Meet Sentra - finance suite for crypto teams, powered by stablecoinsโจ
โ Pay with crypto: Use virtual USD & multicurrency accounts to pay fiat in 100+ countries, or pay on-chain in seconds
โ Get paid in crypto: Receive payments from anyone, anywhere, in your preferred crypto
โ Manage your crypto: On-ramp, off-ramp, and earn yield on idle balances
Sentra ensures you pay & get paid faster!
Learn more ๐
Excited to partner with @PlasmaFDN for easy #USDT on/offramps globally.
@walapay_io will be supporting Plasma from launch - you won't find an easier way to offramp USDT to local rails in:
๐จ๐ณ๐ญ๐ฐ๐ธ๐ฌ๐ฏ๐ต๐ฐ๐ท๐ฎ๐ณ๐ต๐ฐ๐ง๐ฉ๐น๐ญ๐ฎ๐ฉ๐ต๐ญ๐ฆ๐บ๐ฒ๐พ๐ฐ๐ญ๐ป๐ณ๐น๐ท๐ฒ๐ฝ๐ง๐ท๐จ๐ด๐จ๐ฑ๐ต๐ช๐ฆ๐ท๐ง๐ด๐ฏ๐ฒ๐ธ๐ป๐ช๐จ๐บ๐ธ๐จ๐ฆ๐ช๐บ๐ฌ๐ง๐ต๐ฑ๐ธ๐ช๐ณ๐ด๐ญ๐บ๐จ๐ญ๐จ๐ท๐ฌ๐น๐ญ๐ณ๐ฆ๐ช๐ฏ๐ด๐ธ๐ฆ๐ฎ๐ฑ๐ท๐ด๐ฉ๐ฐ
I sat down with the excellent @TarunMangukiya a few weeks ago in Dubai - we went deep on the future of stablecoin payments.
@walapay_io we are working very hard to make payments between emerging markets as smooth as sending an email.
Some exciting announcements coming ๐
Global payments work better onchain.
Stablecoin-powered payments with Walapay. Helping make cross-border payments faster, cheaper, and more transparent.
Weโre excited to announce our collaboration with @0xPolygon@0xPolygonFdn to accelerate onchain global money movement.
At Walapay, our mission is to make cross-border payments faster, cheaper, and more transparent โ especially for businesses and individuals in emerging markets. By integrating with Polygonโs scalable infrastructure, weโre making that mission a reality.
This collaboration enables us to deliver stablecoin-powered payments at internet speed, and with Polygonโs backing, accelerates the transition of enterprises, financial institutions, and consumers on chain.
Together, weโre supercharging access to modern financial infrastructure. The future of global payments is onchain. And itโs already happening. ๐โก๏ธ
Inside @walapay_io and Stablecoin: Talks with @thomasborgers | Stable Talks Ep.2
@TarunMangukiya dives into how Walapay is powering real-world crypto payments using stablecoins
Reflecting on our journey since launching Stableminded (produced by @staystablexyz) in November, I'm amazed by how quickly we've grown and feeling extremely blessed.
In just six months, we've recorded over 20 episodes with founders and builders shaping the future of payments. Our channels have been growing steadily with:
- 1400 subscribers to the Stableminded newsletter
- Over 1500 watch hours across Youtube, Spotify and X
- Over 15,000 views across Youtube, Spotify and X
Here's our journey so far:
Season 1: Rising Stars
1. @dakota_xyz with @ryanbozarth - Business Banking Powered by Stablecoins
2. @withparallax with @__mikareyes - Redefining Cross-Border Payments with Stablecoins
3. @iron with @maxwallenberg - Enterprise Stablecoin Payment Infrastructure
4. @borderlessxyz with @KevLeht - Building a Global Stablecoin Liquidity Network
5. @sphere_labs with @0xdirichlet - Using Solana and Stablecoins to Revolutionize Global Payments
6. @routefusion with @ColtonSeal - Stablecoins and Global Payments Revolution
7. @layer1payments with @bstoni_eth - Scaling Stablecoin Infrastructure for PSPs
Season 2: A Worldview of Stablecoins
1. @mural_pay with @sinclair_toffa - Building Instant Cross-Border Payments for Enterprises
2. @fonbnk1 with Christian Duffus - Building Africa's Stablecoin Bridge
3. @minipay with Charles H - Bringing Stablecoins to a Billion Users
4. @KASTcard with @raagulanpathy - Building the Bank of the Future with Stablecoins
5. @stables_money with @stablesbernie - Building a Regulated Stablecoin Native Wallet
6. @BRLAdigital with @LeandroONoel - Building Brazil's Stablecoin Infrastructure
7. @eco with @rynesaxe - From Building Stablecoin Banking to Interoperable Liquidity
Season 3: Stablecoin Settlement, Secured
1. @dfnsHQ with Clarisse and @christophergdf - Securing Stablecoin Infrastructure
2. @NilosHQ with @Eytan Messika - Stablecoins on the Edge
3. @due_network with @robiosss - Rebuilding Broken Global Payments and Aggregation vs Direct Banking
4. @keyrails with Berhan Kongel - The Quantum Layer: Rethinking Stablecoins for Emerging Markets
5. @walapay_io with @thomasborgers - Building the Bridge Between Banking and Stablecoins
6. Coming out next week ๐
Stable Spotlights (interviews from ETH Denver), posted below.
