yatee

i fight infections for a living

[yatee @yateegupta]

There is a saying that dogs take after their owners.
Is the same becoming true for LLMs?

[TRAI @TRAI]

Is slow internet affecting your work or studies?

[yatee @yateegupta]

make Real Steel a reality!

[Elon Musk @elonmusk]

Robot fights are fun 😂

[yatee @yateegupta]

@YouTube bro, what algorithm are you running?
> I open a YouTube video (incognito).
> The audio is set to auto-dubbed in English (instead of the original Hindi), and there are subtitles in Hindi.
> You know my location. y u do dis?���️

[yatee @yateegupta]

🫡 Dude's gonna rock it!
@WhatsApp now:🚀

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[yatee @yateegupta]

Can't believe we had written innumerable documents without AI.

[yatee @yateegupta]

Just to let you know:
Palm Oil is organic, 100% natural, non-GMO, ethically sourced, bio-based, herbal, eco-friendly, and sustainable.

[yatee @yateegupta]

@elonmusk is going to vertically integrate AI:
1. Energy Layer: Gigafactory.
2. Infrastructure Layer: Orbital data centers (solar-powered).
3. Chip Layer: Terafab.
4. Model Layer: Grok.
5. Application Layer: Cursor, Macrohard.
6. Physical AI: Optimus.

[yatee @yateegupta]

@elonmusk - the best shovel seller.🔥

[Financial Times @FT]

SpaceX signs $30bn deal to lease computing capacity to Google https://t.co/gShsUcCGwy

[yatee @yateegupta]

It's time for @Android team to launch all the cool features, like iOS.

[yatee @yateegupta]

We demand a dance-off between Elon and Jensen.
The winner gets a million shares in SpaceX IPO.

[Mario Nawfal @MarioNawfal]

🇺🇸Jensen Huang is out there living his best life, dancing at the NVIDIA all-employee celebration event in Taipei, Taiwan

You'd never guess he's the CEO 😂

[yatee @yateegupta]

The recent @blueorigin explosion was the most cinematic of all.

[yatee @yateegupta]

Happy to see India🇮🇳 as the 10th largest investment partner of the US🇺🇸 amongst ~200 countries & companies.

[yatee @yateegupta]

Gone are the days when startups used to inflate team size to appear successful.
Now it has become a metric of bad financial planning.

[yatee @yateegupta]

will miss you, man.

[Bryan Johnson @bryan_johnson]

I'm going to take one for the team here. Going in, will report back.

[Aravind Srinivas @AravSrinivas]

Monitor the Situation
https://t.co/TLkTfvJLLR

[Claude @claudeai]

We’ve agreed to a partnership with @SpaceX that will substantially increase our compute capacity.

This, along with our other recent compute deals, means that we’ve been able to increase our usage limits for Claude Code and the Claude API.

[yatee @yateegupta]

Watching a tutorial on how to use some software is a bit of a humbling experience.

[yatee @yateegupta]

@tankots @WisprFlow Wispr Flow

[yatee @yateegupta]

😬

[Sam Altman @sama]

Not solved yet, but 5.3 will help build the thing that solves it