Technophone Investing

Investing in tech + indexes.
Charts, valuations, and simple frameworks for long-term compounding.
Not financial advice — just data.
🇨🇦

[Technophone Investing @technophone]

Across tech and steady growers, today’s stock prices are really bets on 2026–2028 earnings.

Most names converge toward ~20× P/E by 2027/28.
Different stories, similar valuations.

The question now is : Who can grow EPS faster than the market expects in 2026-28?

imo $GOOG $UBER

[Technophone Investing @technophone]

@_jeffskelly @DOGEQEEN Trade imbalances simply mean one country buys more from the other. For example, the U.S. buys more from Canada largely because it imports Canadian crude oil, not because of tariffs. Exclude oil, the U.S - Canada trade imbalance is none / minimal.

[Technophone Investing @technophone]

@StockMarketNerd Growth Capex 🚀 > Buybacks.

Capex compounds, Buybacks don't.

[Technophone Investing @technophone]

@denvercoder @VilMango No job is stable. You're an operating cost that someone is paid to "optimize"

[Technophone Investing @technophone]

@VJNCapital Why would PE rerate from 23x -> 25x. Honestly just curious.

[Technophone Investing @technophone]

@MiniRetireMatt Followed! Exactly my idea of early retirement!

[Technophone Investing @technophone]

@YangguangZhijia @FinanceJack44 Exactly. Cash cows don't need 20%+ growth. My bet is a PE buys it or becomes a utility like dividend payer

[Technophone Investing @technophone]

@CDInewsletter FCF Yield on Today's Cost (or Earnings Yield as a proxy). It's imperfect, but why this isn't as widely used as dividend yields or bond yields is baffling.

[Technophone Investing @technophone]

With $CRM, $ADBE and $NOW today. The question isn't whether growth eventually slows.

The question is:
If growth slows, how much cash will the farm still produce relative to what you paid?

You don't need 20% growth forever if you're already buying a productive farm.

[Technophone Investing @technophone]

$CRM and $NOW look insanely cheap through a cash flow lens.

$CRM: ~10% FCF yield today + ~16% growth

$NOW: ~5% FCF yield today + ~25% growth

Everyone is focused on AI winners. Few are asking how much cash these businesses already produce TODAY.

[Boring_Business @BoringBiz_]

I think one of the biggest misconceptions about banking and buyside jobs is that your hours are only bad during your analyst years

Reality is that there are still VPs and MDs who are well north of 40 but still pulling 70-80 hours per week despite having kids and a family

The sheer number of hours might not all be spent at the desk, but they are constantly traveling, talking to companies, going to dinners to meet with potential clients, and building up relationships

Even when they are at home having dinner, a lot of them are not fully present and still thinking about the job.

Not to mention, they are always on call when something needs to get done. There is no concept of a vacation or time off, no matter the circumstance

I have had VPs/MDs join in client calls in the middle of their kid’s graduation and during their best friend’s wedding. Every MD I have ever worked for has always been responsive to client emails within minutes, even during time away

The uncomfortable truth is that when you have a seat paying you that much, there is no escape from the role. You are signing up for it to consume every second of your life

That is the price you pay for the money and status it earns

[Dividend Growth Investor @DividendGrowth]

I often think about this from @waitbutwhy

[Technophone Investing @technophone]

When evaluating stocks, I care less about "best company" and more about growth relative to valuation.

🥇 $GOOG – strongest overall growth/value balance
🥈 $CRM – cheapest EV/EBITDA and adjusted PEG
🥉 $NOW – highest growth, valuation reasonable on EV/EBITDA than P/E implies.

[Technophone Investing @technophone]

@talkingstocks81 @JaredRyanSears MCD falling due to Inflation disproportionately affecting lower income people. Inflation = Fed can't cut rates = muted real estate and home building = HD LOW in the dumps atm.

[Technophone Investing @technophone]

@burkov The same year, 300,000 Canadians died, and 100,000 left Canada. Any immigration debate that ignores deaths, emigration, and low birth rates is missing half the story.

[Technophone Investing @technophone]

@BrandonWealth focus less on dividends. Dividends is just one signal. Look at total return and roic. At 33, you don't need to live off of forced withdrawals (which is what dividends are). Think you can reinvest dividends better than aapl goog amzn etc can?

[Technophone Investing @technophone]

@BrandonWealth 4.2% yield. slo/no growth. pass.

[Canadian Dividend Investing @CDInewsletter]

I❤️this extremely simple way to look at valuation.

[Boring_Business @BoringBiz_]

Value investors for the past 16 years

[Boring_Business @BoringBiz_]

Probably the best take I have heard on why there is so much fear around software exposure in private equity and credit because of AI

From David Sacks

"Historically we only had two good exits for software businesses. One was IPO. The other was M&A. Then these big private equity shops came along and gave us a third potential exit. You would sell to them and then they would raise the capital based on one third equity and two third debt. So it was debt financed buyouts.

It is something that has been around in the non technology part of the economy for a long time but was a relatively new entrant in the world of technology. And the reason for that is if you have debt financed a purchase, you need to have very stable cash flows.

Because if you miss and you cant pay your interest on the debt, you will lose all your equity because the debt holders will foreclose.

It was belief for a long time that software did have predictable cash flows, at least for the mature businesses."

[Furkan Gözükara @FurkanGozukara]

WOW who made this one 😭😂🤣