omixcol Q/Q

I have been studying crypto since 2021, investing and doing sports

[Hercules | DeFi @Hercules_Defi]

Crypto payments are quietly becoming the backbone of the internet-native economy.

𝘛𝘩𝘪𝘴 𝘴𝘺𝘴𝘵𝘦𝘮 𝘩𝘢𝘴 𝘮𝘢𝘥𝘦 𝘵𝘩𝘦 𝘮𝘰𝘷𝘦𝘮𝘦𝘯𝘵 𝘰𝘧 𝘣𝘪𝘭𝘭𝘪𝘰𝘯𝘴 𝘰𝘧 𝘥𝘰𝘭𝘭𝘢𝘳𝘴 𝘰𝘯𝘤𝘩𝘢𝘪𝘯 𝘢𝘴 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴, 𝘴𝘦𝘵𝘵𝘭𝘦 𝘧𝘢𝘴𝘵𝘦𝘳, 𝘤𝘳𝘰𝘴𝘴 𝘣𝘰𝘳𝘥𝘦𝘳𝘴 𝘦𝘧𝘧𝘰𝘳𝘵𝘭𝘦𝘴𝘴𝘭𝘺.

And this has increasingly rely on stablecoins.
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𝐇𝐨𝐰 𝐂𝐫𝐲𝐩𝐭𝐨 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐀𝐫𝐞 𝐔𝐬𝐞𝐝

In real-world usage, crypto payments show up in several forms.

➢ Merchants integrate crypto payment gateways into their websites or apps, allowing customers to pay with digital assets while the business receives either crypto or automatically converted fiat.

➢ Web3 dApps use onchain payments for gas fees, subscriptions, in-app purchases, and revenue sharing.

➢ Freelancers and global teams rely on crypto payments for faster cross-border settlement, avoiding banking delays and FX friction.

In emerging markets, stablecoin payments increasingly function as a digital dollar system, enabling everyday commerce and remittances where traditional banking is unreliable or expensive.
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𝐓𝐡𝐞 𝐒𝐭𝐚𝐭𝐬 𝐋𝐨𝐨𝐤 𝐆𝐨𝐨𝐝

Crypto payments are seeing real, measurable adoption.

As of last year, over 18,000 merchants globally accept crypto for payments, with usage growing year over year as integrations improve.

Stablecoins now account for more than 45% of crypto payment volume, reflecting strong demand for price-stable settlement, while Bitcoin still represents about 22–23% of total payment activity.

Importantly, around 40% of merchants choose to settle directly in crypto instead of converting to fiat, showing rising trust in digital assets.

On the user side, crypto payment apps serve millions of active users, with adoption growing at roughly 30% year-over-year

Cross-border stablecoin payments exceed $15 billion per month,

These stats highlight how crypto’s increasing role as a fast, global payment rail rather than just a speculative asset.
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𝐓𝐡𝐞𝐬𝐞 𝐚𝐫𝐞 𝐭𝐨𝐩 𝐜𝐫𝐲𝐩𝐭𝐨 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐜𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬

➢ @moonpay started as a simple on-ramp to buy crypto with fiat but has rapidly grown into a full payment stack that lets businesses integrate fiat into crypto and crypto into fiat and this flows under one roof.

What makes MoonPay different is its highly globalized payments coverage, handling dozens of local payment methods worldwide and enabling instant wallet delivery plus enterprise stablecoin solutions

And all of this is built with compliance and identity verification already embedded.
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➢ @stripe might not be a crypto-native company, but in the payments world it stands out for bringing stablecoin payments into traditional e-commerce infrastructure.

Unlike most crypto providers, Stripe allows businesses to accept stablecoin transactions like USDC and settle them directly in USD

This system bridges Web2 merchant checkout systems with modern onchain rails while eliminating chargebacks.
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➢ @BitPay is one of the oldest dedicated crypto payment platforms, and what makes it unique today is how it empowers both merchants and everyday users to spend and manage crypto as money.

Beyond merchant checkout APIs, BitPay offers wallets that let you hold and swap hundreds of assets, pay bills directly with crypto, and even use prepaid cards effectively blending payment rails with consumer utility.
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➢ @DisTechResearch focuses on giving developers and businesses a programmable API platform for crypto payments and payroll that integrates stablecoin movement with fiat rails.

DTR is different in a way because of its developer-first orchestration layer, a backend that lets platforms automate crypto settlements and payouts globally, not just process simple checkouts.
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➢ @Velafi_global specializes in regulated on- and off-ramp services that help wallets and platforms convert between fiat and digital assets while observing local compliance requirements.

Its distinguishing strength is a focus on compliant movement of value between traditional finance and crypto payments, particularly in regions with evolving regulatory landscapes.
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➢ @PhotonPay represents an emerging payment project that’s being developed publicly through social channels and community feedback.

It blends open community engagement with early blockchain payment tools, often testing features directly with users first before wide documentation.
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➢ @RedotPay’s standout feature is its crypto payment cards that turn digital assets into everyday spending power.

RedotPay lets cardholders spend crypto virtually anywhere that card payments are accepted, converting stablecoins behind the scenes for real-world purchases and payouts in over 100 countries making crypto usable outside purely online environments.
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➢ @raincards differentiates itself by combining stablecoin settlement with card issuing APIs. It concentrated its push into stablecoin-linked Visa card solutions, enabling partners to issue cards that spend stablecoins directly a focus more specialized than many general payment gateways.
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➢ @Fin is new, it is also a crypto payment project that’s positioning itself around user experience and integration with Web3 wallets and social interfaces.

