I remember one of my convos during token2049 with a normie and had to explain to him that we are basically building an onchain brokerage account, like a fidelity/charles schwab
the difference is we democratize access to products that tbh would be very tough to get irl. some of these opportunities we host on our plume vaults are gated behind private wealth managers that require folks to have a 7 to 8 fig net worth to even be considered
was thinking about it more on the flight back to the US and it is definitely relieving to see that we have a whole host of products (from super institutional to high yielding) in our vaults and the menu keeps growing:
- HELOCs with our friends at @Figure
- cc receivables @blackopal_fi
- invoice factoring with our FACTOR vault and DOP in NYC
- IG bond funds with @Fidelity
- treasuries with @WisdomTreeOnchn@InvescoUS@JHIAdvisors
- private credit with @apolloglobal
- structured credit with @FalconXGlobal
- crypto carry fund with @Bitwise / @SuperstateInc
- reinsurance with @onrefinance
- high income fund with @Securitize / neuberger
- fixed income with @DigiFTTech
this is only a preview with much more on the way
Businesses spend over $4 trillion a year bridging the gap between fast growth and slow payment cycles.
Payment financing funds nearly $2.5 trillion of that demand.
See how bringing it onchain makes it more accessible, transparent, and expedient: https://t.co/JYB27OC3O5
Don't forget that Morpho incentives are now live on Ethereum mainnet.
If your nALPHA, nOPAL, nBASIS, or nFALCON positions are on the Plume network Morpho market, rotate them to the Ethereum mainnet market to keep earning rewards.
Full details below ↓
How Does Plume Network turn Real-World Assets Into Crypto Tokens?
Plume (@plumenetwork) is a blockchain focused on bringing real-world assets, or RWAs, onchain and making them easier to use across crypto markets.
The network creates infrastructure that allows assets such as private credit, real estate, commodities, and other financial products to be represented as blockchain-based tokens.
But how does that process actually work?
(1) First, an asset needs to be brought onchain.
Plume provides infrastructure for issuers to tokenize real-world assets, creating digital representations that can be tracked and transferred on the blockchain.
Its tokenization engine, Arc, gives issuers standard templates and built-in compliance checks.
(2) The underlying asset still exists outside the blockchain.
Tokenization does not automatically turn a property, loan, or other asset into a purely digital asset. Instead, the blockchain token represents rights or claims connected to the underlying asset.
(3) Plume also focuses on compliance and asset management.
Its ecosystem includes tools designed to help issuers handle onboarding, compliance requirements, asset servicing, and other processes needed to bring RWAs into blockchain markets.
In October 2025, Plume registered with the SEC as a transfer agent, so it can keep official ownership records for tokenized securities onchain.
(4) Once tokenized, these assets can interact with onchain applications.
This can allow tokenized assets to become usable across lending, trading, yield products, and other decentralized financial applications. Nest, Plume's yield protocol, is one example.
(5) Plume also uses permissioned structures where required.
For assets with legal or investor restrictions, issuers can control which users are allowed to access them.
Over $17T in card purchases were processed in Q3 2025 via Visa and Mastercard.
nOPAL gives you exposure to credit card receivables settled on those networks.
Borrow stablecoins against it on @Morpho, curated by @AerieCapital, or @Kamino, and tap into the expanding onchain utility of Plume Vaults.
Tokenized RWAs have grown by over 200% since we first wrote to the SEC's Crypto Task Force in May 2025.
Vaults have remained a consistent part of our messaging.
Plume co-founder and CBO @teddyP_xyz on our consistent work and what it means for the future of Open Finance.
When we first wrote to the SEC's Crypto Task Force in May 2025, tokenized RWAs were at $12.2B market, and stablecoins were at $233B.
Today, tokenized RWAs are at $38.8B, and stablecoins have grown to $306B.
Plume has been putting its views on tokenization in front of the SEC that entire time. Written input, a meeting with Task Force staff, House testimony, and most recently a framework on vaults (Much of it public).
Vaults have been part of that record from day one.
In our May 2025 letter, we proposed that registered investment companies use Plume Vaults, as the back-end for onchain open-end funds.
In his March 2026 testimony to the House Financial Services Committee, @banamlas urged the SEC to let registered funds hold assets through onchain vault architectures.
In July, Commissioner Peirce invited builders bringing asset management onchain to help shape new rules and guidance for vault protocols.
As the developer of Plume Vaults, we took her up on it. In September, we met with the SEC and sent the Task Force a framework recommending that vault regulation sit with the curator and the vault token product (depending on specific facts and circumstances), not the neutral protocol layer nor the vault administrator.
Plume was among the first to put onchain vaults forward to the SEC as a structure for tokenized funds and real-world assets.
Links to every document are below. If you ever are in DC and want to talk vaults, my DMs are open.
Plume is joining the @BlockchainAssn Vaults Workstream alongside industry-leading partners like @FalconXGlobal and @Morpho.
Vaults are central to Open Finance and have been a core part of our SEC record since our first letter in May 2025.
Plume General Counsel @banamlas shares his thoughts on how the SEC's Innovation Exemption is a welcome step toward regulating the risk, not the technology.
"The Innovation Exemption opens the door. The next step is to widen it."
https://t.co/L4ZWA3eZiA
Loop on Plume Vaults with one click.
Here, Plume engineer @0xhotwheels loops nOPAL at 4x on Ethereum in a single transaction in under 100 seconds. Unlooping is just as seamless.
Pick your market, set your leverage, sign, and you're looped. 👇
$PLUME is doing great and #Altcoins in general keep on having momentum.
I wouldn't be surprised if we're going to continue seeing big breakouts, as yesterday hedera-hashgraph:native, ethereum:0xc944e90c64b2c07662a292be6244bdf05cda44a7 and algorand:native did happen.
$PLUME is building up for a similar case.
TVL of Plume Network's Vaults just doubled!
@plumenetwork's RWA vaults have seen a TVL increase of some +101% in the last month alone, rising to a figure of some $219M.
The data reflects growing traction for the $PLUME ecosystem, which has established itself as a major force in the RWA sector.
$PLUME IS ON FIRE! 🔥
After a long downtrend, $PLUME is showing a strong reversal structure. 👀🔥
The pressure is fading, and the upside targets are wide open. 🚀
We identified it from the reversal zone and shared it early inside our private channel.
Catch the next one from the start:
👉 https://t.co/C7cjoROE2V