alan chaplin

Pension technology consultant and keen volleyballer. All views expressed are my own.

[alan chaplin @achaplin71]

@PJTheEconomist You’d think 2029 would be marked in red on their calendar and tax rises not allowed that year but what do I know.

[alan chaplin @achaplin71]

@sharrond62 All 3 of the major parties are committed to the state pension and increasing it in line with triple lock. Plenty of things to be angry about without making stuff up.

[alan chaplin @achaplin71]

@David_J_Robbins The old “if only you invested in funds returning 7% pa instead of 3% for 50 years, you’d be so much better off”.

[alan chaplin @achaplin71]

@David_J_Robbins @TheIFS Hinges on them being reliable too. Particularly if we want to encourage long term investment, expecting tax breaks to remain for decades seems optimistic.

[alan chaplin @achaplin71]

@PensionsMonkey It’s not private or both but a team effort required. Reminds me of misguided (imo) accounting in some businesses where functions are either cost centres or profit centres and little effort spent trying to understand the complicated relationships between them all.

[alan chaplin @achaplin71]

@SnotSurgeon See this as husband of nhs patient too. NHS booking systems are shambolic. Sort out childcare, time off work etc and turn up only to have to come back another day as things overrunning etc.

[alan chaplin @achaplin71]

@SnotSurgeon Not sure if prep is required but if this is common, invite say 5 patients from next week/month to turn up and if there is a slot, they’ll get treated. If booked you’re definitely treated and if on the invite list, you might be. Slots all used…

[alan chaplin @achaplin71]

@JosephineCumbo @FT @marymcdougall13 I think it’s the “would” that should be in quotes. If so, fine but it’s actually “might” and may also deliver losses - tiny or large …

[alan chaplin @achaplin71]

Why? Sure, say you aim not to, want to lower, intend to cut spending etc but if some unforeseen event happens that needs funding then I’d hope gov spends the necessary money and if that has to come from taxes, so be it. Hard to predict tomorrow, let alone the next 4 years!

[Sky News @SkyNews]

Rachel Reeves promises she will not raise taxes again

Read more🔗
https://t.co/rcah7cWlRy

[Paul Lewis @paullewismoney]

There are more than 3 million lost pension pots brimming over with more than £30 billion just waiting to be reunited with their owner. Why? How to find it @Moneybox with Daniela Silcock @Pensions_Goth noon @BBCRadio4 tweet or email your experience or questions [email protected]

[alan chaplin @achaplin71]

@anon_opin 2nd worse are the occasional bar staff who serve the person you pointed out and don’t come back to you

[alan chaplin @achaplin71]

@pensionscanwork I’ve been fairly static the last 15 years but number of houses lived in was greater than my age until mid thirties… pension providers wonder why they don’t have up to date address records …

[alan chaplin @achaplin71]

@pensionscanwork Why not both?

[alan chaplin @achaplin71]

@FelicityHannah Had a pleasant surprise with our cat. He had a temperature and vet bill was about £500. Couple of weeks later wife was checking all direct debits and there was one we didn’t know what it was. Called the company and it was pet insurance which paid out about 75% of bill.

[alan chaplin @achaplin71]

@mattholehouse Agreed. Taking more time to get better primary legislation seems preferable to me. I can see they want to be seen to be acting quickly/decisively but in the long run, doing things slower and better more likely to get the better results

[alan chaplin @achaplin71]

@Samfr @Psythor Reminds me of temp job after uni. @Psythor may appreciate the paf link. Company migrated data and garbled addresses. I tried to match them to real ones. Computer took 1 min per [enter] so minimising that was key. Got told off by some other temps for doing too many.

[alan chaplin @achaplin71]

@Tom_Clarke @Samfr Which parts are misunderstood?

[alan chaplin @achaplin71]

@KirstieMAllsopp @BBCTheArchers They could get @DanNeidle in to provide input. Probably just be a few lines … “oh, we’re not affected after all - carry on”

[Dan Neidle @DanNeidle]

If that's right then something like 90% of agricultural estates will be entirely outside IHT post-Budget (using this table, interpolating the £1-2.5m band, and assuming 2/3 of farmers are married at the first death)

[alan chaplin @achaplin71]

The main deductions here are simply things gov has said it is going to spend the money raised on. Arguing that the gov is going to spend the money raised is different to not raising any money.

[Olly @oIIyjm]

🧵1/13: This is how @UKLabour's estimated £1.7bn raised from private school-VAT quickly becomes £0 ⬇️

Today, the OBR has revealed that Labour's estimate does not include any additional state spending resulting from the policy. That means it does not account for additional...

[alan chaplin @achaplin71]

@Samfr @residentadviser Doesn’t he fall out with pretty much everyone?