Shrinit Padwal

27 Food Entertainment Photography Credit cards.

[Shrinit Padwal @shri294]

Indulged in pure luxury at Truefitt & Hill, Kalaghoda✨kala

[Shrinit Padwal @shri294]

@TestoConsultant Workout

[Tejas Ghongadi @tejasghongadi]

Wrap to a #CCGeeks Mumbai Meetup.

Sunday Afternoon spent well! Unfortunately, some people left early due to other commitments. Nonetheless, a great way to socialize and network.

Over the past couple of years, I am seeing the results of 'Network is Networth!'

[Dan Go @CoachDanGo]

I'm about to turn 45.

Here are fitness cheat codes I wish I knew in my 20's:

[Harshit Bohra | Cards Wizard @cards_wizard]

✨ The Ultimate Taj Experience

We turned a dream stay into reality!

🏩 Spent a special day in the Apollo Suite at Taj Mahal Towers where we were pampered like royalty!

💰 Price: >₹1,10,000/-
🫰 Paid out of Pocket: ₹2,270/-

✨ Here's how we turned credit card spends into a dream Taj stay! 🧵

[Kashif Ansari 🇮🇳 کاشف انصاری @Perfi_X]

SHOULD YOU TAKE CIBIL SUBSCRIPTION TODAY?

Nobody is getting it, right!

AND unfortunately, our twitter community = more of game of reach/view and posting for the sake of posting 🫤

Let me tell you my view first!

💎My view
- It is a no-brainer deal [details below]

💎Still, who might skip? ❎

- If you have just started credit cards journey, it might not be of more value. You can skip for now!

💎What about Free apps?🫰

- For others, there are many apps which will give you credit report for free once in a month/quarter provided you share the data with them too.

Out of all such players, I would prefer OneScore app.
Reasons 🔽
1. Best UI [even better than CIBIL]
2. IMO they only use it for their own card only &
3. Zero spam

💎BUT if free apps are there, why you are recommending Paid Subscription? 🤷‍♂️

1. CIBIL for #ccgeek is not to see credit score BUT to protect us from any unwanted inquiry or misreporting from bank.

2. Consider it like an insurance. If somebody takes a loan in your name by fraud, you get notification instantly. If bank reports wrong payment default you can check it instantly instead of waiting for a month.

3. You can combine multiple free apps and see your report more than once in a month BUT trust me it is too much of a hassle.

4. When you see 600 rupees as insurance and not some subscription, you will definitely understand the value.

💎 Conclusion
- If you want to continue your card journey, please pay 600 and have one less optimization problem to think about!

- If you are still not convinced, just assume that you didn't get any cashback on your HDFC platinum debit card for paying credit card bill in a particular month.
[It is that affordable now]

Hope this makes some sense, folks!
Happy Independence Day 🇮🇳

[Newton Bank Kumar @idesibanda]

Open letter to FM from Salaried Class

[Renegade Chronicle @Zoomerjeet]

This is the kind of innovation that is needed in India, not <20 minutes Achaar-Paapad delivery apps.

[Zach Vorhies / AI Google Whistleblower @Perpetualmaniac]

Crowdstrike Analysis:

It was a NULL pointer from the memory unsafe C++ language.

Since I am a professional C++ programmer, let me decode this stack trace dump for you.

[Shrinit Padwal @shri294]

@ProfessorCardz Getting Accor plus explorer membership via revenue is better than via points right?

[Shrinit Padwal @shri294]

@Daksh_k1 @imYadav31 @Anirban12Mandal @AmazingCreditC Just received the Gold kit today, after about a month of receiving VI card

[Shrinit Padwal @shri294]

Has Onescore stopped showing CIBIL score now, and only Experian? Or just a glitch for time being?

[Ted Ryce @ted_ryce]

The hidden danger that’s slowly killing you:

Visceral fat.

I’ve been a health coach for +25 years.

Here are 5 ways to destroy visceral fat (bookmark this):

[Shrinit Padwal @shri294]

@credofly Sc Smart/Sc ultimate

[SpendWisely @spendwiselyx]

How many credit cards of one bank you can keep at any given point of time 🤔?

👉HDFC Bank: 4 Cards (2 regular cards, 2 cobranded cards. Can’t keep DCB and Infinia both)

👉Axis Bank: 3 Cards (in very rare case, 4th card is allowed)

👉ICICI Bank: No Limit

👉SBI: 3 Cards

👉American Express: 3 Cards (2 Credit Cards and 1 Charge Card)

👉Kotak Mahindra Bank: 3 regular Card + 1 UPI

👉Fedaral Bank: 1 Regular Card + 1 UPI Card

👉AU Small Finance Bank: 1 Regular Card and 1 Instapay Card for UPI

👉Standard Chartered Bank: 3 Cards

👉HSBC Bank: 2 Cards

👉IndusInd Bank: 3 Cards

👉SBM Bank: 1 Card

👉RBL Bank: 3 Cards

If you know about any other bank, mention in comments 👇. If you have more than the above mentioned cards of any bank, mention in comments 👇

Press Like button and Repost if you found it informative 😊.

