Simon Vans-Colina

I make banks. CTO and Co-Founder @pave_bank

previously @monzo

[Simon Vans-Colina @simonvc]

@encoredotdev @bigpaymeapp you should port to this.

[Simon Vans-Colina @simonvc]

@TheAlanColeShow @googlecloud monzo is (afiak) the only cloud native bank that is primarily on AWS with a backup bank on GCP. They should be able to handle a whole region outage.

[Simon Vans-Colina @simonvc]

The UK had a surprise bank holiday yesterday. Thanks @googlecloud 🫶🏻

[Simon Vans-Colina @simonvc]

@ktoya_me @_coenen lovely

[Simon Vans-Colina @simonvc]

@neal_lathia yikes. luckily we're not on gcp london

[Simon Vans-Colina @simonvc]

@elliehuxtable Starlink getting 800mhz spectrum in the US is going to be great for this. Run AI in space with low latency inside the house to robots

[Simon Vans-Colina @simonvc]

@denismacdaid Interesting, i didn't know that. Thanks. didn't realise the experiment had been run already.

@grok where can i read more about this?

[Simon Vans-Colina @simonvc]

Everyone gets 1 vote. Net tax payers should get a 2nd.

Same for MP votes. If your constituentcy is a net contributer your vote counts twice.

[Harry Cole @MrHarryCole]

Devastating @WSJ piece

The welfare state is crushing Britain

Some seven million people—more than 10% of the population—now claim at least one or more sickness or disability benefits.

https://t.co/0KmWAp6G9T

[Simon Vans-Colina @simonvc]

@pollypocket5000 @DaRealLunacia No that's not what I said

Everyone gets a vote. Net tax payers get an extra one because it's their money that's being spent.

[Simon Vans-Colina @simonvc]

@AlecMuffett @NicerInPerson i promise mike is nicer in person ;-)

[Simon Vans-Colina @simonvc]

@DaRealLunacia i wouldn't go that far, i just think someone who's contribuing to the economy should have more say than someone who's not.

i'd probably also give additional votes to the mothers of daughters and fathers of sons since they're raising future tax payers.

[Simon Vans-Colina @simonvc]

@sgoldswo the bond market would like a word

[Simon Vans-Colina @simonvc]

@sgoldswo I'd empanel a board or citizens (say 500 citizens, working 8 hours a day for a week, paid) to ELO score all benefits.

"who is more deserving: Mary who has spinabifida or Albert, who's got ADHD"

Then have a public vote on the minimum ELO to receive working age benefits.

[Simon Vans-Colina @simonvc]

Well im not a UK resident, voter, or politician, just someone who lived in UK for 25 years and wants to see it back on it's feet.

But i'd tie all government disbursements (salaries, pension, benefits) to tax receits.

Your salary should be defined as 0.00000408% of annual UK tax receipts. (45k GBP)

[Simon Vans-Colina @simonvc]

@markdpryan @BenjaminEHowe .. so instead we penalise the people creating these jobs (via a 57% dependency ratio leading to high taxes)..
which doesn't create more jobs..

growth is the only way out.

[Simon Vans-Colina @simonvc]

@AlecMuffett there' has to be a fair algorithmic patch to democracy. otherwise it breaks when 51% of the population can vote to take away the productive 49%s assets.

[Simon Vans-Colina @simonvc]

@BenjaminEHowe in a rational economic system, people would move to where there's work.

[Simon Vans-Colina @simonvc]

No kidding Stevie might be sitting on the key piece of tech that breaks open the agent first economy.

[Stevie Graham (new account) @stevegraham]

BLACK MAGIC

Wiretrap inferred the OpenTable iOS app private API contract de novo (including making/cancelling reservations) without an OpenTable account, making a single network request, or any binary analysis, in a couple of hours.

It took a bit longer as the tool had some gaps in we filled as we went along. Each incremental app will be faster to analyze as less gaps are found. The goal is sub 5 minutes per app.

I'm actually the best in the world at this 😂