Chandan

[Chandan @iamchandanys]

@powerup_money @jindalprateek87 I accidentally deactivated my account without reading the instructions, and now the app won’t let me reactivate it. I wanted to get the Elite membership, but I can’t proceed. Support was also rude when I asked for help. Please assist.

[Chandan @iamchandanys]

@warikoo What’s wrong with AI-generated? In the end, it’s all about whether it serves the purpose and the other person understands it.

[Chandan @iamchandanys]

The message mentions my car number correctly and asks me to download an app via a link.

This appears to be a phishing attempt. Please look into it. Screenshots are attached for reference.

Thank you!

[Chandan @iamchandanys]

Dear @BlrCityPolice @blrcitytraffic,

Today, I received a suspicious spam message claiming I have a traffic ticket (No. KA46894230933070073) for my car KA--MP---4.

#BangalorePolice #CyberSafety @CPBlr @Jointcptraffic

[Chandan @iamchandanys]

Additionally, the alleged transaction mentioned in the chargeback is not reflected in my credit card statement.

Despite providing the ARN number 7487530405900108485**** for verification, my bank is unable to retrieve any relevant information using this reference.

[Chandan @iamchandanys]

I am writing to address case number INCA2401979***. After thorough verification with my bank, they have confirmed that they have not initiated any chargebacks or disputes on their end again, nor have I raised any such concerns.

[Chandan @iamchandanys]

Hello @zerodha @CoinByZerodha how to get CAGR return of my mutual fund portfolio?

@Nithin0dha @nikhilkamathcio

[Chandan @iamchandanys]

So I just want to know what can be the impact of not mentioning the smoking habit of my father during the claim? and what could be the best way to go forward?

[Chandan @iamchandanys]

@joinditto @zerodha I bought a health insurance policy for my father in 2021. That time nowhere they asked whether my father was a smoker or not. Even I didn't have any reason not to mention it. So recently I got to know that it plays a major role during the claim.

[Chandan @iamchandanys]

@AmazonHelp This API - https://t.co/l6pOcJLuxH is throwing the following error. Can someone from the technical team look into this issue?

[Chandan @iamchandanys]

@amazon @amazonIN

Am getting the following error when I try to book AirAsia international flight. Am not getting any error with other Airlines.

@makemytripcare @makemytrip

[Chandan @iamchandanys]

@AmazonHelp Yes. They asked us to contact @makemytrip but didn't get any proper response from them.

[Chandan @iamchandanys]

@amazonIN @AmazonHelp During international flight booking, why am I not able to add extra check-in luggage? The option is not showing. @makemytrip @makemytripcare

[Chandan @iamchandanys]

@AdityaD_Shah Thank you. It's not applied.

[Chandan @iamchandanys]

@AdityaD_Shah Co-Pay? I bought this insurance when my parents were at 57 years of age. Next year they will cross 60 years. So this Co-Pay will apply from next year? Or this will apply when we buy a policy only after 60 years?

[Aditya Shah @AdityaD_Shah]

🚨Insurance Analyser Series-Episode 3

Star Health Comprehensive policy

Is the policy really "comprehensive" as the name suggests?

Let's analyze each and every feature of this Policy:-

🩺Co-Pay:-
There is no Co-Pay if bought before 60 years
There will be a 10% Co-Pay if the policy is bought after 60.
The co-pay option is undesirable

🩺Room Rent Limit:-
There is a Room rent Limit of a Single Private room.
This is highly undesirable

🩺Hospital Coverage:-
Star Health covers a wide range of 13,000 hospitals

🩺Restore Benefit:-
With the Restore Benefit, if any claim, partial or total, is made any time during the year, then 100% of the base cover gets restored in the policy cover automatically, at no additional cost!

🩺No Claim Bonus:-
No claim Bonus means the sum assured increases in the year you won't claim
50% No claim bonus capped at 100% of the Sum insured is applicable in this policy.

🩺Maternity:-
The maternity cover is available for Rs 20,000 after 2 years

🩺Pre and Post Hospitalisation:-
60 and 90 days pre and post-hospitalization covered

🩺Waiting Period for Pre-existing diseases:-
The period is 3 years depending on the nature of the disease
🩺Preventive Medical Tests:-
For a 10L individual policy, it allows only tests of Rs 3000/year.
This is very low.

🩺Out-Patient Department:-

Doctor visits and regular consultations aren’t usually covered by health insurance policies.
However, Star Comprehensive offers OPD cover
Upto Rs 1200 is covered.
Each visit should be capped at Rs 300/visit for a 10L poli

🩺AYUSH treatment:-
Covers in-patient hospitalization expenses even for alternate treatment methods viz. Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy
AYUSH treatment until Rs 15000 is covered

🩺Dental/Eye coverage:-
Once in a block of every 3 years of continuous renewal
For a 10L sum assured the cover is only Rs 10,000.

🩺Premium:-
For a 30year old 10L cover
Star comprehensive premium starts at Rs 11,476.

Similar policies are available from other companies at Rs 11,000

Conclusion:-
Some features of this policy are really undesirable
1. Room rent limit
2. Co-pay if entering the policy after 60

Some stand-apart features include
1. OPD coverage
2. Dental coverage

The premiums are not so expensive as well.
However, in the list of comprehensive policies, this will not be my number one choice.

[Sharan Hegde @financewsharan]

You delay learning about finance because it's tough🔻

Here are some basic rules to start with💸

No fancy financial jargon or complicated formulas!

A thread��👇

[Stable Investor @StableInvestor]

If you have a Rs 50 lakh home loan 🏡 or plan to take one soon, here is a long thread on how to manage it well. It discusses various options you can use to become loan-free quickly.

Here is the thread🧵& it highlights all possible home loan prepayment scenarios 👇👇

(1/n)

[Sundar Pichai @sundarpichai]

Happy Diwali! Hope everyone celebrating has a great time with your friends and family.
🪔 I celebrated by watching the last three overs again today, what a game and performance #Diwali #TeamIndia #T20WC2022

[Chandan @iamchandanys]

@xsgames_ First Google the issue and then redirect to stack overflow 😅