Follow “SpendWisely” for updates, info and tips about credit cards and online shopping.
—————————————
For all ongoing Credit Card offers (First Year Free, Lifetime Free, Extra Joining Benefits Offers), visit Micro-website of SpendWisely.

Here is the Link 👉https://t.co/54MiLQEW6Z
—————————————
Note: Always take a credit card basis your own need and personal spending pattern, not just because of an offer. Make your own assessment. Some of the Links in the post might be our referral links. If you apply through these links we might get some referral pay or referral benefits.

[credit card, spendwisely, spend wisely, credit cards] #spendwisely #creditcard #creditcards

[Professor Cardz @ProfessorCardz]

🤬"MCC or Merchant Category Codes should be shown before the transaction or OTP page" should be forced on to banks as that's their favorite way to deny benefits.

✍️Do you agree #ccgeeks?

🤬Why? Just did 3 transaction worth 15000 online and offline however RP as well as Milestone Benefits declined by A X I S bank 🤬😡

🚨I am sure its happening with everyone now a days since the list of exclusions are increasing?

���Share your experiences.

😅I spoke to CS and asked them for the same but it's above their pay grade. Will raise a request with RBI for this issue if it affects everyone based on the feedback received on this post.

🔁Repost and Link for Max reach. Share your experiences as well in replies.

Requesting experts to RT for reach 🙏🏻 and Feedback

@nebula_world
@AmazingCreditC
@iSatishAgarwal
@cards_wizard
@credit_cruze
@CAwhowrites
@ProfessorCardz
@imYadav31
@CardMavenIn
@RewardsEngineer
@DoBaniye
@ameya4mPune
@akshat_money
@milespointspro
@AbhiChtrj
@Pradnya_007
@mainimanish
@Punch_B
@NalinisKitchen
@vasishtanagalla
@THEONLYANKUSH
@credit_cruze
@sabyasachihasan
@mohit2asdf
@DealsDhamaka
@smritisinha99
@traumatizerr
@spendwiselyx
@skh27
@aman6490
@saketreddy

[Satish Kumar Agarwal @iSatishAgarwal]

Credit Card is beneficial for those who don't need Credit 😄

❌Don't take a Credit Card if you
-Can't pay your CC bills in time
-Will roll over the dues to next month frequently
-Are happy paying Minimum Amount Due only
-Tend to overspend
-Can't keep the Card & data safely
-Can withdraw from ATM also 😱

✔️Credit Cards are for those who
👉Manages the Credit responsibly
👉Spends as per the requirement & not impulsive
👉Pay CC bills timely
👉Choose Cards wisely as per income

Reap rewards that come along🔥⤵️
-Upto 45-50 days free credit
-Online/Offline discount offers
-Reward Points/Cashbacks
-Good CIBIL Score
-And many more

Like ❤️ n Repost ♻️ if useful

[Tejas Ghongadi @tejasghongadi]

Amazing & Lovely #CCgeek crowd of Pune! Always feels good to meet new people and then there are also those regular ones too who take out time and some who travel to other cities just for the meetups.

[Revant Himatsingka “Food Pharmer” @foodpharmer2]

Big win! FSSAI just passed two major rules for juice companies
1) No using 100% fruit juice
2) Fruit juices will be forced to use “Sweetened Juice” for juices with more than 15grams of sugar per kg of juice.

For many years companies like Real Juice and Tropicana have been using ‘100% juice’ for juices which have roughly 20% orange juice concentrate, and this new FSSAI rule will start forcing the brands to be more honest.

Millions of Indians falsely believe packaged juices filled with sugar to be healthy and I am happy to see FSSAI finally cracking down misleading ads in packaged juices.

My message to all major food brands- Start making your ads honest before you are forced by the government or the public to do so!

[Professor Cardz @ProfessorCardz]

#SBICashback + #AxisAirtel + #AUXciteAce 🔁 For this
🆚
#HDFCSwiggy + #HSBCCashback + #StanCSmart ♥️ For this

What will you go for?

#ccgeeks #cashback #creditcards

Check my YouTube video if you are still confused
https://t.co/Vtgwk5sYIk

Apply here:

SBI Cashback https://t.co/c1VLdXDefL
HSBC Cashback https://t.co/YCU360lFdH
AU XCITE https://t.co/OH8Ws7pLBy
HSBC Cashback https://t.co/YCU360lFdH
Axis Airtel https://t.co/dWpmX16S35
Axis Flipkart https://t.co/lgtgX5YcK3
HDFC Millennia https://t.co/4BSaZf6ZIN
Axis Ace https://t.co/6CuFxKHnH7
Standard Charterd Smart https://t.co/d7goagGK4f
HDFC Swiggy https://t.co/kfJQwrKOvN
ICICI Apay https://t.co/Lf8A4fDYKi

@imYadav31 @cards_wizard @Bhushan_Tal_27 @AmazingCreditC Tagging for reach and complete 3000 followers.

[Eminent_minds @minds_eminent]

If you sit more than 5 hours a day

Here are 6 yoga poses that will save your back and neck :

(With videos)