Benjamin Iverson

@BYUMarriott associate professor of finance. I study corporate and consumer bankruptcy for the most part.

[Jason Kotter @JasonKotter]

Scott Baker, @PhdDfs, @m36johnson, @KPisciotta11, and I have a new paper that examines the consequences of gambling. We find that online sports betting leads households to reduce investment and increase debt, particularly for financially constrained households.

[Tony Cookson @prof_cookson]

Do you work on #HouseholdFinance? Care about how consumers use financial products? Have new and exciting work in this space?

Then, please submit your best work to the Boulder Summer Conference on Consumer Financial Decision Making (deadline 12/23).

https://t.co/gYE4znObrh

[Benjamin Iverson @profiverson]

@paulgp Problem is, prices would have to be raised on agriculture as well to make any dent in the problem, and that's just not politically feasible. It's insane watching the lake just dry up here and no one seems to be that worried.

[The Hamilton Project @hamiltonproj]

New #RecessionRemedies podcast episode 🔊 Businesses fared better than expected during the pandemic. So why shouldn’t policymakers use the same business aid strategy in the next economic downturn?

@gchodorowreich, @profiverson, and @davidmwessel discuss. https://t.co/DHOsZE6QLX

[The Hamilton Project @hamiltonproj]

In #RecessionRemedies, @gchodorowreich, @profiverson, and @HarvardHBS’s Adi Sunderam survey business performance during COVID-19 and policy support to business, including loans, subsidies, and the Federal Reserve’s corporate bond market interventions. https://t.co/1O1KUWyJNu

[Benjamin Iverson @profiverson]

@AnthonyDeFusco @pascaljnoel @JoeVavra @jialanw @p_ganong @nberpubs @CFPB Yeah, and I don’t know the answer to that one!

[Benjamin Iverson @profiverson]

@AnthonyDeFusco @pascaljnoel @JoeVavra @jialanw @p_ganong @nberpubs @CFPB I guess also I should point out that there are essentially zero consumer bankruptcy cases where individual pays off all creditors and gets a check. And many corporate cases where firm defaults on one particular debt but doesn’t go bankrupt, and shareholders are not wiped out.

[Benjamin Iverson @profiverson]

@AnthonyDeFusco @pascaljnoel @JoeVavra @jialanw @p_ganong @nberpubs @CFPB Is it possible that people get foreclosed on and then file for bankruptcy to stop the foreclosure? A lot of people use bankruptcy to discharge unsecured and reinstate their mortgage, but I’m not sure if they do that before or after foreclosure.

[Benjamin Iverson @profiverson]

@JonathanColmer Naked self-promotion warning: I’ve always felt like misallocation of capital is understudied relative to labor. My paper with Colonnelli and Bernstein has a nice natural experiment in the context of bankruptcy on this front: https://t.co/433UBczV8R

[Sasha Indarte @SashaIndarte]

Great write-up about my work on racial disparities in personal bankruptcy with @bargyle, @profiverson, and Christopher Palmer! Article includes a @WhartonBizDaily podcast interview about this research 👇👇👇

https://t.co/7PhfXYf1Qs

[Sasha Indarte @SashaIndarte]

Check out this @PhilFedResearch conference to see my new paper with @bargyle (@BYU), @profiverson (@BYU), and Christopher Palmer (@MITSloan) on racial disparities in personal bankruptcy outcomes! 👇👇

[Sasha Indarte @SashaIndarte]

‼️ new data alert ‼️
Hey #econtwitter! Sharing the dataset I built on bankruptcy exemptions. Exemptions are a key policy lever governing the amount of debt relief bankruptcy offers households. Access here: https://t.co/dhZIWfy3xu (1/n)

[Benjamin Iverson @profiverson]

@JeffDenning Yep, less backbone than my Echo Shadow X 3wt as well. I’ve had a few fish on the Green where I wished I had more umph than the T&T, but it’s still done the job. It just flexes a lot. Can struggle in high winds a bit.

[Benjamin Iverson @profiverson]

@JeffDenning Totally. Also, I feel like mine is substantially more sensitive for strike detection.

[Benjamin Iverson @profiverson]

@JeffDenning Probably took a while to arrive, but I hope the wait was worth it!

[Benjamin Iverson @profiverson]

@jialanw Last fall BYU did a lot of in person with 1/3 capacity. Everyone was required to wear a mask, including instructors. As far as I know, transmission in class was almost non-existent. But, teaching in a mask isn't fun at all. If you're worried, though, I would just wear a mask.

[julia casper @mzjewelz]

@RobertGehrke words of advice from an icu dr in provo.

[NBER @nberpubs]

When personal bankruptcy filers can delay filing for bankruptcy, they accumulate more unsecured debt, especially “shadow debt” that does not show up on credit reports, from Bronson Argyle, @profiverson, Taylor D. Nadauld, and Christopher Palmer https://t.co/CcMHbiIjED