What makes it distinct is its emphasis on blending social identity, easy onboarding, and modern wallet-first payment flows, an approach aimed at mainstream adoption.
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➢ @On_Veera stands out by combining a self-custodial crypto wallet with on-chain financial services and payment capabilities in one mobile app.

Veera isn’t just a gateway, it’s more like a Web3 neobank that lets users store, earn, invest, and spend crypto directly through integrated payment features, merging consumer finance and blockchain payment rails.

At the end of the day, crypto payments aren’t about replacing money overnight, they’re about giving people and businesses better rails.

What stands out across these companies is that they’re all solving the same problem from different angles, some make crypto easy to buy and sell, some plug stablecoins into everyday commerce, some focus on cards and spending, while others quietly power the backend infrastructure most users never see.

[GadgetGuy Reviews @GadgetGuySite]

The upgraded DJI RS 5 camera gimbal can now track cars and pets, and has improved tracking to help record smoother footage.
https://t.co/4yqIgTRTWG

[riddler @RiddlerDeFi]

There's an 11%+ yield on stables backed by Bitcoin, but few seem to know about it

@usdat21 let's you earn it on $sUSDat with lending to Strategy (yes, Saylor's Strategy)

They've raised $800k from YZi labs to create the "Tether of Digital Credit"

[Bert Slagter @bslagter]

Een jaar geleden was het ook al een slecht plan.

[Network World @NetworkWorld]

Nvidia is still working with suppliers on RAM chips for Rubin
https://t.co/zUqGMlWIBR

[cousin @cousincrypt0]

The over crowded trade is being bearish 🤨

[GUARDA 💎 WALLET @GuardaWallet]

$RADR on your radar 📍

As @radrdotfun keeps moving forward, @GuardaWallet stays available for those who want a familiar non-custodial wallet in their setup. A simple way to stay aware of $RADR while keeping everything in one place.

Explore #RADR with Guarda 🔗 https://t.co/T8J6ZHQQK0

[LambOfTodd 🆙 @ToddKellgren]

Right now your followers and reputation are stuck on whatever Web2 platform you're using

You are controlled, immobile, and vulnerable

If they change the rules, deboost you, or end up shutting down, you can lose everything

Universal Profiles 🆙 fix that ⚒️

You own the core identity, and platforms become interchangeable interfaces that plug into it

And because your identity is also your wallet, assets on your 🆙 can be utilized across multiple platforms, it's a huge unlock for interoperability 🔓

All without sacrificing your sovereignty

https://t.co/C24VSZ2vNA

$LYX #LUKSO

[NASA @NASA]

Every January, we commemorate the people lost in our agency’s space exploration program. On our Day of Remembrance, we celebrate their lives, their bravery, and advancements in human spaceflight. https://t.co/vzVdLv7TiN

[ChainGPT @Chain_GPT]

https://t.co/X1RIptycsg

[Tran Hung @spaftu]

🚨@grok predicts you need 0.01BTC to buy Optimus Robot @Tesla_Optimus in by 2038 @elonmusk

[Peter Schiff @PeterSchiff]

https://t.co/4NKvMadZ2k

[BitTorrent @BitTorrent]

Most discussions stop at "decentralized storage," but this thread goes further and gets closer to how #BTFS is actually used in practice.

Encryption, native #BitTorrent integration, cross-chain verification, and S3 compatibility aren't theoretical features. They're design choices meant to make decentralized data usable at scale.

[Web3 Princess 👑 @BrianneFrey]

🚨 TUESDAY'S MAJOR MOVES

1️⃣ Market Volatility: Bitcoin dips to $90K, Ethereum to $3K; another ~$100B wiped from crypto total market cap

2️⃣ Macro Headwinds: Gold surges to $4,750, Treasury yields hit 4-month highs, stock sell-off on trade war tensions (Europe/Greenland), Japanese bond volatility

3️⃣ Smart Money Moves: MicroStrategy loads another $2.1B in Bitcoin (700K BTC). Institutions accumulating on dips

4️⃣ Red Flags Worth Watching:
• TROVE pivoted to Solana last minute, token crashed 95% at TGE
• Regulatory clarity delay reveals restrictions: Bill blocks tokenized stocks & mandates Defi surveillance
• Bitcoin holders in first 30-day realized loss stretch since 2023

5️⃣ What to Watch:
• S&P 500 earnings (31 companies today)
• World Economic Forum Wednesday on Greenland crisis
• Injective supply reduction (bullish for holders)
• Privacy coins dumping hard
• PumpFun launching Pump Fund investment arm + $3M hackathon fund

[Malleable Gold @MalleableGold]

📉💴$2,237,174 $ETH SHORTED @$2880.99 [21/01/26 17:14:05]
🏭 bybit | $ETHUSDT

🗣️It’s not the last time you hear that it’s the last time we will see BTC below 10k. - cryptodevise

[Lyndon Wood ✌️👽🙏 @Lyndonx]

@ArtemisConsort Empires fall cyclically.

Technology advances linearly.

When the two collide, decline doesn’t stop, it speeds up.

Better tools don’t fix weak structures. They expose them.

[Cameron Fous @Cameronfous]

I Built the Ultimate Day Trader House in Bali !
Would you live here?!
https://t.co/315AoCkfI8

[Kazi @TheCryptoKazi]

I was actually looking to buy some ERC-8004 projects, but now $ETHY have added it to their agent.

Looks like I’m sizing in more to this.

One conviction bet always beats 10 smaller bets.

$ETHY to $100M.

[Moby Media @mobymedia]

https://t.co/8C0vooLbzj

[Bloomberg @business]

Commerzbank CEO Bettina Orlopp tells @flacqua clients are cautious as they navigate tensions between Europe and President Trump over Greenland https://t.co/rADGDQSB62