Arvind Ronta

Global Fintech & Payments Executive | Board Member | Advisor | Ex Visa, Discover, Deloitte

[Arvind Ronta @ronta_arvind]

https://t.co/P6tGZUG42y

[Arvind Ronta @ronta_arvind]

After making several attempts to login , it’s blocking me still . It’s such a bad customer UX to be asked for ID verification and not provide account access or link to send docs. Again I’m not even made away for why ID verification is being asked here ! @LinkedIn @LinkedInHelp @ryanroslansky

[Arvind Ronta @ronta_arvind]

@LinkedIn just blocked my account for some unusual activity. It’s unfortunate how a platform can restrict someone’s ability to access their network - even if some fraudulent attempt was made to access, why not give a toll free number to contact. I’ve no idea what is the issue first of all. Leaving loyal, power users guessing does not help. It ruins the confidence of all those professionals who use this #platform as a single source of professional networking. I am certainly having second thoughts where I want to curate my network. #customerHelp

[Arvind Ronta @ronta_arvind]

@LinkedInHelp I have responded on your DM with specific . Pls resolve this asap.

[Arvind Ronta @ronta_arvind]

Checkout the top10 trends from top fintech and payment conferences this year #fintech #payments. https://t.co/X5RSMNIBfC

[Arvind Ronta @ronta_arvind]

Two bank acquisitions in 48 hours.
Neither buyer was a bank.

Credit unions (GECU + Community First) just snapped up two profitable community banks — and dealmakers say 2026 could be even busier.

This isn’t a glitch. It’s a shift.

• Credit unions are moving upstream
• Community banks are feeling the tech + margin squeeze
• Policy fights over CU tax status are heating up

The quiet reshaping of “Main Street banking” is already happening.

Article: https://t.co/ft0Sl7lfrp

[Arvind Ronta @ronta_arvind]

New data from @jdpowerfs shows fintechs are not just competing with banks. They’re redefining what “banking” even means.

70% of new accounts at @Chime become primary accounts.
72% of consumers opened their last new account outside their main bank.
Young users don’t care what a “checking account” is.
They care what money tools do.

Read this blog analysis: 👉 https://t.co/jWpITdhgaw

#Fintech #Banking #Payments

[Arvind Ronta @ronta_arvind]

After eight unforgettable years, I’m wrapping up an incredible journey with Visa — capping a story of two chapters, countless memories and lifetime of learnings. Thank you to incredible teams, clients and partners. #payments #fintech #nextchapter https://t.co/cORksND1R7

[Arvind Ronta @ronta_arvind]

Stablecoins won’t replace banks.
But they’ll replace waiting.

T+3 becomes T+0.
Settlement becomes streaming.
And “money” stops being just paper — and becomes code.
#Stablecoins #DigitalAssets

[Arvind Ronta @ronta_arvind]

@naval Basically if we don’t upgrade ourselves biologically, we’ll suffer increasingly from the side effects of our own inventions!

[Arvind Ronta @ronta_arvind]

Abraham Lincoln on starting now
“Things may come to those who wait, but only the things left by those who hustle.”

[Arvind Ronta @ronta_arvind]

Open Banking ≠ Free Banking
In the U.S., open banking remains market-led (not mandated, unlike in the UK or EU). JPMorgan’s move essentially redefines open banking access as a premium product, especially for commercial use cases like lending, PFM, and payment initiation.

[Arvind Ronta @ronta_arvind]

@SahilBloom Well said

[Arvind Ronta @ronta_arvind]

On #happiness: @DalaiLama said once, “If you want to be happy, think of others. If you want to be unhappy, think of yourself.” It’s a bad trade to be “special” rather than happy. It’s also a bad trade to be “right” rather than happy. Happiness is not a destination but a direction

[Arvind Ronta @ronta_arvind]

#PMF is not a milestone but a momentum signal. See how VCs assess whether startup achieved PMF or not. https://t.co/LpZHFn65ew

[Arvind Ronta @ronta_arvind]

Ever wondered what’s going on with your #PMF ? How long will you wait? How would you know when you get it? It’s more critical than ever to get this right - or be ready to get killed. https://t.co/Wsdb41BiCV https://t.co/cXZCYHElmQ

[Vala Afshar @ValaAfshar]

Integrating AI agents into daily operations will become a leadership skill that separates companies that thrive from those that fall behind.

We’re moving toward a world where AI is everywhere and part of everyday life. The models themselves are becoming commodities. The true value of AI is in the data.

This is happening already. At the consulting giant @Accenture, our Agentforce digital labor platform is extending the reach of the firm’s 52,000 sales people around the world. For example, a coaching agent empowers sellers by autonomously facilitating role-plays, tailored to each deal, providing personalized feedback afterward.

Our own support platform at Salesforce, serving hundreds of thousands of customers, now includes AI agents working with our 9,000 customer service representatives. In just three months, AI agents resolved 84% of incoming customer queries on their own, with only 2% of requests requiring escalation to humans. This allows us to redeploy as many as 2,000 support roles elsewhere in the company. As measured by a recent Morgan Stanley research report, our customers are already seeing 20% to 50% cost reductions in customer support, driven by savings in head count, office space and overhead.

Business is the greatest platform for change. With Agentic AI, we can revolutionize work and create a more prosperous, sustainable world. By focusing on trust, accountability and our common humanity, we can ensure that Agentic AI becomes a force for good. —@Benioff