-system damage. I went from the ICU to six brutal weeks in hospital, and nothing has been the same since.

Today I am mostly bedridden, confined to my bedroom. I cannot work. I cannot drive. I cannot grocery shop. I can barely walk more than short distances on my best days. I have not left my house further than a quarter mile in years.

Every single day I endure ischemic stroke-like episodes, a partially paralyzed diaphragm that makes breathing a struggle, severe neuropathic pain, esophagus and larynx spasms, severe swallowing issues that make eating difficult, severe trigeminal and occipital neuralgia, crushing fatigue, dysphagia that turns eating into an hour-long ordeal, neuro degeneration and neuromuscular disease diagnosed as ALS unspecified, and waves of symptoms that force me to be bedridden.

Doctors mostly dismissed me as psychosomatic, anxious, or worse. One diagnosis I had to sue to have removed from my record. I spent over $60,000 chasing every treatment the injured community has tried. Nothing gave lasting relief. I became my own doctor , turning to sunlight, grounding, circadian alignment, nature, and my faith in God, which is what carries me when the body wants to quit.

For three years I have spoken out , documenting my journey, writing on X and Substack, calling for acknowledgment, proper diagnostic codes, real care, and accountability for what was done to us. I stand with every vaccine-injured person who has been denied, dismissed, and abandoned.

Yet suddenly the story has gone silent.

People are no longer talking about the people who became severely disabled after one shot. Support has dwindled. The institutions that told us it was safe have offered no honest accounting. No real acknowledgment. No justice.

The reality is that we did not recover when the headlines ended.

We are still here. I am still here.

Still mostly bedridden.

2026 has been brutal.

Still fighting every single day.

Still waiting for the truth to be told.

Please share this. Not for sympathy, but because thousands of vaccine-injured people deserve to know they have not been forgotten.

My time here in X soon comes to an end and halt, yet I am grateful to have met such wonderful people and the support I have received . I know there is not much you can do for us, but I am very grateful for all the absolutely amazing and wonderful prayers and words I have received. Thank you from my heart.
Prayers is what this worlds needs more than ever.

Please don’t stop believing and dreaming of a better world.

God is not finished with us yet.

May God Bless you and peace be with you.

[Marigold🐶Barks @KittyKittyBleu]

@LarryJones

[Julius Tscherter @Talktreestalk]

@LarryJones I have pretty solid evidence that of the vaccinated between 1 and 10% actually got fake VAX cards and about .1% got saline shots from a nurse doing the Lord's work.

[Julius Tscherter @Talktreestalk]

@GlowSurfing Lol I drive Lyft sometimes you just got to accept that life goes on 10 seconds later buddy lol at the same red light. Have a nice day!✌️

[Julius Tscherter @Talktreestalk]

@OrevaZSN Just shut up and think about abundance. Abundance is waiting for you on the moon lol