Joao Reginatto

Building modular stablecoin infrastructure @m0 | Formerly head of stablecoin products @Circle - Built $USDC.

[Joao Reginatto @reginatto]

It is my life's goal at this point to build open digital money infrastructure.

[M0 @m0]

https://t.co/rJeaXlGkkU

[Chris Freiman @cafreiman]

For Father’s Day, I’ll share this letter to Karl Marx from his dad

[Joao Reginatto @reginatto]

@destraynor Congrats

[Joao Reginatto @reginatto]

@stablecoing @eldoradoio @paradigm @cbventures @VerdaVentures Congrats!

[Erik Voorhees @ErikVoorhees]

No, you don't get it.

He does not have $1 trillion sitting in cash, it is 99% stock in his companies.

To make that wealth liquid would mean selling all that stock which would swiftly destroy *both* the companies (Tesla, SpaceX, others) and the wealth. If he sold it all, he'd end up with maybe $100b max, several hundred thousand people would be out of work, the companies ruined and many of their suppliers also ruined.

Okay, but now Elon has $100b in cash, and can "solve the world's problems".

$100b divided by the world's 8 billion people is $12

If you were in charge, several of the most innovative industrial companies in the world would be destroyed, hundreds of thousands out of work, and space would again close to human civilization for another generation.

But everyone on earth could have one nice meal and you could revel in your altruism.

[Joao Reginatto @reginatto]

Luke says it better than us.

[Stabledash @stabledash]

MoneyGram designed its $MGUSD stablecoin stack so no single vendor choice is permanent.

"Bridge is an extremely important partner for that issuance. By layering M0 on top of the Bridge issuing capability, it gives us additional optionality in terms of how those contracts are managed and how we might be able to evolve those over time, how we think about yield, how that yield is earned, where the reserves can be stored."

"It's very important when you put a technology in that you don't box yourself into a corner."

@LukeTuttle2049, CPTO at @MoneyGram, shares @m0's role in the MGUSD stack

[MoneyGram @MoneyGram]

https://t.co/7v8TFrMc1b

[Nick @nickgarcia]

https://t.co/VVYtw9gYTl

[M0 @m0]

Catch Joao Reginatto (@reginatto), CSO of M0, joining top minds from @Anchorage, @solana and @AvaLabs at Stablecoin Conference Latam to discuss the real blockers to stablecoin adoption.

📅 June 15
📍Mexico City

[M0 @m0]

This morning on the @money2020 mainstage: @anthonysoohoo (@MoneyGram), @lucaprosperi (M0), and @sternhenri (@privy_io), announcing the launch of MoneyGram's stablecoin MGUSD.

[M0 @m0]

Just announced at @money2020 Europe!

@MoneyGram is introducing MGUSD, a stablecoin to power its own global network, built on M0’s modular infrastructure. MGUSD will be issued by @Stablecoin and run on the @StellarOrg blockchain.

[Joao Reginatto @reginatto]

@cemarcann @StellarOrg 🤝

[Joao Reginatto @reginatto]

Built on @m0

[MoneyGram @MoneyGram]

Introducing MGUSD.
MoneyGram's native U.S. dollar stablecoin.

Natively issued on @StellarOrg.
Built with @Stablecoin, @M0 and @FireblocksHQ.
Live in the U.S. today.

[Eleanor Terrett @EleanorTerrett]

🚨NEW: JPMorgan CEO Jamie Dimon took aim at the Senate's crypto market structure bill today, arguing it "doesn't do anything for AML/BSA" and provides "almost no legal protections."

When asked for comment, a spokesperson for @SenLummis told me:

"The banks can’t deal with a bipartisan compromise on stablecoin yield and are making completely false claims about BSA/AML as a last ditch attempt to poke holes in a solid piece of legislation that protects consumers. Fear of competition always brings out an interesting side of people and that’s all this is.”

[nicolas, 30 ans @nic_carter]

your criticisms of stablecoins are not new. you're recycling gorton and zhang's 2021 paper on stablecoins and NQA which has been taken up variously by brainard, krugman, and warren to undermine the sector. this attack is half a decade old. it relies on an ahistorical and myopic reading of free banking. not to mention a misreading of how stablecoins actually work.

I discussed this line of attack in 2021 (https://t.co/kG4vTDVDhg), 2024 (https://t.co/8PfTk8oppk) and 2025 (https://t.co/mx4nwq2vti)

i'm honestly tired of it. why don't you read dowd, kroszner, white, or selgin on free banking rather than parroting the historically illiterate fable of the period told among central bankers today?

or, we could engage with the reality of stablecoins rather than resorting to analogy if you prefer. if you did, you would know that there is no comparison with the Reserve fund, which contained Lehman commercial paper, something that no GENIUS regulated stablecoin could hold. you would know that secondary market trading is not a reliable guide to its peg, when direct redemption is possible.

if you really want to invoke free banking to undermine stablecoins I am more than happy to do that. but it doesn't support your argument in the slightest. it completely undermines it. you of all people should know that.

[RISE @risechain]

USDR is RISE's native stablecoin, built on @m0's modular stablecoin stack.

Powering the RISE ecosystem with:

• 100% T-bill backing
• Auto yield
• Composability across apps

More on how it works in our thread below.
https://t.co/k4RFwemGGU

[Jack Zhang @awxjack]

Everyone is talking about stablecoins.

But nobody is talking about:

the speed of on ramp and off ramp
the liquidity between stablecoin and fiat
the global compliance layer

Feels like someone need to solve all the issues above

Makes me wonder��� do we need a purpose-built Layer 1 for real-world payments?

[eric @defyneric]

API’s Every Neobank Needs:

1) Login/Wallet
@privy_io @dynamic_xyz @thirdweb @crossmint @turnkeyhq @magic_labs

2) Card Issuance
@raincards @Stablecoin @KulipaXYZ @wirexapp @reapglobal

3) Virtual ACH Accounts
@iron @BVNKFinance @UR_global @dakota_xyz

4) Privacy Layer
@SeismicSys @UmbraPrivacy

5) Yield
@yield @yield_xyz @blend_money @veda_labs

6) Swaps
@moonpay @lifiprotocol @0xProject @squidrouter @AcrossProtocol @wormhole @RelayProtocol

7) KYC/AML
@sumsub @persona @chainalysis

8) Stablecoin orchestration
@Paxos @openfx_ @CodexFX @m0 @ethena @OndoFinance

am i missing any?

[Joao Reginatto @reginatto]

@bpmilne @m0 @brale_xyz @lightspark @chuk_xyz @MoneyCodePod 🤝

[M0 @m0]

Introducing USDR, RISE’s stablecoin built on M0's modular stablecoin infrastructure.

USDR is built for the @risechain ecosystem.

[Joao Reginatto @reginatto]

It's hard to keep up with folks building on M0. Welcome aboard @risechain !

[RISE @risechain]

1/ Introducing USDR, RISE's native stablecoin, built on @m0. 100% backed by U.S. Treasury bills. Purpose-built for the RISE ecosystem.