See You At 10X 🤜🤛

🇺🇸 20+ yrs NY finance | M&A
Turned $250K into $2.5M in 4.3 yrs
Now building next 10X
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[See You At 10X 🤜🤛 @SeeYouAt10X]

「월가 금융인들은 정말 1년에 수십억씩 벌까?」

결론부터 말하면,
그렇다.

다만 모든 사람이 처음부터 수십억을 버는 것은 아니고,
직급과 실적에 따라 차이가 엄청나게 벌어진다.

월가 최상위 투자은행(IB)과 사모펀드(PE)의
연간 총보상을 비교해보자.

━━━━━━━━━━━━━━━━
투자은행(IB = Investment Bank)

Goldman Sachs
JPMorgan
Morgan Stanley
Evercore
※ Evercore는 한국인에게는 생소하지만
M&A 자문 분야에서 세계 최고 수준으로 평가받는
Elite Boutique,
즉 최상위 독립계 투자은행이다.

사모펀드(PE = Private Equity)

Blackstone
KKR
Apollo
━━━━━━━━━━━━━━━━

투자은행은 기업의 M&A, 상장, 자금조달을 돕고
그 대가로 수수료를 받는다.

사모펀드는 기업을 직접 인수한 뒤
가치를 높여 더 비싼 가격에 되팔아 투자수익을 낸다.

이번 비교는 뉴욕 프런트오피스 기준이며,
기본급과 보너스를 합친 세전 연간 총보상이다.
환율은 1달러=1,500원으로 계산했다.

━━━━━━━━━━━━━━━━

주요 직급을 한국식으로 비교하면,

Analyst는 사원~대리급,
Associate는 대리~과장급,
VP(Vice President)는 차장~부장급,
MD(Managing Director)는 상무~전무급에 가깝다.

※ 월가의 VP는 한국 기업의 부사장이 아니다.
직급만 보면 차장~부장급에 가깝다.

━━━━━━━━━━━━━━━━
신입인 Analyst부터
약 2억~4억원을 받을 수 있고,

VP는 약 8억~12억원,

MD급은 약 15억~30억원 이상도 가능하다.

사모펀드가 투자은행보다
무조건 훨씬 많이 줄 것 같지만,
VP까지는 현금 보상이 의외로 비슷하다.

진짜 차이는 Partner급부터 벌어진다.
━━━━━━━━━━━━━━━━

PE Partner는 기본과 보너스에 더해
투자수익의 일부를 Carry로 받을 수 있다.

Carry란 사모펀드가 투자한 회사를 성공적으로 매각해 수익을 내면,
그 투자이익의 일부를 운용진에게 나눠주는 장기 성과보수다.

매년 받는 것이 아니며,
투자가 실패하면 한 푼도 받지 못할 수도 있다.

하지만 대형 투자에서 큰 수익이 나면
연봉보다 Carry가 훨씬 커질 수도 있다.

투자은행에서는 거래를 잘해야 보너스가 커지고,
사모펀드에서는 투자한 회사가 잘 팔려야 인생의 숫자가 바뀐다.

━━━━━━━━━━━━━━━━

세금도 만만치 않다.

싱글이고 특별한 공제 없이
뉴욕시에 거주한다고 가정하면,
실효세율은 대략 40%다.

따라서 아래 총보상의 약 60%를
세후 금액으로 보면 된다.

다만 연간 총보상이 150만 달러를 넘으면
실효세율이 절반에 가까워질 수 있다.
━━━━━━━━━━━━━━━━

아래는 월가 직급을 한국식으로 비교하고,
달러와 원화로 환산한 연간 총보상을 함께 정리한 표다.

[See You At 10X 🤜🤛 @SeeYouAt10X]

This is how you train the market to discount your own announcements.

Say Tampa and Orlando, people get excited.
Then they remember Dallas and Houston are still barely populated with vehicles.

That is the dangerous part for $TSLA. Not slow progress. Slow progress is fine.

Over-marketed progress is the credibility killer.

Tesla has to stop confusing “available in a city” with “meaningfully operating in a city.”

Those are not the same thing.

[Dillon Loomis @DillonLoomis]

Not to be that guy, but this is right before earnings...again. This happened with Dallas and Houston last quarter and 94 days after those launches Tesla is still ~5-10 active vehicles in those locations. Just something to keep in mind $TSLA

[Dillon Loomis @DillonLoomis]

elon is my guy and one of my favorite people on earth but he is not perfect and i hope he sees some of this chatter and calibrates because its completely self inflicted fallout. motivate the team internally and just keep expectations low publicly until they have a better handle on when real scale will happen

[Gary Black @garyblack00]

Well said @DillonLoomis. The reality is $TSLA (-15% YTD) has underperformed both $GM (-2% YTD) and $F (+9% YTD), largely because TSLA management continues to overpromise and underdeliver. Does anyone really believe that GM and F unsupervised autonomy platforms are superior to TSLA’s? Of course not. But Elon keeps making outlandish promises such as this one a year ago on the TSLA Q2 '25 conference call: “I believe half of the population of the US will be covered by Tesla's Robotaxi by the end of the year.” The comms at TSLA are sorely lacking and @elonmusk needs to bring on 1-2 adults to shore up credibility.

