Lucian Florian 🔥

I help increase SEO and revenue for growing companies. Passionate about personal transformation, self-improvement, and achieving financial and time freedom.

[Lucian Florian 🔥 @fldtrace]

@dvassallo Also we’re not controlling them. They can do the chores or not. Up to them. No chores no rewards. But we still provide them with food and love. Is well proven that chores help kids with child development.

[Lucian Florian 🔥 @fldtrace]

@dvassallo We’re doing something similar for chores and our 8 year old is doing great. Cleaner house, less work for us, they earn screen time, and learn the concept of providing value. Why should my kids sit and watch TV while I do all the work? All family members need to contribute

[Lucian Florian 🔥 @fldtrace]

@nateliason Hades and Hades II

Hack and slash. Immersive Greek mythology. Fast paced. Easy to pause whenever.

[Lucian Florian 🔥 @fldtrace]

@benjihyam Somehow I’ve made it 15 years in business without getting any work through LinkedIn. I never could stand the interface.

[Lucian Florian 🔥 @fldtrace]

@salvin_joseph @ramit two million in 50 years is about 450k in today's money –accounting for 3% inflation

[Lucian Florian 🔥 @fldtrace]

@reallyoptimized @dvassallo No, not at all. Insurance companies are legally obligated to pay claims even in a downturn. And get subsidies from the government. They also get government subsidies (ACA: $138B in 2025).
That’s why ACA is less risky.

[Lucian Florian 🔥 @fldtrace]

@reallyoptimized @dvassallo I don’t know yet if they may see something in the bloodwork that can trigger a denial later. But yes maybe it’s a non issue if you’re generally healthy.

[Lucian Florian 🔥 @fldtrace]

@reallyoptimized @DonnieAles @dvassallo Yes, it’s still worth it for us. The peace of mind, HSA benefits, and tax deduction. However, that may change if they continue to increase the prices.

[Lucian Florian 🔥 @fldtrace]

@dvassallo @reallyoptimized That makes sense, and your logic is sound. The key is weighing that $150K–$200K upside against the small but real risk of a big uncovered event. And if the HSA isn’t a factor, that makes the comparison even closer in CrowdHealth’s favor.

[Lucian Florian 🔥 @fldtrace]

@DonnieAles @dvassallo @reallyoptimized We pay $ 1,411 for 2026, which is for a family of 3; it was $1,141.01/mo in 2025. For a family of 4, it would be roughly in the $1,540–$1,750. But we're in SC, so things are cheaper around here.

[Lucian Florian 🔥 @fldtrace]

@nateliason How would it work in the case of an economic downturn? Or if it goes out of business and you’re left to cover a large bill? Similar to Liberty HealthShare? Shouldn’t you still keep ACA insurance as a backup to ensure wealth preservation?

[Lucian Florian 🔥 @fldtrace]

@enis07 My point is that for HNWI, ACA coverage removes uncertainty and offers far greater protection than CrowdHealth especially in an economic downturn. “Trust us, we’ll pay” isn’t a market mechanism, it’s faith. Look into other health-sharing groups that failed.

[Lucian Florian 🔥 @fldtrace]

@reallyoptimized @dvassallo @JoinCrowdHealth Yes our high deductible BCBS Bronze 3 which is HSA compatible is going up from $1100 to $1400. I think the situation is more complex and it depends on your situation. I also don’t disagree with investing the difference. It comes down to your risk tolerance.

[Lucian Florian 🔥 @fldtrace]

@enis07 @dvassallo @JoinCrowdHealth CrowdHealth isn’t legally obligated to pay claims. That’s a big risk if a major medical event hits. The savings difference might not be even close to offset a major incident.

[Lucian Florian 🔥 @fldtrace]

@chris_nectiv @ahrefs I just tried. It sounds good in theory, but then good luck waiting 10 minutes just to compare the traffic with the previous year. If the performance improves, it would be great to address some questions.

[Lucian Florian 🔥 @fldtrace]

@benjihyam Cherokee Purple tomatoes are absolutely delicious. The grocery store ones don’t compare. If you ever get into growing your own you can order the seeds online from a place like @rareseeds