Across all these conversations, I see one shared mission: making money movement faster, more accessible, and more affordable for everyone, business and consumer alike.
With more episodes on the horizon and Seasons 4-6 already planned, I'm honored to document this financial revolution as it unfolds.
NEW EPISODE ๐๏ธ Stableminded S3.5 ft @walapay_io
"The future of stablecoins isn't just about payments โ it's about collapsing layers of intermediation in cross-border flows."
@thomasborgers, CEO of @walapay_io joins @dr3wrogers to break down:
โข His journey from @Consensys to founding Walapay
โข Bridging banking rails with stablecoins
โข Making cross-border payments instant
โข Why yield-generating stablecoins change fintech models
โข How they're helping platforms like @Decaf_so enable dollar access globally
โข Their approach to flexible custody models through partnerships with @dfnsHQ
Watch the full episode below! โฌ๏ธโฌ๏ธโฌ๏ธ
Season 3 is proudly sponsored by @dfnsHQ
Stableminded is presented by @twifintech and @thestablecon
@klarnaseb here are some ideas based on work we are doing with other PSPs:
1. Real-time merchant payouts in emerging markets: using stablecoins in between the funding currency (e.g. EUR, USD) and the local currency, you can typically cut down settlement times from T+2/3 to real-time/T+0
2. USD treasury accounts based on stablecoins: allow your merchants to mint your stablecoin (or their own) for settled revenues. Instead of settling in USD/EUR, you convert to your stablecoin, deposit in their wallet (could be custodial or non-custodial), and you have a rev share on interest from the underlying deposits. Whenever the merchant wants to cash out, you convert back to local currency.
3. Stablecoin payment acceptance: allow merchants anywhere to accept a stablecoin like USDC (either in one time or split) as an APM. Settles instantly to the merchant, and from there you can enable them to hold (see point 2 above) or auto-convert to local currency (see point 1). Stablecoins are programmable, so it's easy to adjust from there.
We're enabling these use cases at @walapay_io, and are building specifically for PSPs and fintechs. I'd love to share more with you and your team. DMs open!
Every great idea deserves a great analogy. With all the recent energy in stablecoins, Iโve been testing ways to describe why it's a game changer in global payments.
When explaining @withparallax, I talk about how stablecoins fit into the larger cross border payments evolution..
I'm not really one for resolutions or single-year predictions, but I do think now is a good to put some stakes in the ground, as 2024 felt like a tipping point for crypto and AI.
Here are a few predictions for the next 3-5 years at the intersection of payments, crypto, and AI.
1. Stablecoin supply will cross $1T in 2025. This would represent a 5x increase from today.
2. In the next year, we will see a dominant EUR stablecoin that grows to >$100B in supply. I also think we will see a European-licensed bank launch a EUR stablecoin on a public blockchain (probably H2). In the next 3 years, we will see a GBP stablecoin follow suit.
3. In the next 3 years, we will see onchain FX markets really take off. I think while we're starting to see this with long-tail crypto assets vs. USD (e.g. BRLA vs. USDT), this will tip into massive volumes once we have real contenders for EUR / GBP / SGD stablecoins.
4. A major catalyst of stablecoin growth is going to be privacy-preserving transactions. In ~3 years, I think 1/3 of stablecoin transactions will execute privately (this can take different shapes, including via permissioned chains like Ripplenet, but much more excitingly on L1s/L2s that are private by default - hello ZK / TEEs)
5. This year, we will see a stablecoin-based neobank reach >10m active customers. To qualify, I think you need a) self-custodial wallets, b) stablecoins as your checking account, c) access to tokenized treasuries or other securities as a "savings account", and d) a card linked to your checking account that draws down from your stablecoin balance.
6. AI agents x crypto: I'm generally bearish on the current meta, and I think we will see the AI memecoins peter out over the course of the year. On the other hand, we will see some truly autonomous agents surface in 2025 - my bet is one of the big areas of focus will be prediction markets. I can see agents being built on custom models that focus on specific niches, equipped with a stablecoin wallet, go after various markets on @Polymarket etc.
7. Several SOL ETFs will be approved in the US by end of year.
8. NFTs will NOT come back in 2025. Define that how you will.
9. The proliferation of AIs online, flooding (polluting?) spaces like X, is finally the catalyst that will bring native online ID into existence. I think this will take ~5 years, and I'm not sure exactly what this looks like, but I know @provenauthority has some ideas ๐
10. This year, @Stripe will file for an IPO. I think with the Trump admin coming in, the IPO market will open up - and it might just be the right time for Stripe. @SpaceX (maybe just Starlink) is another candidate here.
Differing conf intervals on the above, but what I am sure about beyond any doubt is this: 2025 is going to be an epic year. ๐