[shine_on_U @shine7onus]

기분이 좋아지면 움직이겠다고 미루다 보면
영영 못 움직입니다.
사실은 반대입니다.
아주 작게 움직이면 기분이 뒤따라옵니다.
설거지 하나, 창문 열기 하나면 충분합니다.

[See You At 10X 🤜🤛 @SeeYouAt10X]

Hey, it’s See You At 10X 🤜🤛

$TSLA has a bright future. That does not mean every missed Elon Musk promise must be defended like scripture.

“Shouldn’t we be used to it?” is not a serious argument. Investors should never become accustomed to repeated public targets being missed by wide margins.

Context matters. So does accountability.

Being bullish on Tesla does not require being blind.

[See You At 10X 🤜🤛 @SeeYouAt10X]

Hey, it’s See You At 10X 🤜🤛

$TSLA has a bright future. That does not mean every missed Elon Musk promise must be defended like scripture.

“Shouldn’t we be used to it?” is not a serious argument. Investors should never become accustomed to repeated public targets being missed by wide margins.

Context matters. So does accountability.

Being bullish on Tesla does not require being blind.

[See You At 10X 🤜🤛 @SeeYouAt10X]

Hey, it’s See You At 10X 🤜🤛

$TSLA has a bright future. That does not mean every missed Elon Musk promise must be defended like scripture.

“Shouldn’t we be used to it?” is not a serious argument. Investors should never become accustomed to repeated public targets being missed by wide margins.

Context matters. So does accountability.

Being bullish on Tesla does not require being blind.

[Dillon Loomis @DillonLoomis]

@TeslaBoomerMama @roydendsouza conspiracy theories? lol

why do some of you seem totally incapable of just saying "elon was wrong"

it doesnt make him a bad person or tesla a bad company. just painfully wrong numerous times. nothing more nothing less

[Ethan @EZebroni]

I thought we were going to see the Roadster 2.0 by now.

What gives, @elonmusk?

Is it still coming?

[Peter Wilson @peterwi41049021]

@nerdalert @LimitingThe Agreed - Elon will get there in the end but perhaps should keep his super ambitious targets internal and secret and publically under promise and over delver…..

[Matt Smith @nerdalert]

As usual, Dillon's take here is exactly on point. I'm a huge believer in the LT vision of the company and believe they will be wildly successful in time.

But TBH I don't trust management's commentary anymore. Way too many broken promises and missed deadlines.

[Matt Smith @nerdalert]

@hamiltonchan This is a very fair take and reflects my own view of things quite accurately.

But it's a bit of a ridiculous own-goal that Elon has lost so much trust with his investors.

[See You At 10X 🤜🤛 @SeeYouAt10X]

I agree with this more than I want to.

I’m not selling
$TSLA
because timelines slipped. That’s not the point.
The point is that repeated public misses train the market to discount future claims, even when the underlying progress is real.

Underpromise and overperform would do more for Tesla’s credibility than another heroic deadline.

Elon MUST realize credibility is a compounding asset too.

[See You At 10X 🤜🤛 @SeeYouAt10X]

I agree with this more than I want to.

I’m not selling $TSLA because timelines slipped. That’s not the point.
The point is that repeated public misses train the market to discount future claims, even when the underlying progress is real.

Underpromise and overperform would do more for Tesla’s credibility than another heroic deadline.

Elon MUST realize credibility is a compounding asset too.

[Verbosity @TheophilePeter]

@DillonLoomis Ive only been an investor in tssla since august and there has been an awful lot of BS even in that time

Elon we t on joe rogan and said the roadster would be unveiled in January or something like that. Nothing

Optimus v3 demo doesn't seem like it's anytime soon

[Time Is A Prison! @darthvaderbater]

We got here because of how Elon treats retail. I still feel burned that TSLA never took a meaningful position in SpaceX, while he sold TSLA on the open market to fund Twitter and set up xAI. Grok should’ve been built at Tesla. It's incredibly frustrating to watch SpaceX 5x in private markets while Tesla stock stays completely flat.

We've been misled on robotaxi for years, and until we see a meaningful revenue bump or a real rollout, the community will stay divided. Now he’s pulling similar moves with the SpaceX IPO, peddling it to retail through hedge-fund influencers despite what the actual revenues justify.

The hypocrisy is wild. If space-based datacenters are just around the corner, why did he have to privately buy APR Energy, a $1B mobile natural gas turbine company? He bought it privately to power xAI, essentially standing up yet another competitor that fights with Tesla Energy for datacenter infrastructure business. He acts like a savior to his base but looks out for his big private partners while retail money stays flat. I'm holding my TSLA, but I'm absolutely sitting out the SpaceX IPO.

I was also bothered with his Pennsylvania tour during the election as well. He hinted like he was going to build factors there if Trump was elected. Trump got elected, and crickets. Pure manipulation of the peasant class. I still like him, but I'd like it if he stopped bs'ing retail.

[Alexander Luthor @smartass505]

Seriously??? How did we get here??? People like you and the eternal optimists that think Tesla can do no wrong. Brushing off every single criticism, regardless of how valid they are. You all need a major reality check and reset your expectations and what you say. Take a page out of @DillonLoomis book and give the good with the bad and stop shitting all over those that disagree. Tesla deserves a lot of the recent criticism they receive and it's self-inflicted too. It's time for them to put up or shut up. What they are doing is hard, but they need to set realistic expectations and be transparent as to why they were missed when that happens.